Clear mortgage advice for buyers, homeowners and landlords across London. We compare suitable options from more than 90 lenders and manage the application from your first conversation to mortgage offer.

More than mortgages, we cover the whole journey
With access to over 90+ lenders
5 Star Reviews
In mortgages arranged for clients



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London buyers face a property market that changes considerably from one borough to the next. A leasehold flat in Stratford or Greenwich can raise different lender questions from a period conversion in Islington or a family house in an outer borough. Price, deposit, lease length, service charges, building construction and the applicant's income all affect which lenders may consider a case.
We start with the detail before recommending a mortgage. That means checking affordability, deposit source, credit history, employment and the property itself, including cladding or EWS1 documentation where it is relevant. You get a clear view of your options and the evidence a lender is likely to request before an application is submitted.




We advise people buying and refinancing homes across Greater London, from straightforward residential cases to applications involving complex income or leasehold property.
We turn your deposit, income and commitments into a practical buying budget, explain the costs beyond the deposit and help you approach London viewings with an Agreement in Principle.
Whether you are moving between boroughs or leaving London, we compare porting your current mortgage with taking a new product and keep the finance aligned with your sale and purchase.
We help sole traders, partners, limited company directors and contractors present their income in the way the right lender expects, without treating every self-employed applicant the same.
We support first-time and experienced landlords with personal and limited company buy-to-let, including portfolio cases, subject to lender criteria and rental-cover requirements.
MBNM combines personal advice with access to more than 90 lenders. We work with London clients by phone, video and WhatsApp, so you do not need to travel to a branch. Your adviser checks the applicant and property details, explains the trade-offs between suitable products, submits the application and follows it through with the lender. You receive straightforward updates rather than being left to chase the process alone.

As an independent broker, MBNM has access to mortgage options from over 90 lenders, giving clients access to deals they won’t find by walking into a single bank.
We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases, situations where bank-only advice often falls short.
From your first conversation through to mortgage offer, we handle paperwork, lender queries, and follow-ups, keeping things moving and keeping you informed.
MBNM is FCA regulated and focused on clear, jargon-free advice. No sales pressure, no hidden agendas, just guidance that makes sense for your goals.
We begin with a no-obligation conversation about your plans, income, deposit and property. If you want to proceed, we research suitable lenders, arrange an Agreement in Principle where appropriate, prepare the full application and manage lender queries through to offer. Any fee is explained before you agree to proceed.
We start with a straightforward conversation to understand your situation, goals, and timeframe. This helps us assess affordability, lender criteria, and the most suitable mortgage options from the outset.
We compare mortgages across the whole market, reviewing rates, terms, and lender requirements to find an option that fits your circumstances, not just what’s easiest to place.
Once you’re happy, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.
When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.
If you have a question, please do not hesitate to reach out!
Yes. We advise clients across Greater London remotely by phone, video and WhatsApp. The lender decision depends on your circumstances and the property, not whether your broker has a branch in the borough.
Check the remaining lease term, service charge, ground rent, planned major works and any building-safety documents. Lenders apply different criteria, so we review these details before recommending where to apply.
Potentially. Lenders differ on how much variable income they accept and the evidence they need. We compare criteria using your track record, contract or payslips before calculating affordability.
Yes. Larger loans can be assessed differently by each lender. We review income, deposit, assets, commitments and property value, then approach lenders whose criteria suit the overall case.
It is sensible to review your options several months before your current deal ends. This creates time to compare a product transfer and a remortgage while accounting for fees and early repayment charges.
Your first chat is free. If we can help, we explain any fee before you decide whether to proceed. There are no hidden fees, and we do not move forward until you have agreed them.
Tell us what you are planning and we will explain the next step. Your first chat is free and appointments are available by phone or video, with WhatsApp updates if preferred. If we can help, any fee will be explained and agreed before work begins.