Renovation mortgage

Renovation Mortgage Broker in Folkestone

Specialist renovation mortgage advice in Folkestone for upgrading and restoring homes.

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What is a Renovation mortgage?

MBNM helps Folkestone residents access tailored renovation mortgage solutions to enhance their homes—whether it's modernising or extending.

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Flexible renovation loan options
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Support for unique property needs
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Refurbishment-ready funding
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Local Market Insight

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Folkestone’s Victorian terraces and coastal homes often require modernisation. MBNM provides local expertise to help homeowners and buyers fund renovations confidently.
01
Renovation Demand
Strong local demand due to older seaside housing and increasing interest from remote workers relocating.
02
Planning Applications
Folkestone & Hythe council processed 413 home improvement applications in 2023, including extensions and loft conversions.
03
Avg Renovation Budget
Full refurbishments in Folkestone typically start around £55,000, depending on property size and scope.
04
Home Value Uplift Potential
Refurbished kitchens & loft conversions in Folkestone can add 7–10% to property value.

Why Work With a Broker

We simplify the process, compare renovation lenders, and secure deals tailored to your goals.

Specialist renovation knowledge
Access to niche lenders
Fast, tailored recommendations
Support with complex cases
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At Mortgage Brokers Near Me

At Mortgage Brokers Near Me, we simplify the process with local, expert support you can trust. Whether you're buying your first home, remortgaging for a better rate, or funding a renovation, our advisers connect you with competitive lenders tailored to your goals. Straightforward advice, no jargon just mortgages that work for you.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Lenders To Compare

We compare deals from across the entire market to find the best fit for you — not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

We make launching your new website simple and stress-free without endless delays or confusion. Here’s how we take your site from concept to conversion-ready:

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Discovery

We start with a free, no obligation chat to understand your goals, timeline, and budget.

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Strategy

We scan the market including specialist and high-street lenders to find deals that match your needs.

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Application Support

From paperwork to lender requirements, we guide you through every step to ensure a smooth process.

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Mortgage Secured

Once approved, we help finalise the deal and stay in touch through to completion (and beyond if needed).

FAQs

Quick answers to common questions, get started with confidence.

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How much deposit do I need?
Most lenders require at least 15–25% deposit for renovation mortgages, especially for uninhabitable properties.
Can I remortgage to fund renovations?
Absolutely. Many clients release equity via a remortgage to fund extensions, refurbishments, and energy upgrades.
Can I use this for a loft or extension?
Yes. Renovation mortgages often cover structural upgrades like lofts, side returns, or rear extensions.
Can I get a mortgage if the home is uninhabitable?
Yes, with the right lender. We help match you to providers who finance uninhabitable properties needing work.
Are self-employed applicants eligible?
Yes, we help self-employed clients prove income using SA302s, tax year overviews, or accountant references.
How long does the process take?
With documents ready, expect 3–5 weeks from application to offer. We help ensure no delays.

Why Choose Us MBNM For your Renovation Mortgage

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Our mission

Our mission is to help people across the UK make smarter mortgage decisions. From first-time buyers to experienced homeowners, we offer tailored advice, expert support, and a commitment to getting the right outcome for every client.

Vision

Our vision

At Mortgage Brokers Near Me, our vision is simple to make mortgage advice clear, accessible, and genuinely helpful. We started this journey after seeing too many people overwhelmed by confusing options, slow responses, and generic advice. Our mission is to change that by offering expert, transparent guidance that’s tailored to your goals. Whether you're buying your first home, renovating a property, or looking to remortgage, we’re here to simplify the process and support you every step of the way.

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Our story

Mortgage Brokers Near Me was built out of frustration with the industry status quo slow processes, confusing options, and advice that didn’t always serve the client. We started with a simple promise: to put people first. Today, we connect clients with experienced advisers who genuinely care about making the mortgage process simpler, clearer, and more rewarding.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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