Life & Health

Life Insurance

"It's not for you. It's for them."

Pays a lump sum when you die, giving your family financial breathing room at the hardest time. The right amount, from the right insurer, at the right price.

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Health

Fracture Cover

"Broken bone. Don't let it break your finances."

Pays a cash lump sum if you break a bone. No questions about lost earnings, no waiting. Fast, simple, and surprisingly affordable.

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Family

Children's Critical Illness

"You'd do anything for them. This is one of those things."

Pays a lump sum if your child is diagnosed with a serious illness. So if the worst happens, money is the last thing on your mind.

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Home

Home Insurance

"Your biggest asset. Protect it properly."

Buildings insurance is a legal requirement with a mortgage. Contents covers everything inside. Most people have one without the other.

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Income

Mortgage Protection

"If you couldn't work, could you still pay the mortgage?"

Focused cover that pays your mortgage if you can't work due to accident, sickness, or unemployment. One job. Done well.

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Income

Income Protection

"Your income is your most valuable asset."

Replaces up to 70% of your salary if you can't work. Statutory sick pay is £116.75 per week — for most people, that doesn't come close.

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Life & Health

Critical Illness Cover

"You survive. The bills don't stop."

Pays a tax-free lump sum on diagnosis of a serious illness. Cancer, heart attack, stroke for when life suddenly changes and you can't work.

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Business

Relevant Life Insurance

"A smarter way to protect your people."

A tax-efficient way for limited companies to provide life cover for directors and employees. Paid by the business, treated as a business expense.

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