Mortgage Broker in Portsmouth

Independent mortgage advice for buyers, homeowners, and landlords in Portsmouth. Access to mortgages from over 90 lenders, with support handled remotely and communication kept straightforward and flexible.

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Near you, No matter where you are

More than mortgages, we cover the whole journey

Whole-of-Market

With access to over 90+ lenders

300+

5 Star Reviews

£500+ Million

In mortgages arranged for clients

Mortgage advice for buyers and homeowners in Portsmouth

Buying or refinancing in Portsmouth often comes with its own set of challenges. First-time buyers are balancing deposits against affordability in a competitive market, homeowners are weighing up whether now is the right time to fix, and landlords are navigating tighter rental calculations. Independent advice matters here because lender criteria can vary sharply, and a poor lender fit can slow things down or stop progress entirely.

MBNM supports Portsmouth clients on a fully remote basis, keeping advice clear and measured at every stage. Guidance can be provided by phone or WhatsApp, with written follow-up where helpful, so you understand your options before making decisions. The aim is to reduce uncertainty and help you move forward with confidence, not pressure.

Speak to a mortgage adviser

Who we help in Portsmouth?

Advice is tailored to individual circumstances, not pushed through a single route or standard checklist.

First-time buyers

First-time buyers in Portsmouth benefit from early clarity on borrowing limits and lender expectations, helping them approach the market with realistic confidence.

Home movers

For those moving within Portsmouth or relocating from nearby areas such as Southsea or Havant in Hampshire, managing timing and mortgage structure is key. Advice keeps sales, purchases, and lending aligned.

Self-employed and contractor

Business owners and contractors need lenders who understand variable income. We focus on matching income profiles with lenders prepared to assess them fairly.

Buy-to-let investors

Investors in Portsmouth often need guidance around lender limits, portfolio exposure, and long-term sustainability. Advice supports both new and experienced landlords.

Why choose MBNM as your independent mortgage broker?

MBNM provides whole-of-market mortgage advice with access to over 90 lenders, selected based on suitability rather than convenience. Advice is built around real client situations, not narrow niches or volume targets. From early planning through to completion, cases are handled end to end. As an FCA-regulated broker, recommendations are clear, transparent, and pressure-free.

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Whole-of-market, genuinely independent

As an independent broker, MBNM has access to mortgage options from over 90 lenders, giving clients access to deals they won’t find by walking into a single bank.

Experience with real-world cases

We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases, situations where bank-only advice often falls short.

We manage the process end to end

From your first conversation through to mortgage offer, we handle paperwork, lender queries, and follow-ups, keeping things moving and keeping you informed.

Regulated, clear, and people-focused

MBNM is FCA regulated and focused on clear, jargon-free advice. No sales pressure, no hidden agendas, just guidance that makes sense for your goals.

A straightforward mortgage process from start to finish

The process starts with understanding your position and goals, followed by clear options and a practical plan. Applications and lender communication are managed for you, with straightforward updates as things progress.

Initial conversation

We start with a straightforward conversation to understand your situation, goals, and timeframe. This helps us assess affordability, lender criteria, and the most suitable mortgage options from the outset.

Mortgage search

We compare mortgages across the whole market, reviewing rates, terms, and lender requirements to find an option that fits your circumstances, not just what’s easiest to place.

Application and lender handling

Once you’re happy, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.

Offer and completion support

When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.

Mortgage advice in Portsmouth – common questions

If you have a question, please do not hesitate to reach out!

Speak to an adviser
Do you provide mortgage advice for Portsmouth without being based there?
Is buying property in Portsmouth treated differently by lenders?
Can you help if my mortgage application has already been declined?
Do you handle complex or non-standard cases?
How do we communicate during the process?
Is the first conversation free and how do fees work?

Speak to a mortgage adviser in Farnborough

If you’re buying, moving, or remortgaging in Farnborough, we’re here to help you understand your options and move forward with confidence. Get in touch for clear, independent mortgage advice tailored to your situation.

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Trusted by home buyers and homeowners across the UK

Real feedback from clients who needed clear advice and a mortgage that actually worked.
Shona Rogers

"After speaking to another broker and being told we had to wait longer to get a mortgage, we landed on Will’s page! We had a unique self employed situation but Will instantly knew how to work our figures and although we weren’t in a position to buy straightaway, Will has given us a path and steps to what we need to make buying our home possible! There is never a straight no from Will, it’s always a ‘not now, but when’. Highly recommend for anyone looking for a mortgage broker in the UK"

Naomi McMillan

"Smoothest process I’ve experienced! Very grateful, thank you team!"

Lydia Searle

"Will worked absolute miracles for me and my partner, my financial situation wasn't great to say the least and I thought there would be absolutely no way that i'd be able to get a mortgage offer. From our first phone call he was so reassuring & positive and I instantly felt a weight had been lifted and that their was finally hope! I don't know how he does it but he managed to secure us a deal within our budget and the whole process was so straight forward. His knowledge is incredible and you can tell he just wants the absolute best for the people he is helping. 100/10 would 100% recommend to anyone I know that is looking to buy without hesitation."

Harrison Jones

"Mortgage Brokers Near Me has been amazing! Super patient and knowledgeable. We've had two properties fall through, but they've stuck with us every step. Highly recommend!"

Paula Evans

"Will is our go-to guy for mortgages for personal and business properties. Excellent communication, very honest and extremely easy to deal with, I couldn't recommend him enough!"

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5.0
from 300+ reviews
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Chris & Kirsty Charles

"We've had a great experience with Will at MBNM. An easy flow of conversation to ensure we get the best deal available to us, along with advice and help where needed. Highly recommend!"