Independent mortgage advice for buyers, homeowners, and landlords in Guildford. Access to mortgages from over 90 lenders, with support handled remotely and communication shaped around how you prefer to work.

More than mortgages, we cover the whole journey
With access to over 90+ lenders
5 Star Reviews
In mortgages arranged for clients



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People buying or refinancing in Guildford often face tight affordability checks, fast-moving asking prices, and lenders scrutinising every detail. First-time buyers worry about stretching deposits, homeowners question whether to fix or wait, and landlords deal with changing criteria. Independent advice matters here because lender appetite shifts quickly, and the wrong application can waste time or cost money.
MBNM works with Guildford clients on a fully remote basis, keeping the process organised and predictable. Advice is delivered clearly, questions are answered as they arise, and follow-up is handled in the way that suits you, whether that is conversation-led or written. The aim is simple, to reduce uncertainty and help you move forward with confidence.




No two cases look the same. Advice is shaped around your income, plans, and pressures, not a template or a quick recommendation.
From understanding what you can borrow to navigating offers and deadlines, first-time buyers in Guildford benefit from calm guidance that keeps everything moving without unnecessary stress.
If you are selling and buying at the same time, timing and structure matter. We help Guildford home movers line everything up so chains, rates, and paperwork stay under control.
Business owners and contractors need lenders who look beyond basic salary figures. We handle the detail properly so your income is presented clearly and accurately.
Investors expanding or refinancing in Guildford need advice that reflects lender rules today, not last year. The focus stays on sustainability and long-term planning.
MBNM provides whole-of-market mortgage advice with access to over 90 lenders, chosen because they suit the case, not because they are convenient. The service is built around real client situations rather than narrow specialisms, with support covering everything from initial planning through to completion. As an FCA-regulated broker, the approach stays measured, transparent, and free from pressure.

As an independent broker, MBNM has access to mortgage options from over 90 lenders, giving clients access to deals they won’t find by walking into a single bank.
We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases, situations where bank-only advice often falls short.
From your first conversation through to mortgage offer, we handle paperwork, lender queries, and follow-ups, keeping things moving and keeping you informed.
MBNM is FCA regulated and focused on clear, jargon-free advice. No sales pressure, no hidden agendas, just guidance that makes sense for your goals.
The process starts with a conversation to understand your situation, followed by clear options and a plan that fits. From there, applications, lender questions, and updates are handled for you, with steady communication throughout.
We start with a straightforward conversation to understand your situation, goals, and timeframe. This helps us assess affordability, lender criteria, and the most suitable mortgage options from the outset.
We compare mortgages across the whole market, reviewing rates, terms, and lender requirements to find an option that fits your circumstances, not just what’s easiest to place.
Once you’re happy, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.
When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.
If you have a question, please do not hesitate to reach out!
Yes. MBNM regularly supports buyers and homeowners in Guildford, with advice delivered remotely across the UK.
The fundamentals are the same, but lender criteria, affordability pressure, and buyer expectations in Guildford often require careful planning and the right lender choice.
Yes. A decline usually reflects lender criteria rather than a dead end. Independent advice helps identify lenders better suited to your situation.
No. Many clients have complex income, multiple properties, or changing circumstances, and the advice reflects that.
Communication is flexible and adapts to what works best for you, whether that is discussion-based or written updates.
The first conversation is free. If a fee applies later, it is explained clearly and upfront before proceeding.
If you’re buying, moving, or remortgaging in Farnborough, we’re here to help you understand your options and move forward with confidence. Get in touch for clear, independent mortgage advice tailored to your situation.