Mortgage Protection - Life insurance

Mortgage Life Insurance – Richmond

Personalised mortgage life insurance support for homeowners in Richmond.

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Why Is Mortgage Life Insurance Important?

Many mortgage holders are surprised to learn life insurance doesn’t come included — leaving families exposed if something goes wrong.

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Ensures your mortgage is paid if you pass away
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Flexible cover that grows with your family
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Streamlined alongside your mortgage application
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What You Might Not Know About Mortgage Life Insurance

Mortgage life insurance isn’t just for parents — it’s a smart way to protect any property you care about.
01
What Most People Get Wrong
Believing employer life cover is enough — it often isn’t.
02
Why It’s Often Skipped
Too many assume it’s expensive or confusing to get started.
03
What It Looks Like in Real Life
We recently helped a Richmond homeowner remortgaging their flat add life cover with minimal effort and no additional stress.
04
Why It’s Worth It
A little planning now can mean everything to your loved ones later.

Why Work With a Broker

We take the confusion out of life insurance and help you get the right cover without the back and forth.

No obligation guidance and clear options
Tailored policies that fit your mortgage size
Handled by a team who knows Richmond
No pressure, just support when you’re ready
Speak To An Expert
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At Mortgage Brokers Near Me

We help first-time buyers across the UK understand their options, avoid common pitfalls, and access deals from the whole market. With clear advice and personal support at every stage, we turn confusion into confidence.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Members Transformed

We compare deals from across the entire market to find the best fit for you, not just one bank.

2700+

Buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

We help Richmond homeowners secure mortgage life insurance that’s simple, local, and built around their financial goals.

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Quick Chat

We’ll ask a few simple questions to learn about your mortgage, your family situation, and any existing cover you might have.

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Compare Options

We search the market to find policies that match your needs and budget. Explaining the pros and cons in plain English.

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Handle the Paperwork for You

Once you’ve chosen the right policy, we’ll take care of the application and make sure it’s set up alongside your mortgage.

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You’re Covered

Your policy goes live, your home is protected, and your family has peace of mind, all sorted without chasing multiple providers.

FAQs

Quick answers to common questions, get started with confidence.
Can I get life insurance during a remortgage?
Yes. It’s often the best time to review or add cover. We’ll coordinate both so you’re protected from day one.
Do I need a medical check?
Not always. We’ll pair you with insurers that suit your circumstances — some don’t require medicals.
Can I cancel it later?
Yes. You’re never locked in. But we’ll help you find a plan worth keeping long term.
Is this the same as mortgage protection insurance?
No. Mortgage life insurance pays off the loan if you pass away. Mortgage protection helps with repayments if you lose income.
What’s the average cost?
It varies based on age and mortgage size. We compare prices across the market to find what’s right for you.
What if I move house?
Your policy can move with you or be replaced. We’ll guide you through the best option when that time comes.

Why Choose Mortgage Brokers Near me

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Our mission

To make mortgages and protection simple, honest, and accessible. So every homeowner can move forward with confidence, not confusion.

Vision

Our vision

We believe that financial advice should feel like talking to a human, not reading a policy booklet. Our goal is to become the UK’s most trusted mortgage and protection partner by putting clarity, service, and people first.

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Our story

Mortgage Brokers Near Me started with a simple idea: getting a mortgage (and the cover that comes with it) shouldn’t feel overwhelming.

Too many people delay protection because they’re confused or put off by jargon. We’ve seen the impact that has and we set out to change it.

From day one, our approach has been hands-on and human. We guide you through everything, explain the bits others gloss over, and handle the heavy lifting. Whether you're buying your first home, moving up the ladder, or remortgaging, we’re here to make sure nothing important gets missed especially your peace of mind.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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Stay connected and see our latest events, updates, and behind-the-scenes moments.

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