Independent mortgage advice for buyers, homeowners and landlords across London, delivered remotely by phone or WhatsApp. Access to over 90 lenders, with clear guidance from initial enquiry through to completion.

More than mortgages, we cover the whole journey
With access to over 90+ lenders
5 Star Reviews
In mortgages arranged for clients



.png)





.png)


London’s property market moves quickly and operates at a different scale to most of the UK. From high-value homes in Kensington to first flats in Walthamstow, borrowing requirements can vary significantly. Buyers here often face stretched affordability, complex income structures, or tight timelines agreed with estate agents. Relying on a single bank’s criteria can limit your options. Independent advice matters in London because lender policies differ widely on loan size, bonus income and property type.
The service is built around flexibility. Most London clients prefer discussions outside standard office hours, so conversations take place by phone or WhatsApp at times that suit you. Documents are reviewed securely online, and progress updates are shared clearly so you are not chasing for information while managing work and commuting.




Clients across London approach us with varying priorities, whether securing a first home, refinancing a large loan or expanding a portfolio. Advice is shaped around personal circumstances, not a standard formula.
If you are stepping onto the ladder in areas such as Stratford or Clapham, understanding borrowing limits before offering is essential. We help you assess what is achievable so you can act confidently when the right property appears.
Those moving within London often face tight chains and competitive timelines. We structure the mortgage application carefully so that financing does not become the weak link in your transaction.
Where income is variable or project-based, presenting a clear financial picture is crucial. We prepare documentation thoroughly and approach lenders comfortable with your income pattern.
Investors targeting long-term capital growth or strong tenant demand require a lender aligned with their strategy. We review rental projections and stress rates in detail before advising how to proceed.
MBNM provides independent mortgage advice with access to over 90 lenders across the market. We are not tied to a single provider and do not operate on sales quotas. Each case, whether straightforward or complex, is handled individually. An FCA regulated adviser manages your application from start to finish, explaining recommendations clearly and allowing you to decide without pressure.

As an independent broker, MBNM has access to mortgage options from over 90 lenders, giving clients access to deals they won’t find by walking into a single bank.
We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases, situations where bank-only advice often falls short.
From your first conversation through to mortgage offer, we handle paperwork, lender queries, and follow-ups, keeping things moving and keeping you informed.
MBNM is FCA regulated and focused on clear, jargon-free advice. No sales pressure, no hidden agendas, just guidance that makes sense for your goals.
We begin by understanding your objectives and financial position. Suitable lenders are then researched and options explained in straightforward terms. Once you choose how to proceed, we manage the application and keep you informed until completion.
We start with a straightforward conversation to understand your situation, goals, and timeframe. This helps us assess affordability, lender criteria, and the most suitable mortgage options from the outset.
We compare mortgages across the whole market, reviewing rates, terms, and lender requirements to find an option that fits your circumstances, not just what’s easiest to place.
Once you’re happy, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.
When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.
If you have a question, please do not hesitate to reach out!
Possibly. Some lenders include bonus or commission income in affordability, while others take a more cautious approach. We assess your income structure before advising.
Certain lenders apply stricter criteria at larger loan amounts. We identify lenders comfortable with the borrowing level required.
Yes. We review your current deal and assess suitable options based on your objectives and affordability.
Yes. We advise on purchases, remortgages and buy-to-let properties where appropriate.
Yes. All discussions, documentation and updates are handled by phone, eamil or WhatsApp.
The first conversation is free. If a fee applies later, it is explained upfront before proceeding.
If you’re buying, moving, or remortgaging in Farnborough, we’re here to help you understand your options and move forward with confidence. Get in touch for clear, independent mortgage advice tailored to your situation.