Renovation mortgage

Renovation Mortgage Broker in Southampton

Get expert help securing a renovation mortgage in Southampton for home upgrades and property improvements.

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What is a Renovation mortgage?

A renovation mortgage lets you finance improvements to your property, whether you're planning a modern kitchen, loft extension, or full refurbishment. MBNM helps Southampton homeowners access tailored lending options.

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Finance large-scale improvements
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Support with planning & lending
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Remortgage for renovations
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Local Market Insight

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Southampton has a mix of Victorian terraces and post-war homes, many of which are now being upgraded by families and investors. MBNM supports local clients with trusted renovation mortgage advice and funding access.
01
Renovation Demand
High among homeowners updating older housing stock or converting to HMOs.
02
Planning Applications
In 2023, over 1,200 residential planning applications were submitted, including lofts, porches, and rear extensions.
03
Avg Renovation Budget
Typical budgets in Southampton range from £40,000–£85,000 depending on project scope.
04
Home Value Uplift Potential
Upgrades like extensions and new kitchens can add 8–12% to property values locally.

Why Work With a Broker

We simplify the mortgage process and help you access lenders who specialise in renovation funding.

Specialist renovation advice
Tailored to your property
Work with trusted lenders
Support from start to finish
Speak To An Expert
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At Mortgage Brokers Near Me

At Mortgage Brokers Near Me, we simplify the process with local, expert support you can trust. Whether you're buying your first home, remortgaging for a better rate, or funding a renovation, our advisers connect you with competitive lenders tailored to your goals. Straightforward advice, no jargon just mortgages that work for you.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Members Transformed

We compare deals from across the entire market to find the best fit for you — not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

We make launching your new website simple and stress-free without endless delays or confusion. Here’s how we take your site from concept to conversion-ready:

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Discovery

We start with a free, no obligation chat to understand your goals, timeline, and budget.

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Strategy

We scan the market including specialist and high-street lenders to find deals that match your needs.

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Application Support

From paperwork to lender requirements, we guide you through every step to ensure a smooth process.

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Mortgage Secured

Once approved, we help finalise the deal and stay in touch through to completion (and beyond if needed).

FAQs

Quick answers to common questions, get started with confidence.

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How much can I borrow for a renovation mortgage?
It depends on your income, deposit, and property plans. We help assess your borrowing power with real figures.
Is it possible to borrow more when remortgaging?
Yes, many clients remortgage to release equity for renovations. We help find competitive deals.
Will lenders accept self-employed income?
Yes. With SA302s or accountant statements, we help present your income accurately to lenders.
Can I renovate a buy-to-let in Southampton?
Yes, with the right lender. We work with options that fund refurbishment of investment properties.
Are renovation loans available for flats?
They can be, depending on lease terms. We help check feasibility and lender criteria.
Does planning permission help?
Yes. Approved plans often increase lender confidence and can unlock better terms.

Why Choose Us MBNM For your Renovation Mortgage

Our mission

Our mission is to help people across the UK make smarter mortgage decisions. From first-time buyers to experienced homeowners, we offer tailored advice, expert support, and a commitment to getting the right outcome for every client.

Our vision

At Mortgage Brokers Near Me, our vision is simple to make mortgage advice clear, accessible, and genuinely helpful. We started this journey after seeing too many people overwhelmed by confusing options, slow responses, and generic advice. Our mission is to change that by offering expert, transparent guidance that’s tailored to your goals. Whether you're buying your first home, renovating a property, or looking to remortgage, we’re here to simplify the process and support you every step of the way.

Our story

Mortgage Brokers Near Me was built out of frustration with the industry status quo slow processes, confusing options, and advice that didn’t always serve the client. We started with a simple promise: to put people first. Today, we connect clients with experienced advisers who genuinely care about making the mortgage process simpler, clearer, and more rewarding.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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