Near you, no matter where you are.
Appointed Representative of The Right Mortgage Network (FCA No. 1004260). Company No. 15189091. Registered in England and Wales.
Mortgage Broker in Brighton and Hove
Independent mortgage advice for buyers, homeowners and landlords across Brighton and Hove. Get remote support with flats, period homes, complex income, remortgages and buy-to-let applications.
Near you, No matter where you are
More than mortgages, we cover the whole journey
Whole-of-Market
With access to over 90+ lenders
300+
5 Star Reviews
£500+ Million
In mortgages arranged for clients
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Mortgage advice for buyers and homeowners in Brighton and Hove
Brighton and Hove has an unusually varied housing stock, including converted period flats, seafront apartment blocks, terraces in Hanover and Kemptown, and family homes around Patcham and Hove. With flats, the lease term, service charge, ground rent, building construction and any major works can all influence lender acceptance or affordability. A share of freehold does not remove the need to check the underlying lease.
The city also has many freelancers, contractors and business owners whose income does not fit a standard monthly payslip. We review the applicant and property together, identify likely lender questions early and explain what can be supported by the available documents. Advice is delivered remotely, with case management through valuation, underwriting and offer.
Speak to a mortgage adviser
Mortgage services for Brighton and Hove clients
Who we help in Brighton and Hove
We support clients across Brighton and Hove with residential purchases, remortgages and rental property finance. The advice reflects the details of your income and property rather than treating every local flat or house alike.
First-time buyers in Brighton and Hove
We help you understand the true monthly and upfront cost of a Brighton or Hove property, including leasehold charges where they apply, before you commit to an offer.
Home movers in Brighton and Hove
We coordinate borrowing with your sale and onward purchase, whether you are moving between a city flat and a family house or relocating into the area.
Self-employed applicants and contractors in Brighton and Hove
We review irregular or business income carefully and choose lenders whose underwriting approach matches the records you can provide.
Buy-to-let investors in Brighton and Hove
We help landlords assess rental coverage, property eligibility and portfolio requirements, including specialist applications where the proposed letting arrangement is acceptable to a suitable lender.
Why choose MBNM for mortgage advice in Brighton and Hove?
MBNM provides independent, regulated mortgage advice and can compare suitable options from more than 90 lenders. We explain why a lender and product fit your circumstances, prepare the application and stay involved through underwriting, valuation and offer. You receive clear information without pressure to proceed.
Whole-of-market, genuinely independent
As an independent broker, MBNM has access to mortgage options from over 90 lenders, giving clients access to deals they won’t find by walking into a single bank.
Experience with real-world cases
We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases, situations where bank-only advice often falls short.
We manage the process end to end
From your first conversation through to mortgage offer, we handle paperwork, lender queries, and follow-ups, keeping things moving and keeping you informed.
Regulated, clear, and people-focused
MBNM is FCA regulated and focused on clear, jargon-free advice. No sales pressure, no hidden agendas, just guidance that makes sense for your goals.
A straightforward mortgage process from start to finish
We start with your goals, income, deposit, commitments and property details. We then check affordability and lender criteria, explain suitable options and confirm the costs. If you ask us to continue, we submit and manage the application, answer lender questions and keep you updated.
Initial conversation
We start with a straightforward conversation to understand your situation, goals, and timeframe. This helps us assess affordability, lender criteria, and the most suitable mortgage options from the outset.
Mortgage search
We compare mortgages across the whole market, reviewing rates, terms, and lender requirements to find an option that fits your circumstances, not just what’s easiest to place.
Application and lender handling
Once you’re happy, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.
Offer and completion support
When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.
Mortgage broker Brighton and Hove: frequently asked questions
If you have a question, please do not hesitate to reach out!
Speak to an adviser
Can you help with a converted flat in Brighton or Hove?
Does share of freehold make a flat easier to mortgage?
Can a freelancer get a mortgage in Brighton and Hove?
Can you arrange a mortgage for an HMO or specialist buy-to-let?
Do I need to meet an adviser in Brighton?
Is the first conversation free and how do fees work?
Speak to a mortgage broker supporting Brighton and Hove
Tell us about the Brighton or Hove property and how your income is structured. We will identify the main lending issues, explain realistic options and give you space to decide what to do next.
Trusted by home buyers and homeowners across the UK
Real feedback from clients who needed clear advice and a mortgage that actually worked.
Shona Rogers
"After speaking to another broker and being told we had to wait longer to get a mortgage, we landed on Will’s page! We had a unique self employed situation but Will instantly knew how to work our figures and although we weren’t in a position to buy straightaway, Will has given us a path and steps to what we need to make buying our home possible! There is never a straight no from Will, it’s always a ‘not now, but when’. Highly recommend for anyone looking for a mortgage broker in the UK"
Naomi McMillan
"Smoothest process I’ve experienced! Very grateful, thank you team!"
Lydia Searle
"Will worked absolute miracles for me and my partner, my financial situation wasn't great to say the least and I thought there would be absolutely no way that i'd be able to get a mortgage offer. From our first phone call he was so reassuring & positive and I instantly felt a weight had been lifted and that their was finally hope! I don't know how he does it but he managed to secure us a deal within our budget and the whole process was so straight forward. His knowledge is incredible and you can tell he just wants the absolute best for the people he is helping. 100/10 would 100% recommend to anyone I know that is looking to buy without hesitation."
Harrison Jones
"Mortgage Brokers Near Me has been amazing! Super patient and knowledgeable. We've had two properties fall through, but they've stuck with us every step. Highly recommend!"
Paula Evans
"Will is our go-to guy for mortgages for personal and business properties. Excellent communication, very honest and extremely easy to deal with, I couldn't recommend him enough!"
5.0
from 300+ reviews
Chris & Kirsty Charles
"We've had a great experience with Will at MBNM. An easy flow of conversation to ensure we get the best deal available to us, along with advice and help where needed. Highly recommend!"