Mortgage Broker in Romford
Independent mortgage advice for buyers, homeowners and landlords in Romford, provided remotely by phone or WhatsApp. Access to over 90 lenders, with personal guidance from initial enquiry through to completion.
More than mortgages, we cover the whole journey
With access to over 90+ lenders
5 Star Reviews
In mortgages arranged for clients
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Mortgage advice for buyers and homeowners in Romford
Romford attracts a wide mix of first-time buyers priced out of inner London, families upsizing from flats, and landlords focused on commuter demand. With Crossrail improving access into the City, property values and competition can move quickly. Many buyers here are unsure how much they can realistically borrow, especially when income includes overtime or bonuses. Independent advice matters because lender rules differ significantly, and choosing the wrong one can mean delays or declined applications.
Everything is handled remotely, which suits many Romford clients who work long hours or commute daily. Conversations take place by phone or WhatsApp, and documents are reviewed securely without the need for face-to-face meetings. You receive clear explanations of your options and steady updates as your application progresses, so you are never left wondering what happens next.
Mortgage services in Romford tailored to your circumstances
Who we help in Romford
Clients come to us at different stages of life and with very different priorities. Advice is shaped around personal circumstances, financial goals and risk tolerance, rather than a standard template.
First-time buyers in Romford
If you are purchasing your first property near Gidea Park or Collier Row, getting the numbers right early can prevent disappointment later. We explain how lenders view affordability and help you move forward with confidence when you are ready to make an offer.
Home movers in Romford
Those moving within Romford or relocating from nearby areas of East London often need to coordinate a sale and purchase at the same time. We manage the mortgage side carefully to reduce the risk of delays within the chain.
Self-employed and contractors in Romford
Where earnings fluctuate year to year, applications need careful structuring. We identify lenders who take a balanced view of trading history and prepare documentation thoroughly before submission.
Buy-to-let investors in Romford
Investors focused on long-term rental demand around transport links require a considered approach. We examine rental income projections and lender stress rates to ensure the mortgage remains sustainable.
Why choose MBNM as your independent mortgage broker?
MBNM provides independent advice with access to more than 90 lenders across the market. We are not restricted to one bank and we are not driven by sales targets. Each case is handled individually, drawing on experience across residential, buy-to-let and complex income scenarios. You work directly with an FCA regulated adviser who remains involved from the first discussion through to completion. Recommendations are explained clearly, without pressure to proceed.
As an independent broker, MBNM has access to mortgage options from over 90 lenders, giving clients access to deals they won’t find by walking into a single bank.
We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases, situations where bank-only advice often falls short.
From your first conversation through to mortgage offer, we handle paperwork, lender queries, and follow-ups, keeping things moving and keeping you informed.
MBNM is FCA regulated and focused on clear, jargon-free advice. No sales pressure, no hidden agendas, just guidance that makes sense for your goals.
A straightforward mortgage process from start to finish
We begin with a detailed conversation about your plans and financial position. After assessing your circumstances, suitable lenders are researched and options are presented in straightforward terms. Once you decide how to proceed, we manage the application and keep you informed throughout.
We start with a straightforward conversation to understand your situation, goals, and timeframe. This helps us assess affordability, lender criteria, and the most suitable mortgage options from the outset.
We compare mortgages across the whole market, reviewing rates, terms, and lender requirements to find an option that fits your circumstances, not just what’s easiest to place.
Once you’re happy, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.
When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.
Mortgage advice in Romford – common questions
If you have a question, please do not hesitate to reach out!
Speak to a mortgage adviser in Farnborough
If you’re buying, moving, or remortgaging in Farnborough, we’re here to help you understand your options and move forward with confidence. Get in touch for clear, independent mortgage advice tailored to your situation.
Trusted by home buyers and homeowners across the UK
"After speaking to another broker and being told we had to wait longer to get a mortgage, we landed on Will’s page! We had a unique self employed situation but Will instantly knew how to work our figures and although we weren’t in a position to buy straightaway, Will has given us a path and steps to what we need to make buying our home possible! There is never a straight no from Will, it’s always a ‘not now, but when’. Highly recommend for anyone looking for a mortgage broker in the UK"
"Smoothest process I’ve experienced! Very grateful, thank you team!"
"Will worked absolute miracles for me and my partner, my financial situation wasn't great to say the least and I thought there would be absolutely no way that i'd be able to get a mortgage offer. From our first phone call he was so reassuring & positive and I instantly felt a weight had been lifted and that their was finally hope! I don't know how he does it but he managed to secure us a deal within our budget and the whole process was so straight forward. His knowledge is incredible and you can tell he just wants the absolute best for the people he is helping. 100/10 would 100% recommend to anyone I know that is looking to buy without hesitation."
"Mortgage Brokers Near Me has been amazing! Super patient and knowledgeable. We've had two properties fall through, but they've stuck with us every step. Highly recommend!"
"Will is our go-to guy for mortgages for personal and business properties. Excellent communication, very honest and extremely easy to deal with, I couldn't recommend him enough!"
5.0
"We've had a great experience with Will at MBNM. An easy flow of conversation to ensure we get the best deal available to us, along with advice and help where needed. Highly recommend!"
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.
Mortgage Brokers Near Me LTD is an Appointed Representative of The Right Mortgage LTD which is authorised and regulated by the Financial Conduct Authority.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. The Financial Conduct Authority does not regulate Will Writing and some forms of Trusts and Buy to Lets. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.
Mortgage Brokers Near Me LTD are registered in England and Wales with company number 15189091.
C/O The Financial Management Centre, Meads Business Centre, 19 Kingsmead, Farnborough, England, GU14 7SR