Renovation mortgage

Renovation Mortgage Broker in Richmond

Expert renovation mortgage advice in Richmond to upgrade your home with confidence.

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What is a Renovation mortgage?

At MBNM, we provide renovation mortgages in Richmond tailored to homeowners improving, remortgaging, or purchasing renovation-ready properties.

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Flexible home improvement finance
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Support from application to approval
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Richmond market expertise
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Local Market Insight

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Richmond’s period homes and riverside properties are prime candidates for renovation. MBNM understands the area’s planning needs and helps homeowners navigate renovation mortgages with ease.
01
Renovation Demand
Richmond homeowners frequently invest in upgrades to maintain and modernise valuable properties, especially in conservation areas.
02
Planning Applications
Over 540 planning applications were submitted in 2023 for lofts, extensions, and restorations.
03
Avg Renovation Budget
Typical renovation costs in Richmond range from £70,000 to £120,000 depending on scope and location.
04
Home Value Uplift Potential
Loft conversions and high-end kitchen refits can increase home values by 10–15% in Richmond.

Why Work With a Broker

We match you to suitable lenders and simplify the approval process for Richmond renovations.

Tailored mortgage guidance
Access to specialist lenders
Local renovation experience
Clear, fast support
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At Mortgage Brokers Near Me

At Mortgage Brokers Near Me, we simplify the process with local, expert support you can trust. Whether you're buying your first home, remortgaging for a better rate, or funding a renovation, our advisers connect you with competitive lenders tailored to your goals. Straightforward advice, no jargon just mortgages that work for you.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Members Transformed

We compare deals from across the entire market to find the best fit for you — not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

We make launching your new website simple and stress-free without endless delays or confusion. Here’s how we take your site from concept to conversion-ready:

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Discovery

We start with a free, no obligation chat to understand your goals, timeline, and budget.

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Strategy

We scan the market including specialist and high-street lenders to find deals that match your needs.

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Application Support

From paperwork to lender requirements, we guide you through every step to ensure a smooth process.

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Mortgage Secured

Once approved, we help finalise the deal and stay in touch through to completion (and beyond if needed).

FAQs

Quick answers to common questions, get started with confidence.

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What deposit is needed for a renovation mortgage?
Most lenders require 10–25% depending on your project. We help you find the best options based on your circumstances.
Can I renovate a property that isn’t currently liveable?
Yes, we work with lenders who consider structural or uninhabitable properties as part of renovation mortgage schemes.
Do lenders accept renovation loans for listed buildings?
Yes, with proper documentation and permissions. We guide you through the process.
Can I qualify if I’ve just moved?
Yes. Lenders often accept recent movers with stable income and a clear renovation plan.
Can I remortgage to fund an extension?
Absolutely. We help Richmond homeowners release equity for large upgrades like extensions or loft builds.
Are renovation mortgages available to contractors?
Yes. With SA302s or accountant verification, self-employed contractors can secure renovation finance.

Why Choose Us MBNM For your Renovation Mortgage

Our mission

Our mission is to help people across the UK make smarter mortgage decisions. From first-time buyers to experienced homeowners, we offer tailored advice, expert support, and a commitment to getting the right outcome for every client.

Our vision

At Mortgage Brokers Near Me, our vision is simple to make mortgage advice clear, accessible, and genuinely helpful. We started this journey after seeing too many people overwhelmed by confusing options, slow responses, and generic advice. Our mission is to change that by offering expert, transparent guidance that’s tailored to your goals. Whether you're buying your first home, renovating a property, or looking to remortgage, we’re here to simplify the process and support you every step of the way.

Our story

Mortgage Brokers Near Me was built out of frustration with the industry status quo slow processes, confusing options, and advice that didn’t always serve the client. We started with a simple promise: to put people first. Today, we connect clients with experienced advisers who genuinely care about making the mortgage process simpler, clearer, and more rewarding.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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