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Appointed Representative of The Right Mortgage Network (FCA No. 1004260). Company No. 15189091. Registered in England and Wales.
Family
"You'd do anything for them. This is one of those things."
Children's critical illness cover pays out a tax-free lump sum if your child is diagnosed with a serious illness. So that if the worst happens, money is the last thing on your mind.
What is children's critical illness cover?
Children's critical illness cover pays a lump sum if your child is diagnosed with a serious illness — from cancer and heart conditions to neurological disorders and intensive care admissions. Payouts typically range from £10,000 to £100,000 depending on the condition and the level of cover.
Cover is available for children up to age 18, or up to 23 if still in full-time education. It's available to biological parents, step-parents, adoptive parents, and legal guardians.
Most parents don't think about this cover until they need it. The ones who have it are glad they didn't wait.
Who needs this?
- You have children and want financial protection if they become seriously ill
- You already have adult critical illness cover and want to extend protection to your children
- You want to cover potential loss of earnings if you need to care for a seriously ill child
- You want peace of mind that money won't be a worry if the worst happens
What's covered
The detail that matters
Covered
Cancer treatment and diagnosis
Heart conditions
Neurological disorders
Intensive care admissions
Diabetes
Not covered
Conditions not listed in the policy
Claims within the initial exclusion period
Pre-existing conditions not disclosed at application
Common questions
Things people ask us
Can I add children's cover to my existing policy?
Is it available to step-parents and adoptive parents?
Up to what age is a child covered?
Ready to get started?
Book a free, no-obligation appointment.
Straight advice, no jargon.
Straight advice, no jargon.
Also Consider
Products that work well alongside this
Critical Illness Cover
Critical illness cover pays out a tax-free lump sum if you're diagnosed with a serious illness things like cancer, a heart attack, or a stroke. It's not about dying. It's about what happens when life suddenly changes.
Learn more