Renovation mortgage

Renovation Mortgage Broker in Cobham

Secure your renovation mortgage in Cobham — ideal for upscale upgrades and bespoke refurbishments.

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What is a Renovation mortgage?

Renovation mortgages provide funding for structural improvements or upgrades. At MBNM, we guide you through the process, from planning to lender approval, ensuring your renovation is properly financed.

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Fund luxury refurbishments
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Remortgage to upgrade
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Expert renovation guidance
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Local Market Insight

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Cobham's high-value homes often undergo modernisation to match evolving lifestyles. MBNM supports Cobham residents in securing tailored renovation mortgages that align with premium upgrade needs.
01
Renovation Demand
Consistently strong in Cobham, driven by affluent homeowners enhancing properties long-term.
02
Planning Applications
Elmbridge Council reported over 800 residential planning submissions in 2023, including luxury extensions and internal redesigns.
03
Avg Renovation Budget
Typical budgets in Cobham exceed £150,000 for large-scale renovations and extensions.
04
Home Value Uplift Potential
Renovations in Cobham homes can yield a 12–18% increase in value, especially for kitchens and open-plan living.

Why Work With a Broker

We offer bespoke funding solutions, lender access, and end-to-end support tailored to renovation lending.

Access premium mortgage options
End-to-end support
Experienced renovation guidance
Efficient approval process
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New owner holding the key to their house after using MBNM to assist with their mortgage

At Mortgage Brokers Near Me

At Mortgage Brokers Near Me, we simplify the process with local, expert support you can trust. Whether you're buying your first home, remortgaging for a better rate, or funding a renovation, our advisers connect you with competitive lenders tailored to your goals. Straightforward advice, no jargon just mortgages that work for you.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Lenders To Compare

We compare deals from across the entire market to find the best fit for you — not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

We make launching your new website simple and stress-free without endless delays or confusion. Here’s how we take your site from concept to conversion-ready:

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Discovery

We start with a free, no obligation chat to understand your goals, timeline, and budget.

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Strategy

We scan the market including specialist and high-street lenders to find deals that match your needs.

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Application Support

From paperwork to lender requirements, we guide you through every step to ensure a smooth process.

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Mortgage Secured

Once approved, we help finalise the deal and stay in touch through to completion (and beyond if needed).

FAQs

Quick answers to common questions, get started with confidence.

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How much deposit is needed for a renovation mortgage?
Most lenders expect 15–25% deposit depending on the project’s scale. We’ll guide you based on your plans.
Can I remortgage my Cobham home to fund renovations?
Yes — if you have equity, we can help you unlock it to fund substantial improvements.
Will being self-employed affect my mortgage?
We support self-employed applicants by helping evidence income through accountants or tax returns.
Can I get a mortgage for a home needing full renovation?
Yes, we work with lenders who fund uninhabitable or fixer-upper properties with staged payments.
Do flats qualify for renovation mortgages?
They can, though lease restrictions apply. We help you check consent and lender criteria.
Does planning permission improve my options?
Yes, having planning approved often speeds up lending decisions and increases your options.

Why Choose Us MBNM For your Renovation Mortgage

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Our mission

Our mission is to help people across the UK make smarter mortgage decisions. From first-time buyers to experienced homeowners, we offer tailored advice, expert support, and a commitment to getting the right outcome for every client.

Vision

Our vision

At Mortgage Brokers Near Me, our vision is simple to make mortgage advice clear, accessible, and genuinely helpful. We started this journey after seeing too many people overwhelmed by confusing options, slow responses, and generic advice. Our mission is to change that by offering expert, transparent guidance that’s tailored to your goals. Whether you're buying your first home, renovating a property, or looking to remortgage, we’re here to simplify the process and support you every step of the way.

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Our story

Mortgage Brokers Near Me was built out of frustration with the industry status quo slow processes, confusing options, and advice that didn’t always serve the client. We started with a simple promise: to put people first. Today, we connect clients with experienced advisers who genuinely care about making the mortgage process simpler, clearer, and more rewarding.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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