Renovation mortgage

Renovation Mortgage Broker in Whitstable

Tailored renovation mortgage options in Whitstable for every upgrade plan.

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What is a Renovation mortgage?

We help Whitstable homeowners and buyers secure the right renovation mortgage, from upgrading kitchens to full refurbishments.

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Local mortgage experts
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Flexible renovation lending
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Support with uninhabitable homes
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Local Market Insight

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Whitstable’s mix of seaside cottages and older homes makes it a prime location for renovation. MBNM brings local market knowledge and lender access to simplify your mortgage journey.
01
Renovation Demand
Growing trend in modernising period properties and unlocking space with extensions.
02
Planning Applications
In 2023, over 420 home improvement applications were submitted to Canterbury City Council.
03
Avg Renovation Budget
A full-home renovation in Whitstable typically starts at £55,000.
04
Home Value Uplift Potential
Loft conversions and kitchen upgrades can add up to 10% to property value in Whitstable.

Why Work With a Broker

We match your renovation goals with lenders who understand complex or staged projects. Save time, avoid pitfalls.

Tailored funding advice
Access exclusive lender deals
Fast-tracked approval process
Support from start to finish
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New owner holding the key to their house after using MBNM to assist with their mortgage

At Mortgage Brokers Near Me

At Mortgage Brokers Near Me, we simplify the process with local, expert support you can trust. Whether you're buying your first home, remortgaging for a better rate, or funding a renovation, our advisers connect you with competitive lenders tailored to your goals. Straightforward advice, no jargon just mortgages that work for you.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Members Transformed

We compare deals from across the entire market to find the best fit for you — not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

We make launching your new website simple and stress-free without endless delays or confusion. Here’s how we take your site from concept to conversion-ready:

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Discovery

We start with a free, no obligation chat to understand your goals, timeline, and budget.

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Strategy

We scan the market including specialist and high-street lenders to find deals that match your needs.

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Application Support

From paperwork to lender requirements, we guide you through every step to ensure a smooth process.

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Mortgage Secured

Once approved, we help finalise the deal and stay in touch through to completion (and beyond if needed).

FAQs

Quick answers to common questions, get started with confidence.

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How much deposit do I need?
Typically 10–25%, depending on the property and renovation stage. We’ll assess options with lenders who offer flexibility.
Can I remortgage to fund a loft or extension?
Absolutely. We help homeowners release equity to finance improvements such as lofts, kitchens or extensions.
Is planning permission required first?
Not always, but it helps. We also support those securing permission during the mortgage process.
Can I get a mortgage for an uninhabitable home?
Yes, we work with lenders that allow staged funding or bridging for homes needing major work.
Are self-employed applicants eligible?
Yes. We help present your SA302s and accountant-verified income to suitable lenders.
How long does the process take?
With documents ready, expect 3–6 weeks depending on the complexity of your renovation.

Why Choose Us MBNM For your Renovation Mortgage

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Our mission

Our mission is to help people across the UK make smarter mortgage decisions. From first-time buyers to experienced homeowners, we offer tailored advice, expert support, and a commitment to getting the right outcome for every client.

Vision

Our vision

At Mortgage Brokers Near Me, our vision is simple to make mortgage advice clear, accessible, and genuinely helpful. We started this journey after seeing too many people overwhelmed by confusing options, slow responses, and generic advice. Our mission is to change that by offering expert, transparent guidance that’s tailored to your goals. Whether you're buying your first home, renovating a property, or looking to remortgage, we’re here to simplify the process and support you every step of the way.

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Our story

Mortgage Brokers Near Me was built out of frustration with the industry status quo slow processes, confusing options, and advice that didn’t always serve the client. We started with a simple promise: to put people first. Today, we connect clients with experienced advisers who genuinely care about making the mortgage process simpler, clearer, and more rewarding.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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