Mortgage Broker in London

Independent mortgage advice for buyers, homeowners and landlords across London, delivered remotely by phone or WhatsApp. Access to over 90 lenders, with clear guidance from initial enquiry through to completion.

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Near you, No matter where you are

More than mortgages, we cover the whole journey

Whole-of-Market

With access to over 90+ lenders

300+

5 Star Reviews

£500+ Million

In mortgages arranged for clients

Mortgage advice for buyers and homeowners in London

London’s property market moves quickly and operates at a different scale to most of the UK. From high-value homes in Kensington to first flats in Walthamstow, borrowing requirements can vary significantly. Buyers here often face stretched affordability, complex income structures, or tight timelines agreed with estate agents. Relying on a single bank’s criteria can limit your options. Independent advice matters in London because lender policies differ widely on loan size, bonus income and property type.

The service is built around flexibility. Most London clients prefer discussions outside standard office hours, so conversations take place by phone or WhatsApp at times that suit you. Documents are reviewed securely online, and progress updates are shared clearly so you are not chasing for information while managing work and commuting.

Speak to a mortgage adviser

Mortgage services in London shaped around your financial position

Who we help in London?

Clients across London approach us with varying priorities, whether securing a first home, refinancing a large loan or expanding a portfolio. Advice is shaped around personal circumstances, not a standard formula.

First-time buyers in London

If you are stepping onto the ladder in areas such as Stratford or Clapham, understanding borrowing limits before offering is essential. We help you assess what is achievable so you can act confidently when the right property appears.

Home movers in London

Those moving within London often face tight chains and competitive timelines. We structure the mortgage application carefully so that financing does not become the weak link in your transaction.

Self-employed and contractors in London

Where income is variable or project-based, presenting a clear financial picture is crucial. We prepare documentation thoroughly and approach lenders comfortable with your income pattern.

Buy-to-let investors in London

Investors targeting long-term capital growth or strong tenant demand require a lender aligned with their strategy. We review rental projections and stress rates in detail before advising how to proceed.

Why choose MBNM as your independent mortgage broker?

MBNM provides independent mortgage advice with access to over 90 lenders across the market. We are not tied to a single provider and do not operate on sales quotas. Each case, whether straightforward or complex, is handled individually. An FCA regulated adviser manages your application from start to finish, explaining recommendations clearly and allowing you to decide without pressure.

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Whole-of-market, genuinely independent

As an independent broker, MBNM has access to mortgage options from over 90 lenders, giving clients access to deals they won’t find by walking into a single bank.

Experience with real-world cases

We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases, situations where bank-only advice often falls short.

We manage the process end to end

From your first conversation through to mortgage offer, we handle paperwork, lender queries, and follow-ups, keeping things moving and keeping you informed.

Regulated, clear, and people-focused

MBNM is FCA regulated and focused on clear, jargon-free advice. No sales pressure, no hidden agendas, just guidance that makes sense for your goals.

A straightforward mortgage process from start to finish

We begin by understanding your objectives and financial position. Suitable lenders are then researched and options explained in straightforward terms. Once you choose how to proceed, we manage the application and keep you informed until completion.

Initial conversation

We start with a straightforward conversation to understand your situation, goals, and timeframe. This helps us assess affordability, lender criteria, and the most suitable mortgage options from the outset.

Mortgage search

We compare mortgages across the whole market, reviewing rates, terms, and lender requirements to find an option that fits your circumstances, not just what’s easiest to place.

Application and lender handling

Once you’re happy, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.

Offer and completion support

When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.

Mortgage advice in London – common questions

If you have a question, please do not hesitate to reach out!

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Can I get a large mortgage in London based on bonus income?
Are higher-value properties in London harder to finance?
Can you help if I am remortgaging a high loan balance?
Do you deal with both residential and investment properties?
Is the advice fully remote?
Is there a cost for the first conversation?

Speak to a mortgage adviser in Farnborough

If you’re buying, moving, or remortgaging in Farnborough, we’re here to help you understand your options and move forward with confidence. Get in touch for clear, independent mortgage advice tailored to your situation.

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Trusted by home buyers and homeowners across the UK

Real feedback from clients who needed clear advice and a mortgage that actually worked.
Shona Rogers

"After speaking to another broker and being told we had to wait longer to get a mortgage, we landed on Will’s page! We had a unique self employed situation but Will instantly knew how to work our figures and although we weren’t in a position to buy straightaway, Will has given us a path and steps to what we need to make buying our home possible! There is never a straight no from Will, it’s always a ‘not now, but when’. Highly recommend for anyone looking for a mortgage broker in the UK"

Naomi McMillan

"Smoothest process I’ve experienced! Very grateful, thank you team!"

Lydia Searle

"Will worked absolute miracles for me and my partner, my financial situation wasn't great to say the least and I thought there would be absolutely no way that i'd be able to get a mortgage offer. From our first phone call he was so reassuring & positive and I instantly felt a weight had been lifted and that their was finally hope! I don't know how he does it but he managed to secure us a deal within our budget and the whole process was so straight forward. His knowledge is incredible and you can tell he just wants the absolute best for the people he is helping. 100/10 would 100% recommend to anyone I know that is looking to buy without hesitation."

Harrison Jones

"Mortgage Brokers Near Me has been amazing! Super patient and knowledgeable. We've had two properties fall through, but they've stuck with us every step. Highly recommend!"

Paula Evans

"Will is our go-to guy for mortgages for personal and business properties. Excellent communication, very honest and extremely easy to deal with, I couldn't recommend him enough!"

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5.0
from 300+ reviews
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Chris & Kirsty Charles

"We've had a great experience with Will at MBNM. An easy flow of conversation to ensure we get the best deal available to us, along with advice and help where needed. Highly recommend!"