Near you, no matter where you are.
Appointed Representative of The Right Mortgage Network (FCA No. 1004260). Company No. 15189091. Registered in England and Wales.
Mortgage Broker in Portsmouth
Independent mortgage advice for buyers, homeowners and landlords in Portsmouth, Southsea, North End, Hilsea and Cosham. Get remote support from first figures through to mortgage offer.
Near you, No matter where you are
More than mortgages, we cover the whole journey
Whole-of-Market
With access to over 90+ lenders
300+
5 Star Reviews
£500+ Million
In mortgages arranged for clients
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Mortgage advice for buyers and homeowners in Portsmouth
Portsmouth's market includes period terraces in Southsea, converted and purpose-built flats, compact city homes and family property around Hilsea and Cosham. The lending questions can differ sharply by property, particularly where a lease, service charge, unusual construction or previous conversion is involved. Reviewing those details early can prevent an application being sent to a lender that is unlikely to accept the security.
Local applicants also include service personnel, shift workers, port employees, contractors and university staff. Basic pay may be only part of the picture, so we check how allowances, overtime, fixed-term work or other regular earnings can be evidenced. Advice is remote and the selected application is managed through underwriting, valuation and offer.
Speak to a mortgage adviser
Mortgage services for Portsmouth clients
Who we help in Portsmouth
We support Portsmouth clients at different stages, including first purchases, forces moves, residential remortgages and landlord finance. Every recommendation starts with the applicant and the property.
First-time buyers in Portsmouth
We explain borrowing, deposit and buying costs clearly and flag property details that may matter before you commit to a Portsmouth flat or house.
Home movers in Portsmouth
We help coordinate the new mortgage with your sale, posting, relocation or onward chain, including a review of whether an existing mortgage can be ported.
Self-employed applicants and contractors in Portsmouth
We assess trading, contract, shift and supplementary income against lenders that can use the available evidence consistently.
Buy-to-let investors in Portsmouth
We advise landlords on standard and specialist buy-to-let finance, rental coverage and portfolio information, while keeping planning, licensing and tax advice with the relevant professionals.
Why choose MBNM for mortgage advice in Portsmouth?
MBNM provides independent, regulated mortgage advice and can compare suitable options from more than 90 lenders. We explain why a lender and product fit your circumstances, prepare the application and stay involved through underwriting, valuation and offer. You receive clear information without pressure to proceed.
Whole-of-market, genuinely independent
As an independent broker, MBNM has access to mortgage options from over 90 lenders, giving clients access to deals they won’t find by walking into a single bank.
Experience with real-world cases
We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases, situations where bank-only advice often falls short.
We manage the process end to end
From your first conversation through to mortgage offer, we handle paperwork, lender queries, and follow-ups, keeping things moving and keeping you informed.
Regulated, clear, and people-focused
MBNM is FCA regulated and focused on clear, jargon-free advice. No sales pressure, no hidden agendas, just guidance that makes sense for your goals.
A straightforward mortgage process from start to finish
We start with your goals, income, deposit, commitments and property details. We then check affordability and lender criteria, explain suitable options and confirm the costs. If you ask us to continue, we submit and manage the application, answer lender questions and keep you updated.
Initial conversation
We start with a straightforward conversation to understand your situation, goals, and timeframe. This helps us assess affordability, lender criteria, and the most suitable mortgage options from the outset.
Mortgage search
We compare mortgages across the whole market, reviewing rates, terms, and lender requirements to find an option that fits your circumstances, not just what’s easiest to place.
Application and lender handling
Once you’re happy, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.
Offer and completion support
When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.
Mortgage broker Portsmouth: frequently asked questions
If you have a question, please do not hesitate to reach out!
Speak to an adviser
Can military allowances be used for a Portsmouth mortgage?
Can you help with a leasehold or converted flat?
Do lenders finance student lets or HMOs in Portsmouth?
Can I port my mortgage when moving to Portsmouth?
How is the advice delivered?
Is the first conversation free and how do fees work?
Speak to a mortgage broker supporting Portsmouth
Share your Portsmouth plans, income and property details with us. We will assess the likely route, explain any issues to resolve and outline how we can manage the mortgage if you want to proceed.
Trusted by home buyers and homeowners across the UK
Real feedback from clients who needed clear advice and a mortgage that actually worked.
Shona Rogers
"After speaking to another broker and being told we had to wait longer to get a mortgage, we landed on Will’s page! We had a unique self employed situation but Will instantly knew how to work our figures and although we weren’t in a position to buy straightaway, Will has given us a path and steps to what we need to make buying our home possible! There is never a straight no from Will, it’s always a ‘not now, but when’. Highly recommend for anyone looking for a mortgage broker in the UK"
Naomi McMillan
"Smoothest process I’ve experienced! Very grateful, thank you team!"
Lydia Searle
"Will worked absolute miracles for me and my partner, my financial situation wasn't great to say the least and I thought there would be absolutely no way that i'd be able to get a mortgage offer. From our first phone call he was so reassuring & positive and I instantly felt a weight had been lifted and that their was finally hope! I don't know how he does it but he managed to secure us a deal within our budget and the whole process was so straight forward. His knowledge is incredible and you can tell he just wants the absolute best for the people he is helping. 100/10 would 100% recommend to anyone I know that is looking to buy without hesitation."
Harrison Jones
"Mortgage Brokers Near Me has been amazing! Super patient and knowledgeable. We've had two properties fall through, but they've stuck with us every step. Highly recommend!"
Paula Evans
"Will is our go-to guy for mortgages for personal and business properties. Excellent communication, very honest and extremely easy to deal with, I couldn't recommend him enough!"
5.0
from 300+ reviews
Chris & Kirsty Charles
"We've had a great experience with Will at MBNM. An easy flow of conversation to ensure we get the best deal available to us, along with advice and help where needed. Highly recommend!"