Independent mortgage advice for buyers, homeowners, and landlords in Portsmouth. Access to mortgages from over 90 lenders, with support handled remotely and communication kept straightforward and flexible.

More than mortgages, we cover the whole journey
With access to over 90+ lenders
5 Star Reviews
In mortgages arranged for clients



.png)





.png)


Buying or refinancing in Portsmouth often comes with its own set of challenges. First-time buyers are balancing deposits against affordability in a competitive market, homeowners are weighing up whether now is the right time to fix, and landlords are navigating tighter rental calculations. Independent advice matters here because lender criteria can vary sharply, and a poor lender fit can slow things down or stop progress entirely.
MBNM supports Portsmouth clients on a fully remote basis, keeping advice clear and measured at every stage. Guidance can be provided by phone or WhatsApp, with written follow-up where helpful, so you understand your options before making decisions. The aim is to reduce uncertainty and help you move forward with confidence, not pressure.




Advice is tailored to individual circumstances, not pushed through a single route or standard checklist.
First-time buyers in Portsmouth benefit from early clarity on borrowing limits and lender expectations, helping them approach the market with realistic confidence.
For those moving within Portsmouth or relocating from nearby areas such as Southsea or Havant in Hampshire, managing timing and mortgage structure is key. Advice keeps sales, purchases, and lending aligned.
Business owners and contractors need lenders who understand variable income. We focus on matching income profiles with lenders prepared to assess them fairly.
Investors in Portsmouth often need guidance around lender limits, portfolio exposure, and long-term sustainability. Advice supports both new and experienced landlords.
MBNM provides whole-of-market mortgage advice with access to over 90 lenders, selected based on suitability rather than convenience. Advice is built around real client situations, not narrow niches or volume targets. From early planning through to completion, cases are handled end to end. As an FCA-regulated broker, recommendations are clear, transparent, and pressure-free.

As an independent broker, MBNM has access to mortgage options from over 90 lenders, giving clients access to deals they won’t find by walking into a single bank.
We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases, situations where bank-only advice often falls short.
From your first conversation through to mortgage offer, we handle paperwork, lender queries, and follow-ups, keeping things moving and keeping you informed.
MBNM is FCA regulated and focused on clear, jargon-free advice. No sales pressure, no hidden agendas, just guidance that makes sense for your goals.
The process starts with understanding your position and goals, followed by clear options and a practical plan. Applications and lender communication are managed for you, with straightforward updates as things progress.
We start with a straightforward conversation to understand your situation, goals, and timeframe. This helps us assess affordability, lender criteria, and the most suitable mortgage options from the outset.
We compare mortgages across the whole market, reviewing rates, terms, and lender requirements to find an option that fits your circumstances, not just what’s easiest to place.
Once you’re happy, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.
When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.
If you have a question, please do not hesitate to reach out!
Yes. MBNM regularly supports buyers and homeowners in Portsmouth, with advice delivered remotely across the UK.
The fundamentals are the same, but affordability pressure and rental assessments in Portsmouth often make lender choice more important.
Often, yes. A decline usually reflects lender criteria rather than a lack of options.
Yes. Many clients have variable income, multiple properties, or changing circumstances that require careful handling.
Communication is flexible and can be handled by phone or WhatsApp, with clear written follow-up where useful.
The first conversation is free. If a fee applies later, it is explained upfront before proceeding.
If you’re buying, moving, or remortgaging in Farnborough, we’re here to help you understand your options and move forward with confidence. Get in touch for clear, independent mortgage advice tailored to your situation.