Mortgage Broker in Guildford

Independent mortgage advice for buyers, homeowners, and landlords in Guildford. Access to mortgages from over 90 lenders, with support handled remotely and communication shaped around how you prefer to work.

Man in a suit sitting on a light-colored couch looking at a laptop screen displaying the logo and text 'MBNM Mortgage Brokers Near Me'.
Near you, No matter where you are

More than mortgages, we cover the whole journey

Whole-of-Market

With access to over 90+ lenders

300+

5 Star Reviews

£500+ Million

In mortgages arranged for clients

Mortgage advice for buyers and homeowners in Guildford

People buying or refinancing in Guildford often face tight affordability checks, fast-moving asking prices, and lenders scrutinising every detail. First-time buyers worry about stretching deposits, homeowners question whether to fix or wait, and landlords deal with changing criteria. Independent advice matters here because lender appetite shifts quickly, and the wrong application can waste time or cost money.

MBNM works with Guildford clients on a fully remote basis, keeping the process organised and predictable. Advice is delivered clearly, questions are answered as they arise, and follow-up is handled in the way that suits you, whether that is conversation-led or written. The aim is simple, to reduce uncertainty and help you move forward with confidence.

Speak to a mortgage adviser

Who we help in Guildford?

No two cases look the same. Advice is shaped around your income, plans, and pressures, not a template or a quick recommendation.

First-time buyers

From understanding what you can borrow to navigating offers and deadlines, first-time buyers in Guildford benefit from calm guidance that keeps everything moving without unnecessary stress.

Home movers

If you are selling and buying at the same time, timing and structure matter. We help Guildford home movers line everything up so chains, rates, and paperwork stay under control.

Self-employed and contractor

Business owners and contractors need lenders who look beyond basic salary figures. We handle the detail properly so your income is presented clearly and accurately.

Buy-to-let investors

Investors expanding or refinancing in Guildford need advice that reflects lender rules today, not last year. The focus stays on sustainability and long-term planning.

Why choose MBNM as your independent mortgage broker?

MBNM provides whole-of-market mortgage advice with access to over 90 lenders, chosen because they suit the case, not because they are convenient. The service is built around real client situations rather than narrow specialisms, with support covering everything from initial planning through to completion. As an FCA-regulated broker, the approach stays measured, transparent, and free from pressure.

Two people working at adjacent desks with laptops and monitors in a modern office with a window and plant.
Whole-of-market, genuinely independent

As an independent broker, MBNM has access to mortgage options from over 90 lenders, giving clients access to deals they won’t find by walking into a single bank.

Experience with real-world cases

We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases, situations where bank-only advice often falls short.

We manage the process end to end

From your first conversation through to mortgage offer, we handle paperwork, lender queries, and follow-ups, keeping things moving and keeping you informed.

Regulated, clear, and people-focused

MBNM is FCA regulated and focused on clear, jargon-free advice. No sales pressure, no hidden agendas, just guidance that makes sense for your goals.

A straightforward mortgage process from start to finish

The process starts with a conversation to understand your situation, followed by clear options and a plan that fits. From there, applications, lender questions, and updates are handled for you, with steady communication throughout.

Initial conversation

We start with a straightforward conversation to understand your situation, goals, and timeframe. This helps us assess affordability, lender criteria, and the most suitable mortgage options from the outset.

Mortgage search

We compare mortgages across the whole market, reviewing rates, terms, and lender requirements to find an option that fits your circumstances, not just what’s easiest to place.

Application and lender handling

Once you’re happy, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.

Offer and completion support

When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.

Mortgage advice in Guildford – common questions

If you have a question, please do not hesitate to reach out!

Speak to an adviser
Do you work with buyers and homeowners in Guildford if you are not based there?
Is mortgage advice different for Guildford compared to other areas?
Can you help if my bank has already said no?
Do you only deal with straightforward mortgages?
How do we stay in touch during the process?
Is the first conversation free and how do fees work?

Speak to a mortgage adviser in Farnborough

If you’re buying, moving, or remortgaging in Farnborough, we’re here to help you understand your options and move forward with confidence. Get in touch for clear, independent mortgage advice tailored to your situation.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Trusted by home buyers and homeowners across the UK

Real feedback from clients who needed clear advice and a mortgage that actually worked.
Shona Rogers

"After speaking to another broker and being told we had to wait longer to get a mortgage, we landed on Will’s page! We had a unique self employed situation but Will instantly knew how to work our figures and although we weren’t in a position to buy straightaway, Will has given us a path and steps to what we need to make buying our home possible! There is never a straight no from Will, it’s always a ‘not now, but when’. Highly recommend for anyone looking for a mortgage broker in the UK"

Naomi McMillan

"Smoothest process I’ve experienced! Very grateful, thank you team!"

Lydia Searle

"Will worked absolute miracles for me and my partner, my financial situation wasn't great to say the least and I thought there would be absolutely no way that i'd be able to get a mortgage offer. From our first phone call he was so reassuring & positive and I instantly felt a weight had been lifted and that their was finally hope! I don't know how he does it but he managed to secure us a deal within our budget and the whole process was so straight forward. His knowledge is incredible and you can tell he just wants the absolute best for the people he is helping. 100/10 would 100% recommend to anyone I know that is looking to buy without hesitation."

Harrison Jones

"Mortgage Brokers Near Me has been amazing! Super patient and knowledgeable. We've had two properties fall through, but they've stuck with us every step. Highly recommend!"

Paula Evans

"Will is our go-to guy for mortgages for personal and business properties. Excellent communication, very honest and extremely easy to deal with, I couldn't recommend him enough!"

Young man with short hair wearing a backward black cap and a light-colored shirt, looking sideways.
Smiling man with curly hair, beard, mustache, and round glasses wearing a patterned shirt.
Black and white portrait of a woman with short dark hair looking slightly upward.
5.0
from 300+ reviews
View all tesimonials
Chris & Kirsty Charles

"We've had a great experience with Will at MBNM. An easy flow of conversation to ensure we get the best deal available to us, along with advice and help where needed. Highly recommend!"