Mortgage Protection - Life insurance

Mortgage Life Insurance – Folkestone

Protect your home with life insurance arranged around your mortgage.

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Why Is Mortgage Life Insurance Important?

Many assume mortgage life cover is automatic. It’s not. Without it, your loved ones may struggle to keep the home if anything happens to you.

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Protects your family’s home if you pass away
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Tailored policies for joint or single mortgages
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Easy setup, handled with your mortgage broker
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What You Might Not Know About Mortgage Life Insurance

Mortgage life insurance is often overlooked until it’s too late. These facts show why it should be on your radar from day one.
01
What Most People Get Wrong
They believe life insurance comes with the mortgage. It doesn’t. You need to arrange this separately.
02
Why It’s Often Skipped
People assume they’re too young or healthy to need cover yet.
03
What It Looks Like in Real Life
One of our clients, a single mother in her 30s, secured cover that paid off her mortgage when she unexpectedly passed—keeping her children in their home.
04
Why It’s Worth It
Knowing your family can stay in their home no matter what brings peace of mind every day.

Why Work With a Broker

When you work with a broker, you get expert help choosing the right policy from a range of providers, with guidance at every step.

We compare leading insurers to find the best fit
Handled alongside your mortgage application
We explain everything in plain English
Fast setup and real, human support
Speak To An Expert
New owner holding the key to their house after using MBNM to assist with their mortgage

At Mortgage Brokers Near Me

We help first-time buyers across the UK understand their options, avoid common pitfalls, and access deals from the whole market. With clear advice and personal support at every stage, we turn confusion into confidence.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Members Transformed

We compare deals from across the entire market to find the best fit for you, not just one bank.

2700+

Buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

We help Folkestone residents arrange life cover smoothly, without jargon or stress. Our brokers are here to make sure your family is financially protected.

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Quick Chat

We’ll ask a few simple questions to learn about your mortgage, your family situation, and any existing cover you might have.

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Compare Options

We search the market to find policies that match your needs and budget. Explaining the pros and cons in plain English.

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Handle the Paperwork for You

Once you’ve chosen the right policy, we’ll take care of the application and make sure it’s set up alongside your mortgage.

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You’re Covered

Your policy goes live, your home is protected, and your family has peace of mind, all sorted without chasing multiple providers.

FAQs

Quick answers to common questions, get started with confidence.
Is mortgage life insurance compulsory?
No, but it’s strongly recommended. Without it, your family may not be able to repay the mortgage if you pass away.
Can I get cover if I have a health condition?
In most cases, yes. We work with providers who offer cover tailored to your circumstances.
Can it be included in my mortgage payments?
No, it’s a separate policy, but we’ll help set it up so it fits within your budget.
Does it cover both people on a joint mortgage?
It can. Joint life policies are available, or you can each take out separate cover.
How much does it cost?
Prices vary depending on age, health and the mortgage amount. We’ll find the most cost-effective options for you.
What happens if I move house?
Your policy can often be moved or reviewed. We’ll make sure it stays right for you.

Why Choose Mortgage Brokers Near me

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Our mission

To make mortgages and protection simple, honest, and accessible. So every homeowner can move forward with confidence, not confusion.

Vision

Our vision

We believe that financial advice should feel like talking to a human, not reading a policy booklet. Our goal is to become the UK’s most trusted mortgage and protection partner by putting clarity, service, and people first.

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Our story

Mortgage Brokers Near Me started with a simple idea: getting a mortgage (and the cover that comes with it) shouldn’t feel overwhelming.

Too many people delay protection because they’re confused or put off by jargon. We’ve seen the impact that has and we set out to change it.

From day one, our approach has been hands-on and human. We guide you through everything, explain the bits others gloss over, and handle the heavy lifting. Whether you're buying your first home, moving up the ladder, or remortgaging, we’re here to make sure nothing important gets missed especially your peace of mind.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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