Is the first consultation really free?

Yes, your initial chat costs nothing. We’ll explore your goals and outline options before any fees apply.

When do I pay the adviser fee?

Only when you decide to proceed with your application. It’s fixed, agreed in writing, and paid once the lender submission starts.

Can I get a mortgage if I’m self-employed?

Absolutely. We work with lenders that accept one to two years of accounts, SA302s, or contract-based income.

How long does the mortgage process take?

Typically 2–4 weeks once documents and valuations are complete. Complex cases can take slightly longer.

What deposit will I need in Folkestone?

Most residential buyers start at 5–10%. Buy-to-let usually requires 25% or more.

Do you offer online appointments?

Yes, we work fully online, no need to visit an office.

Mortgage Broker Folkestone

Get independent, whole-of-market advice with no upfront cost, your first consultation is completely free. Once you’re ready to proceed, we’ll agree a fixed adviser fee before submitting your application. No surprises, no hidden costs, just straightforward mortgage help. All from the comfort of your own home or office.

Clear advice from whole-of-market mortgage broker. Whether you’re buying your first home, remortgaging, or investing in property, we help you secure the right deal without hidden fees from the comfort of your own home or office.

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