Mortgage advice for Bristol buyers, homeowners and landlords, with access to more than 90 lenders. We compare suitable options and manage the application through to offer.

More than mortgages, we cover the whole journey
With access to over 90+ lenders
5 Star Reviews
In mortgages arranged for clients



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Bristol's property market includes Georgian and Victorian homes, converted flats, harbourside apartments and newer developments. A period conversion in Clifton or Redland can require different lender checks from a terrace in Bedminster or Southville, or a modern home around Filton. Construction, lease terms, service charges and valuation all matter.
Competition for suitable homes makes preparation important, but speed should not replace proper advice. We assess affordability, deposit, credit history and income before arranging an Agreement in Principle. Once you find a property, we check its details and compare lenders whose criteria and overall product cost suit the complete case.




We advise Bristol first-time buyers, movers, homeowners and landlords, including people buying period or leasehold property and those with non-standard income.
We turn your finances into a realistic search budget, prepare an Agreement in Principle and explain lender checks before you make an offer.
We compare porting with a new mortgage, account for early repayment charges and help keep your finance in step with a competitive property chain.
We match accounts, tax documents or contracts to lenders that understand your way of working, then present the income clearly for underwriting.
We advise new and experienced landlords on rental coverage, property eligibility and lender choice for standard, HMO, limited company and portfolio cases.
MBNM supports Bristol clients by phone, video and WhatsApp, with access to more than 90 lenders. Your adviser looks at the property as carefully as the applicant, explains which products are genuinely suitable and compares cost beyond the initial rate. We then prepare the application and manage valuation and underwriting queries through to mortgage offer.

As an independent broker, MBNM has access to mortgage options from over 90 lenders, giving clients access to deals they won’t find by walking into a single bank.
We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases, situations where bank-only advice often falls short.
From your first conversation through to mortgage offer, we handle paperwork, lender queries, and follow-ups, keeping things moving and keeping you informed.
MBNM is FCA regulated and focused on clear, jargon-free advice. No sales pressure, no hidden agendas, just guidance that makes sense for your goals.
We start with your goal, finances and likely property type. After assessing affordability and lender criteria, we compare suitable mortgages and arrange an Agreement in Principle if needed. When you proceed, we submit the documented application, monitor progress and give you clear updates until offer.
We start with a straightforward conversation to understand your situation, goals, and timeframe. This helps us assess affordability, lender criteria, and the most suitable mortgage options from the outset.
We compare mortgages across the whole market, reviewing rates, terms, and lender requirements to find an option that fits your circumstances, not just what’s easiest to place.
Once you’re happy, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.
When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.
If you have a question, please do not hesitate to reach out!
Yes. We help you establish a realistic budget, gather documents and arrange an Agreement in Principle so you can make an informed offer when you find the right home.
Potentially. Lenders may consider construction, condition, lease terms and valuation differently. We collect the details early and choose a lender whose criteria suit the property.
Yes, subject to lender and property criteria. We review licensing, expected rent, experience, valuation and ownership structure before recommending an option.
Yes. We compare lenders that can assess accounts, tax calculations, salary and dividends, company profit or contract income as appropriate to the case.
It is sensible to review the options several months before your current deal ends, allowing time to compare lenders and account for fees and early repayment charges.
Your first chat is free. If we can help, we explain any fee before you decide whether to proceed. There are no hidden fees, and we do not move forward until you have agreed them.
Tell us what you are planning and we will explain the next step. Your first chat is free and appointments are available by phone or video, with WhatsApp updates if preferred. If we can help, any fee will be explained and agreed before work begins.