Mortgage Broker in Reading
Independent mortgage advice for people buying, owning, or investing in property in Reading. Support is handled remotely, with access to mortgages from over 90 lenders and clear guidance throughout the process.
More than mortgages, we cover the whole journey
With access to over 90+ lenders
5 Star Reviews
In mortgages arranged for clients
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Mortgage advice for buyers and homeowners in Reading
Reading attracts first-time buyers balancing affordability with commuting costs, homeowners moving between neighbourhoods, and landlords serving a strong rental market. Common challenges include how lenders assess bonuses or share-based income, the impact of childcare or travel expenses, and whether newer developments affect lending terms. Independent advice matters here because lender criteria can differ sharply for similar profiles.
We bring order to decisions that often feel time-pressured. Advice is handled remotely, giving you space to review options properly and understand what lenders are likely to accept. We focus on plain explanations and steady progress so choices feel deliberate, not rushed.
Mortgage services in Reading aligned to real borrowing choices
Who we help in Reading?
Advice is shaped around individual circumstances rather than a fixed template, because borrowing needs in Reading vary by income type, property style, and long-term plans.
First-time buyers
If you are buying your first home in Reading, we focus on preparation so deposits, affordability, and upfront costs are clear before you commit.
Home movers
Home movers often need confidence that borrowing will align with sale and purchase timings. We help Reading homeowners plan ahead so the mortgage supports the move rather than complicates it.
Self-employed and contractor
For those with variable income, we concentrate on presenting earnings in a way lenders recognise, reducing avoidable delays or declined applications.
Buy-to-let investors
Buy-to-let investors typically prioritise stability over short-term gains. We help Reading landlords choose mortgage structures that support sustainable rental plans.
Why choose MBNM as your independent mortgage broker
MBNM is an FCA-regulated, independent mortgage broker with access to over 90 lenders. We are not tied to banks or restricted panels. Our role is to provide balanced advice and manage the mortgage process end to end, supporting you from the initial discussion through to completion without pressure.
As an independent broker, MBNM has access to mortgage options from over 90 lenders, giving clients access to deals they won’t find by walking into a single bank.
We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases, situations where bank-only advice often falls short.
From your first conversation through to mortgage offer, we handle paperwork, lender queries, and follow-ups, keeping things moving and keeping you informed.
MBNM is FCA regulated and focused on clear, jargon-free advice. No sales pressure, no hidden agendas, just guidance that makes sense for your goals.
A straightforward mortgage process from start to finish
We start with a free conversation to understand your situation. From there, we research suitable lenders, explain options clearly, and manage the application so progress remains calm and predictable.
We start with a straightforward conversation to understand your situation, goals, and timeframe. This helps us assess affordability, lender criteria, and the most suitable mortgage options from the outset.
We compare mortgages across the whole market, reviewing rates, terms, and lender requirements to find an option that fits your circumstances, not just what’s easiest to place.
Once you’re happy, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.
When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.
Mortgage advice in Reading – common questions
If you have a question, please do not hesitate to reach out!
Speak to a mortgage adviser in Farnborough
If you’re buying, moving, or remortgaging in Farnborough, we’re here to help you understand your options and move forward with confidence. Get in touch for clear, independent mortgage advice tailored to your situation.
Trusted by home buyers and homeowners across the UK
"After speaking to another broker and being told we had to wait longer to get a mortgage, we landed on Will’s page! We had a unique self employed situation but Will instantly knew how to work our figures and although we weren’t in a position to buy straightaway, Will has given us a path and steps to what we need to make buying our home possible! There is never a straight no from Will, it’s always a ‘not now, but when’. Highly recommend for anyone looking for a mortgage broker in the UK"
"Smoothest process I’ve experienced! Very grateful, thank you team!"
"Will worked absolute miracles for me and my partner, my financial situation wasn't great to say the least and I thought there would be absolutely no way that i'd be able to get a mortgage offer. From our first phone call he was so reassuring & positive and I instantly felt a weight had been lifted and that their was finally hope! I don't know how he does it but he managed to secure us a deal within our budget and the whole process was so straight forward. His knowledge is incredible and you can tell he just wants the absolute best for the people he is helping. 100/10 would 100% recommend to anyone I know that is looking to buy without hesitation."
"Mortgage Brokers Near Me has been amazing! Super patient and knowledgeable. We've had two properties fall through, but they've stuck with us every step. Highly recommend!"
"Will is our go-to guy for mortgages for personal and business properties. Excellent communication, very honest and extremely easy to deal with, I couldn't recommend him enough!"
5.0
"We've had a great experience with Will at MBNM. An easy flow of conversation to ensure we get the best deal available to us, along with advice and help where needed. Highly recommend!"
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.
Mortgage Brokers Near Me LTD is an Appointed Representative of The Right Mortgage LTD which is authorised and regulated by the Financial Conduct Authority.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. The Financial Conduct Authority does not regulate Will Writing and some forms of Trusts and Buy to Lets. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.
Mortgage Brokers Near Me LTD are registered in England and Wales with company number 15189091.
C/O The Financial Management Centre, Meads Business Centre, 19 Kingsmead, Farnborough, England, GU14 7SR