Remortgage

Remortgage Broker in Folkestone

Explore smarter remortgage options in Folkestone today

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What is a Remortgaging?

Remortgaging allows you to switch your current mortgage for a better deal. MBNM brokers in Folkestone guide you through the process, ensuring you find the right rate, terms, and lender—tailored to your changing needs and financial goals.

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Simple, expert remortgage help
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Top rates from trusted lenders
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No hidden fees or delays
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Remortgage Local Market Insight

Folkestone saw mortgage activity grow 12% last year, with fixed-term expiry peaks expected this quarter. Timely remortgaging could mean huge savings.
01
fixed-rate deals
We help you lock in low, fixed payments—perfect for budgeting and managing long-term costs.
02
Missed Savings Alert
Overpaying on your mortgage? Don’t wait—let’s check if better rates are available now.
03
Market Rate Shifts
Recent increases signal urgency. Secure a competitive rate now before lenders update offers.
04
Local Clients Helped
Clients in Cheriton and Sandgate have already cut costs and gained flexibility through remortgaging with MBNM.

Why Work With a Broker

We demystify the process and fight for the best outcome. Less stress, more value—fast.

Tailored advice, not templates
Deep knowledge of Folkestone
Speedy, efficient service
Support from start to switch
Get to know us
New owner holding the key to their house after using MBNM to assist with their mortgage

Remortgaging With Mortgage Brokers Near Me

We help homeowners across the UK explore their remortgage options, avoid costly mistakes, and access competitive deals from over 90 lenders. With clear advice and personal support, we make the process simple and stress-free.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Lenders To Compare

We compare deals from across the entire market to find the best fit for you not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

Our Remortgage Process

From Harbour Way flats to West Folkestone homes, we personalise each remortgage. Transparent, responsive and effective.

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Discovery

We start with a quick discovery call to understand your goals. Whether it's reducing monthly payments, avoiding SVR, or switching mortgage types.

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Compare

We search across 90+ UK lenders to find the most suitable remortgage deals based on your credit, property value, and needs.

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Apply

Once you're happy with the option, we handle the paperwork, liaise with the lender, and keep you informed throughout the process.

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Secure

Your new mortgage is secured. Often before your current deal ends, helping you save money and avoid unnecessary rate hikes.

Remortgage FAQs

Quick answers to Remortgage questions, get started with confidence.
When should I consider remortgaging in Folkestone?
Six months before your deal ends is ideal. It gives time to compare and lock in better options.
Are all lenders available to brokers?
We have access to high-street and specialist lenders—often with exclusive deals not found elsewhere.
Will it cost to remortgage?
Some deals come with fees, others don’t. We’ll explain your total costs upfront, no surprises.
Do I need a solicitor to remortgage?
Yes, but most lenders include free legal services. We’ll explain what’s needed and help coordinate it.
Can I switch lenders with bad credit?
Possibly. We review your credit and connect you with lenders who accept various credit histories.
Is it hard to remortgage self-employed?
Not with us. We specialise in helping the self-employed secure great remortgage options.

Why Remortgage With Us

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Our mission

To make remortgaging simple, stress-free, and accessible to homeowners across the UK.As a whole-of-market broker, our mission is to help every client find the right deal. Whether you’re looking to save money, switch lenders, or adjust your mortgage to fit life’s changes. We aim to provide clear advice, full transparency, and support from start to finish, no matter where you live or why you’re remortgaging.

Vision

Our vision

We believe remortgaging should work in your favour, not cause confusion or delays. Our vision is a world where homeowners can easily compare options, make informed decisions, and adjust their mortgage as life evolves. Whether you’re switching to a better rate, managing major changes, or simply looking for clarity, we’re here to guide you.

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Our story

MBNM was created to fix what many homeowners found frustrating slow responses, unclear advice, and limited lender options.
We saw too many people stuck on high-interest rates or unsure what to do when their deal ended. So we built a remote-first, whole-of-market brokerage designed for real people. With access to over 90 lenders, we help homeowners across the UK remortgage with confidence, without the hard sell, and always with your best interest at heart.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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Stay connected and see our latest events, updates, and behind-the-scenes moments.

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