Find the right mortgage for your situation

If you're juggling multiple debts at high interest rates, consolidating them into your mortgage can significantly reduce your monthly outgoings. But it's a decision that needs careful thought — and honest advice.

If you're planning a renovation, extension, or major improvement, a further advance or remortgage to raise funds could be more cost-effective than a personal loan — particularly if your property has increased in value.

If you're moving home and still in the middle of a fixed rate deal, you may be able to port your existing mortgage to your new property — keeping your current rate and avoiding early repayment charges.

When your initial mortgage deal ends, you'll move onto your lender's Standard Variable Rate — which is almost always higher. Remortgaging to a new deal can save you hundreds of pounds a month.

Purchasing buy to let property through a limited company has become increasingly popular since changes to mortgage interest tax relief. For higher rate taxpayers and portfolio landlords, it can significantly improve the numbers.

A buy to let mortgage is specifically designed for properties you're purchasing to rent out. The lending criteria are different from residential mortgages — and getting the right deal matters more than ever in the current rate environment.

Whether you're upsizing, downsizing, or buying a second home, we'll find the right mortgage for your move — comparing the whole market to get you the best available rate.

Buying your first home is one of the biggest financial decisions you'll make. We'll guide you through every step — from working out what you can borrow to getting the keys in your hand.