First Time Buyers

First-Time Buyer Mortgage Broker Sevenoaks

Buying in Sevenoaks for the first time? Get expert guidance and access to 90+ lenders.

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What is a Buy to Let Mortgage?

First-time buyer mortgages support those stepping into homeownership. In Sevenoaks, where prices are higher than average, brokers help secure affordable options by matching your profile to flexible lenders and ensuring you understand every step.

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Options for professional applicants (doctors, teachers, etc.)
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Experience handling high-value applications
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Support with lender income multiples & joint ownership
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Local Market Insight

Sevenoaks remains one of Kent’s most desirable towns, offering prestige, green space, and top schools. Prices are competitive, and buying early gives buyers a long-term edge.
01
Demand
City professionals and family movers keep demand high with flats and maisonettes in especially short supply.
02
Value Increase
Values rose over 10.6% in five years, reflecting stable demand and limited availability.
03
Average House Price
Sevenoaks homes average £580,000; flats typically begin at £320,000.
04
Average Rent Price
Rent is approx. £1,800/month many renters pivot to buying once deposit goals are hit.

Why Work With a Broker

A broker ensures you don’t overpay by mistake. We help buyers navigate larger mortgages and ensure you’re not rejected unfairly by stricter banks.

Lenders offer special treatment for certain professional jobs, we know who.
Experience handling high-value applications
We handle friends, siblings, and partner applications with ease.
Sevenoaks isn’t cheap we’ll make your deposit stretch further.
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At Mortgage Brokers Near Me

We help first-time buyers across the UK understand their options, avoid common pitfalls, and access deals from the whole market. With clear advice and personal support at every stage, we turn confusion into confidence.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Members Transformed

We compare deals from across the entire market to find the best fit for you — not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

Our Process

From AIP to offer letter, our Sevenoaks brokers work with you and your agent to manage timelines and avoid delays.

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Discovery

We start with a deep dive into your brand, business goals, and what makes you stand out in your industry. This helps us align the site with your audience and objectives.

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Strategy

We map out your site's structure, content flow, and SEO opportunities. Every decision is made with performance and clarity in mind.

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Design

Our team turns the strategy into sleek, modern visuals that reflect your brand and drive action whether that’s bookings, enquiries, or purchases.

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Build & Optimise

We build your site in Webflow, making it fast, responsive, and easy to edit. We also optimise it for Google so you're ready to rank from day one.

FAQs

Quick answers to common questions, get started with confidence.
Is buying cheaper than renting in Sevenoaks?
Often, especially if you’re buying a flat or maisonette with a fixed deal.
Can I get help from parents with no equity?
Yes, some lenders accept income-based support or family guarantees.
Do I need a higher deposit here?
Not always, we help buyers get on the ladder even with 5–10%.
Can I port my mortgage later?
Yes, we consider future flexibility when recommending products.
How do I compete with cash buyers?
A solid AIP and broker-managed process often beats slow cash buyers.
Do I need a survey for a flat?
Usually a Level 2 HomeBuyer survey is enough we’ll advise what suits.

Why Use MBNM for your First time buyer Mortgage

Our mission

To make mortgages easy for first-time buyers and home movers anywhere in the UK. As a whole of market broker, we’re not tied to any lender, which means we can search across the entire mortgage market to find the right deal for your situation. Our mission is simple: clear advice, stress-free support, and mortgages made easy, no matter where you are in the UK.

Our vision

To become the most trusted name in first-time buyer mortgage support by putting people before percentages. We believe in long-term relationships, honest guidance, and empowering every buyer. Regardless of their background, with the knowledge and tools to succeed.

Our story

Mortgage Brokers Near Me was founded to bridge the gap between everyday buyers and the mortgage world. With years of experience in the industry, we saw how overwhelming the process could be, especially for those doing it for the first time. That’s why we built a service focused on simplicity, education, and real human support.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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