Independent mortgage advice for buyers, homeowners and landlords across Bristol, delivered remotely by phone or WhatsApp. Access to funding options from over 90 lenders, with steady guidance from first enquiry through to completion.

More than mortgages, we cover the whole journey
With access to over 90+ lenders
5 Star Reviews
In mortgages arranged for clients



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Bristol’s property market can feel competitive, particularly in areas such as Clifton, Bishopston and Bedminster. Many buyers here are professionals working in tech, engineering or the creative industries, often with a mix of salary and bonus income. Others are moving from surrounding towns and need clarity before committing in a fast-moving market. In a city where prices and property types vary widely, lender criteria can differ just as much. Independent advice helps ensure your borrowing approach reflects your income and the property you are targeting.
Support is delivered entirely at a distance, which suits Bristol clients balancing work and family life. We arrange calls or WhatsApp conversations around your schedule, review documents securely and explain the options in clear terms. You remain informed at each stage, so there is no uncertainty about what happens next.




People across Bristol come to us at different points in their property journey. Advice is structured around your individual financial position and long-term plans rather than applying a uniform approach.
If you are looking to secure your first home in areas such as Redland or St George, understanding your borrowing limits early can prevent disappointment later. We help you approach viewings with realistic expectations.
Moving within Bristol often involves coordinating a sale and purchase in a competitive market. We align your mortgage application with your moving timeline to reduce unnecessary pressure.
Where income varies year to year, careful preparation is essential. We identify lenders comfortable with your trading history and ensure documentation supports your application properly.
Investors focusing on long-term rental demand in Bristol require clarity on stress testing and loan limits. We review the numbers thoroughly before advising on the next step.
MBNM provides independent mortgage advice with access to over 90 lenders across the market. We are not tied to a single bank, and recommendations are based on suitability rather than targets. Each case is handled individually, whether straightforward or more complex. An FCA regulated adviser manages your application from beginning to end, explaining recommendations clearly and allowing you to decide without pressure.

As an independent broker, MBNM has access to mortgage options from over 90 lenders, giving clients access to deals they won’t find by walking into a single bank.
We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases, situations where bank-only advice often falls short.
From your first conversation through to mortgage offer, we handle paperwork, lender queries, and follow-ups, keeping things moving and keeping you informed.
MBNM is FCA regulated and focused on clear, jargon-free advice. No sales pressure, no hidden agendas, just guidance that makes sense for your goals.
We begin with a detailed discussion about your plans and financial position. Suitable lenders are then researched, options are presented clearly and, once agreed, we manage the application on your behalf. You receive consistent updates until completion.
We start with a straightforward conversation to understand your situation, goals, and timeframe. This helps us assess affordability, lender criteria, and the most suitable mortgage options from the outset.
We compare mortgages across the whole market, reviewing rates, terms, and lender requirements to find an option that fits your circumstances, not just what’s easiest to place.
Once you’re happy, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.
When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.
If you have a question, please do not hesitate to reach out!
Possibly. Some lenders apply additional criteria to certain flat types or lease terms. We review the property details before advising on suitability.
Yes. At larger loan sizes, some lenders apply stricter affordability checks. We assess income and deposit carefully before recommending options.
Yes, although lenders treat variable income differently. We identify those who assess it fairly where appropriate.
Yes. We provide advice on purchases, remortgages and buy-to-let properties where suitable.
Yes. Advice, document checks and updates are managed remotely by phone, email or WhatsApp.
The first conversation is free. If a fee applies later, it is explained upfront before proceeding.
If you’re buying, moving, or remortgaging in Farnborough, we’re here to help you understand your options and move forward with confidence. Get in touch for clear, independent mortgage advice tailored to your situation.