Independent mortgage advice for buyers, homeowners and landlords in Brentwood, delivered remotely by phone or WhatsApp. Access to mortgages from over 90 lenders, with guidance handled personally from first conversation through to completion.

More than mortgages, we cover the whole journey
With access to over 90+ lenders
5 Star Reviews
In mortgages arranged for clients



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Brentwood attracts a mix of London commuters, growing families and established homeowners, which means property decisions here often carry higher price points and tighter affordability checks. Some clients are stretching deposits to secure homes near good schools, while others are trying to understand how much they can borrow before making an offer. Independent advice matters because lender criteria varies widely, especially on income multiples, bonuses and existing commitments. Clear guidance early on can prevent delays or declined applications later.
Support is handled entirely remotely, so there is no need to visit an office or rearrange your working week. Conversations take place by phone or WhatsApp, at times that suit you. Documents are reviewed securely, options are explained in plain English, and you are kept updated as the application moves forward. The aim is to remove uncertainty, not add to it.




Every client’s circumstances are different. Advice is shaped around income, property type, long-term plans and risk appetite, rather than applying a standard approach to everyone.
If you are trying to secure your first property near areas such as Shenfield or Ingatestone, budgeting correctly from the outset is essential. We help you understand lender expectations, explain how credit history affects borrowing, and ensure you feel confident before making an offer.
Moving within Brentwood or relocating from nearby parts of Essex often involves juggling a sale and purchase at the same time. We coordinate your mortgage alongside estate agents and solicitors so that timing issues do not disrupt the chain.
Where income includes dividends, overtime or contract work, applications need careful structuring. We identify lenders that are comfortable with your income profile and prepare the case properly before submission.
Investors focused on yields and long-term capital growth require a different discussion to residential buyers. We review rental coverage, tax considerations at a high level, and lender appetite before recommending a suitable route forward.
MBNM provides independent, whole-of-market mortgage advice with access to over 90 lenders. We are not tied to a single bank and we are not driven by volume targets. Each case is assessed on its own merits, drawing on experience across residential, buy-to-let and complex income scenarios. From initial enquiry through to completion, you deal with a regulated adviser who remains accountable for your case. There is no pressure to proceed, and recommendations are explained clearly before any commitment is made.

As an independent broker, MBNM has access to mortgage options from over 90 lenders, giving clients access to deals they won’t find by walking into a single bank.
We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases, situations where bank-only advice often falls short.
From your first conversation through to mortgage offer, we handle paperwork, lender queries, and follow-ups, keeping things moving and keeping you informed.
MBNM is FCA regulated and focused on clear, jargon-free advice. No sales pressure, no hidden agendas, just guidance that makes sense for your goals.
The process begins with a conversation about your plans and financial position. Once we understand your circumstances, we research suitable lenders, present clear options, and handle the application and lender communication on your behalf. You are updated throughout, so there are no surprises.
We start with a straightforward conversation to understand your situation, goals, and timeframe. This helps us assess affordability, lender criteria, and the most suitable mortgage options from the outset.
We compare mortgages across the whole market, reviewing rates, terms, and lender requirements to find an option that fits your circumstances, not just what’s easiest to place.
Once you’re happy, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.
When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.
If you have a question, please do not hesitate to reach out!
Yes. Many Brentwood buyers commute into London. Lenders assess income based on your employment and affordability, not where your office is located.
Some lenders apply tighter criteria at higher loan sizes. We review your income and deposit to identify lenders comfortable with the property value you are considering.
Yes. We assess whether releasing equity is affordable and suitable, and explain how it affects your monthly payments and long-term costs.
No. We have access to over 90 lenders and recommend options based on suitability rather than brand preference.
Yes. Advice, document checks and updates are managed by phone or WhatsApp, making the process flexible and straightforward.
The first conversation is free. If a fee applies later, it is explained upfront before proceeding.
If you’re buying, moving, or remortgaging in Farnborough, we’re here to help you understand your options and move forward with confidence. Get in touch for clear, independent mortgage advice tailored to your situation.