Near you, no matter where you are.
Appointed Representative of The Right Mortgage Network (FCA No. 1004260). Company No. 15189091. Registered in England and Wales.
Mortgage Broker in Chatham
Independent mortgage advice for buyers, homeowners and landlords in Chatham, Walderslade, Lordswood and across Medway. Compare suitable mortgages from more than 90 lenders with remote support throughout.
Near you, No matter where you are
More than mortgages, we cover the whole journey
Whole-of-Market
With access to over 90+ lenders
300+
5 Star Reviews
£500+ Million
In mortgages arranged for clients
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Mortgage advice for buyers and homeowners in Chatham
Chatham has a mix of established terraces, town-centre flats, family homes around Walderslade and Lordswood, and newer developments across Medway. Lenders may assess the construction, tenure, lease, service charges and valuation as well as the price. A property that looks affordable can still require the right lender criteria.
Applicants working in healthcare, education, public services, logistics or shift-based roles may receive overtime, allowances or variable hours. We check which elements are regular and can be evidenced, then compare lenders that can use them appropriately. Advice, document checks and application updates are handled remotely through to offer.
Speak to a mortgage adviser
Mortgage services for Chatham clients
Who we help in Chatham
We provide mortgage advice for Chatham and the wider Medway area, helping buyers, movers, homeowners and landlords with straightforward and more complex cases.
First-time buyers in Chatham
We explain realistic borrowing, deposit and property costs before you offer on a Chatham flat or house, then prepare the lender evidence.
Home movers in Chatham
We coordinate the new mortgage with your sale and current deal, including a comparison of porting and replacement borrowing.
Self-employed applicants and contractors in Chatham
We help variable-income and self-employed applicants present the right records to a lender that can assess them fairly.
Buy-to-let investors in Chatham
We support new and experienced landlords with rental calculations, portfolio information and suitable lender selection.
Why choose MBNM for mortgage advice in Chatham?
MBNM provides independent, regulated mortgage advice and can compare suitable options from more than 90 lenders. We explain why a lender and product fit your circumstances, prepare the application and stay involved through underwriting, valuation and offer. You receive clear information without pressure to proceed.
Whole-of-market, genuinely independent
As an independent broker, MBNM has access to mortgage options from over 90 lenders, giving clients access to deals they won’t find by walking into a single bank.
Experience with real-world cases
We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases, situations where bank-only advice often falls short.
We manage the process end to end
From your first conversation through to mortgage offer, we handle paperwork, lender queries, and follow-ups, keeping things moving and keeping you informed.
Regulated, clear, and people-focused
MBNM is FCA regulated and focused on clear, jargon-free advice. No sales pressure, no hidden agendas, just guidance that makes sense for your goals.
A straightforward mortgage process from start to finish
We start with your goals, income, deposit, commitments and property details. We then check affordability and lender criteria, explain suitable options and confirm the costs. If you ask us to continue, we submit and manage the application, answer lender questions and keep you updated.
Initial conversation
We start with a straightforward conversation to understand your situation, goals, and timeframe. This helps us assess affordability, lender criteria, and the most suitable mortgage options from the outset.
Mortgage search
We compare mortgages across the whole market, reviewing rates, terms, and lender requirements to find an option that fits your circumstances, not just what’s easiest to place.
Application and lender handling
Once you’re happy, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.
Offer and completion support
When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.
Mortgage broker Chatham: frequently asked questions
If you have a question, please do not hesitate to reach out!
Speak to an adviser
How much deposit do I need for a mortgage in Chatham?
Can shift pay, overtime or allowances be used?
Can you help with a leasehold flat in Chatham?
Can you help after a mortgage application has been declined?
Do I need to visit a mortgage adviser in Chatham?
Is the first conversation free and how do fees work?
Speak to a mortgage broker supporting Chatham
Tell us where you are in the Chatham buying or refinancing process. We will review the finances and property, explain the likely lender requirements and set out the next step.
Trusted by home buyers and homeowners across the UK
Real feedback from clients who needed clear advice and a mortgage that actually worked.
Shona Rogers
"After speaking to another broker and being told we had to wait longer to get a mortgage, we landed on Will’s page! We had a unique self employed situation but Will instantly knew how to work our figures and although we weren’t in a position to buy straightaway, Will has given us a path and steps to what we need to make buying our home possible! There is never a straight no from Will, it’s always a ‘not now, but when’. Highly recommend for anyone looking for a mortgage broker in the UK"
Naomi McMillan
"Smoothest process I’ve experienced! Very grateful, thank you team!"
Lydia Searle
"Will worked absolute miracles for me and my partner, my financial situation wasn't great to say the least and I thought there would be absolutely no way that i'd be able to get a mortgage offer. From our first phone call he was so reassuring & positive and I instantly felt a weight had been lifted and that their was finally hope! I don't know how he does it but he managed to secure us a deal within our budget and the whole process was so straight forward. His knowledge is incredible and you can tell he just wants the absolute best for the people he is helping. 100/10 would 100% recommend to anyone I know that is looking to buy without hesitation."
Harrison Jones
"Mortgage Brokers Near Me has been amazing! Super patient and knowledgeable. We've had two properties fall through, but they've stuck with us every step. Highly recommend!"
Paula Evans
"Will is our go-to guy for mortgages for personal and business properties. Excellent communication, very honest and extremely easy to deal with, I couldn't recommend him enough!"
5.0
from 300+ reviews
Chris & Kirsty Charles
"We've had a great experience with Will at MBNM. An easy flow of conversation to ensure we get the best deal available to us, along with advice and help where needed. Highly recommend!"