Independent mortgage advice for people buying, owning, or investing in property in Croydon. Support is handled remotely, with access to mortgages from over 90 lenders and guidance through each stage of the process.

More than mortgages, we cover the whole journey
With access to over 90+ lenders
5 Star Reviews
In mortgages arranged for clients



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Croydon brings together first-time buyers, home movers, and landlords navigating a fast-moving market with varied property types. People often feel uncertain about affordability at current prices, how existing credit commitments are viewed, or whether lenders will accept complex income. Independent advice matters here because a single lender’s answer rarely reflects the full set of options available.
Our support is designed to keep decisions calm and practical. Advice is handled remotely, allowing you to review options, ask questions, and progress at a sensible pace. We focus on clear explanations and steady progress so you can make informed choices without unnecessary pressure.




Advice is tailored to your circumstances rather than a fixed route, because borrowing needs vary widely across Croydon’s property market.
If you are buying your first home in Croydon, we focus on preparation and clarity so lender checks and upfront costs are understood before you commit.
Home movers often need reassurance that borrowing will align with sale and purchase timings. We help Croydon homeowners plan ahead so the mortgage supports the move rather than complicates it.
For those with variable income, we concentrate on presenting earnings in a way lenders recognise, reducing unnecessary delays or declined applications.
Buy-to-let investors usually prioritise stability over short-term gains. We help Croydon landlords choose mortgage structures that support sustainable rental plans.
MBNM is an FCA-regulated, independent mortgage broker with access to over 90 lenders. We are not tied to banks or limited product ranges. Our role is to give balanced advice and manage the mortgage process end to end, supporting you from the initial discussion through to completion without pressure.

As an independent broker, MBNM has access to mortgage options from over 90 lenders, giving clients access to deals they won’t find by walking into a single bank.
We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases, situations where bank-only advice often falls short.
From your first conversation through to mortgage offer, we handle paperwork, lender queries, and follow-ups, keeping things moving and keeping you informed.
MBNM is FCA regulated and focused on clear, jargon-free advice. No sales pressure, no hidden agendas, just guidance that makes sense for your goals.
We begin with a free conversation to understand your situation. From there, we research suitable lenders, explain options in plain terms, and manage the application so progress remains clear and predictable.
We start with a straightforward conversation to understand your situation, goals, and timeframe. This helps us assess affordability, lender criteria, and the most suitable mortgage options from the outset.
We compare mortgages across the whole market, reviewing rates, terms, and lender requirements to find an option that fits your circumstances, not just what’s easiest to place.
Once you’re happy, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.
When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.
If you have a question, please do not hesitate to reach out!
Yes. We regularly support buyers, homeowners, and landlords in Croydon through our remote mortgage advice service.
Yes. Our service is fully remote, allowing you to progress your mortgage without in-person meetings.
No. We are independent and whole-of-market, selecting lenders based on suitability rather than promoting specific products.
Yes. We regularly help clients with self-employed or non-standard income by structuring applications clearly for lenders.
We stay involved throughout, handling lender queries and keeping you informed until completion.
The first conversation is free. If a fee applies later, it is explained upfront before proceeding so you can decide with clarity.
If you’re buying, moving, or remortgaging in Farnborough, we’re here to help you understand your options and move forward with confidence. Get in touch for clear, independent mortgage advice tailored to your situation.