Mortgage Protection - Life insurance

Mortgage Life Insurance – Broadstairs

Secure your home with simple, tailored mortgage life insurance.

Get In Touch

Explore

picture of mortgage broker holding mini home

Why Is Mortgage Life Insurance Important?

Mortgage life insurance isn’t automatically included with your mortgage. Without it, your loved ones could be left covering the cost if anything happens to you.

Check Icon
Protects your family home if you pass away
Check Icon
Joint and single policies available
Check Icon
Set up at the same time as your mortgage
Get Free Consultation

What You Might Not Know About Mortgage Life Insurance

Many assume life insurance is built into their mortgage, but it usually isn’t. This kind of cover ensures your mortgage is paid off if the worst happens.
01
What Most People Get Wrong
People often think it’s included with their mortgage, when it’s not.
02
Why It’s Often Skipped
It’s easy to put off, especially when focused on buying a home.
03
What It Looks Like in Real Life
We worked with a family in Broadstairs who added life cover just before completion. Months later, an unexpected diagnosis made them incredibly thankful they did.
04
Why It’s Worth It
It’s peace of mind knowing your home is protected for your family, no matter what.

Why Work With a Broker

Using a broker means getting expert support, clear advice, and a choice of policies — without dealing with insurers yourself.

We compare cover from top insurers for you
Handled during your mortgage process
No confusing jargon or pressure
Fast, friendly service from Kent-based advisors
Speak To An Expert
New owner holding the key to their house after using MBNM to assist with their mortgage

At Mortgage Brokers Near Me

We help first-time buyers across the UK understand their options, avoid common pitfalls, and access deals from the whole market. With clear advice and personal support at every stage, we turn confusion into confidence.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Members Transformed

We compare deals from across the entire market to find the best fit for you, not just one bank.

2700+

Buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

We help homeowners across Broadstairs protect their future with mortgage life cover that’s handled alongside their mortgage. No long forms, no chasing — just personal support from local experts.

Background Image
mortgage brokers near me logo
Quick Chat

We’ll ask a few simple questions to learn about your mortgage, your family situation, and any existing cover you might have.

Background Image
mortgage brokers near me logo
Compare Options

We search the market to find policies that match your needs and budget. Explaining the pros and cons in plain English.

Background Image
mortgage brokers near me logo
Handle the Paperwork for You

Once you’ve chosen the right policy, we’ll take care of the application and make sure it’s set up alongside your mortgage.

Background Image
mortgage brokers near me logo
You’re Covered

Your policy goes live, your home is protected, and your family has peace of mind, all sorted without chasing multiple providers.

FAQs

Quick answers to common questions, get started with confidence.
Do I need mortgage life insurance in Broadstairs?
If you have a mortgage and family or dependants, it’s strongly recommended. It ensures the mortgage is paid off if you pass away.
Can I get covered if I’m self-employed?
Yes. Your employment status doesn’t affect your eligibility. We’ll find a policy that suits your situation.
Does the cover pay off the full mortgage?
Yes, the aim is for the policy to clear the mortgage balance in full, relieving your family of the burden.
Is joint cover better than individual life insurance?
It depends on your circumstances. Joint cover is often cheaper, but individual policies can offer more flexibility.
How much does mortgage life insurance cost?
Costs vary based on age, health, and cover amount. Many policies are surprisingly affordable — we’ll show you your options.
Can I change my cover later?
Yes, you can review or switch policies as your circumstances change — like remortgaging or starting a family.

Why Choose Mortgage Brokers Near me

Mission logo

Our mission

To make mortgages and protection simple, honest, and accessible. So every homeowner can move forward with confidence, not confusion.

Vision

Our vision

We believe that financial advice should feel like talking to a human, not reading a policy booklet. Our goal is to become the UK’s most trusted mortgage and protection partner by putting clarity, service, and people first.

our story logo

Our story

Mortgage Brokers Near Me started with a simple idea: getting a mortgage (and the cover that comes with it) shouldn’t feel overwhelming.

Too many people delay protection because they’re confused or put off by jargon. We’ve seen the impact that has and we set out to change it.

From day one, our approach has been hands-on and human. We guide you through everything, explain the bits others gloss over, and handle the heavy lifting. Whether you're buying your first home, moving up the ladder, or remortgaging, we’re here to make sure nothing important gets missed especially your peace of mind.

Chat on WhatsApp logo

Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

Follow us on social media

Stay connected and see our latest events, updates, and behind-the-scenes moments.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Chat IconX icon to exit
Start a conversation
What channel do you prefer?
Send a message
How can we help?
We usually reply within 24-hours.
Thank you!

Your message has been sent!
Oops! Something went wrong while submitting the form.
Use this window to start new conversations.