Renovation mortgage

Renovation Mortgage Broker in Sevenoaks

Specialist renovation mortgage support in Sevenoaks for home improvements and fixer-uppers.

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What is a Renovation mortgage?

Whether it's a large extension or a complete remodel, our renovation mortgage expertise helps Sevenoaks homeowners finance property upgrades with confidence.

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Borrow for extensions & upgrades
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Access local lender options
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Trusted guidance in Sevenoaks
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Local Market Insight

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Sevenoaks has a wide mix of property ages, from Victorian terraces to newer builds. Renovation is common for growing families and upsizers. MBNM offers deep knowledge of the area’s mortgage options.
01
Renovation Demand
Sevenoaks sees consistent renovation demand due to space maximisation and family growth needs.
02
Planning Applications
472 applications in 2023 for extensions, loft conversions & upgrades.
03
Avg Renovation Budget
Average full-property renovation in Sevenoaks costs £65,000+.
04
Home Value Uplift Potential
Local lofts & kitchen upgrades can add 9–12% to property values.

Why Work With a Broker

We simplify the complex process and connect you with specialist lenders who understand renovation finance.

Tailored renovation lending
Exclusive lender relationships
Sevenoaks property knowledge
Support through planning & approval
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New owner holding the key to their house after using MBNM to assist with their mortgage

At Mortgage Brokers Near Me

At Mortgage Brokers Near Me, we simplify the process with local, expert support you can trust. Whether you're buying your first home, remortgaging for a better rate, or funding a renovation, our advisers connect you with competitive lenders tailored to your goals. Straightforward advice, no jargon just mortgages that work for you.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Lenders To Compare

We compare deals from across the entire market to find the best fit for you — not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

We make launching your new website simple and stress-free without endless delays or confusion. Here’s how we take your site from concept to conversion-ready:

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Discovery

We start with a free, no obligation chat to understand your goals, timeline, and budget.

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Strategy

We scan the market including specialist and high-street lenders to find deals that match your needs.

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Application Support

From paperwork to lender requirements, we guide you through every step to ensure a smooth process.

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Mortgage Secured

Once approved, we help finalise the deal and stay in touch through to completion (and beyond if needed).

FAQs

Quick answers to common questions, get started with confidence.

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How much deposit do I need?
Most lenders require 10–20% for renovation mortgages, but it can vary with project scope.
Can I remortgage to fund my extension?
Yes, many clients use remortgages to release equity for large-scale renovations.
Can I apply if I’m self-employed?
Absolutely. We help self-employed clients package income clearly for lender confidence.
Can I get a mortgage for an uninhabitable property?
Yes, some lenders offer renovation loans for properties that aren’t currently habitable.
Do I need planning permission first?
It depends on the lender, but having planning permission ready often speeds up the process.
How long does the process take?
Mortgage approvals typically take 2–4 weeks depending on the lender and documents provided.

Why Choose Us MBNM For your Renovation Mortgage

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Our mission

Our mission is to help people across the UK make smarter mortgage decisions. From first-time buyers to experienced homeowners, we offer tailored advice, expert support, and a commitment to getting the right outcome for every client.

Vision

Our vision

At Mortgage Brokers Near Me, our vision is simple to make mortgage advice clear, accessible, and genuinely helpful. We started this journey after seeing too many people overwhelmed by confusing options, slow responses, and generic advice. Our mission is to change that by offering expert, transparent guidance that’s tailored to your goals. Whether you're buying your first home, renovating a property, or looking to remortgage, we’re here to simplify the process and support you every step of the way.

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Our story

Mortgage Brokers Near Me was built out of frustration with the industry status quo slow processes, confusing options, and advice that didn’t always serve the client. We started with a simple promise: to put people first. Today, we connect clients with experienced advisers who genuinely care about making the mortgage process simpler, clearer, and more rewarding.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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