Mortgage Broker in Herne Bay
Independent mortgage advice for buyers, homeowners, and landlords in Herne Bay. Access to mortgages from over 90 lenders, with support handled remotely by phone or WhatsApp from your first conversation through to completion.
More than mortgages, we cover the whole journey
With access to over 90+ lenders
5 Star Reviews
In mortgages arranged for clients
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Mortgage advice for buyers and homeowners in Herne Bay
If you are buying, moving, remortgaging, or investing in Herne Bay, getting the right advice early can make a big difference. We help people understand their options clearly, without pressure from banks or rushed decisions. Our role is to guide you through the mortgage process, explain what is realistic, and support you from the first discussion through to completion.
We regularly support clients across Herne Bay, Whitstable, Canterbury, and surrounding areas throughout Kent. While our service is fully remote, our advice reflects real experience helping people secure mortgages in this part of the country, including local pricing, lender expectations, and common challenges buyers face.
Mortgage services in Herne Bay tailored to your situation
Who we help in Herne Bay?
Every client’s situation is different. Our advice is tailored to your income, plans, and level of experience, rather than forcing you into a one-size-fits-all solution.
First-time buyers
We help first-time buyers in Herne Bay who want clear answers without being rushed. From understanding deposits to preparing for lender checks, we focus on making the process manageable and transparent from the start.
Home movers
If you are selling and buying at the same time, timing and affordability become critical. We help home movers plan ahead, manage overlapping mortgages, and secure lending that fits around realistic completion timelines.
Self-employed and contractor
For clients with variable income, we take the time to understand how you are paid and which lenders are best suited to your circumstances. This avoids unnecessary declines and keeps applications moving smoothly.
Buy-to-let investors
Whether you are purchasing your first rental property or expanding an existing portfolio, we help buy-to-let investors structure mortgages in a way that supports long-term sustainability, not short-term wins.
Why choose MBNM as your independent mortgage broker?
We are an independent, whole-of-market mortgage broker, which means our advice is not tied to one lender or product range. We are not volume-driven and we do not push quick approvals for the sake of it. Our focus is on finding mortgages that suit your situation and supporting you from the first conversation through to completion, even when your case is complex.
As an independent broker, MBNM has access to mortgage options from over 90 lenders, giving clients access to deals they won’t find by walking into a single bank.
We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases, situations where bank-only advice often falls short.
From your first conversation through to mortgage offer, we handle paperwork, lender queries, and follow-ups, keeping things moving and keeping you informed.
MBNM is FCA regulated and focused on clear, jargon-free advice. No sales pressure, no hidden agendas, just guidance that makes sense for your goals.
A straightforward mortgage process from start to finish
We start with a free conversation to understand your plans and circumstances. From there, we research suitable options, explain them clearly, and handle the application and lender communication on your behalf. You will know what is happening at each stage, without being left chasing updates.
We start with a straightforward conversation to understand your situation, goals, and timeframe. This helps us assess affordability, lender criteria, and the most suitable mortgage options from the outset.
We compare mortgages across the whole market, reviewing rates, terms, and lender requirements to find an option that fits your circumstances, not just what’s easiest to place.
Once you’re happy, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.
When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.
Mortgage advice in Herne Bay – common questions
If you have a question, please do not hesitate to reach out!
Speak to a mortgage adviser in Farnborough
If you’re buying, moving, or remortgaging in Farnborough, we’re here to help you understand your options and move forward with confidence. Get in touch for clear, independent mortgage advice tailored to your situation.
Trusted by home buyers and homeowners across the UK
"After speaking to another broker and being told we had to wait longer to get a mortgage, we landed on Will’s page! We had a unique self employed situation but Will instantly knew how to work our figures and although we weren’t in a position to buy straightaway, Will has given us a path and steps to what we need to make buying our home possible! There is never a straight no from Will, it’s always a ‘not now, but when’. Highly recommend for anyone looking for a mortgage broker in the UK"
"Smoothest process I’ve experienced! Very grateful, thank you team!"
"Will worked absolute miracles for me and my partner, my financial situation wasn't great to say the least and I thought there would be absolutely no way that i'd be able to get a mortgage offer. From our first phone call he was so reassuring & positive and I instantly felt a weight had been lifted and that their was finally hope! I don't know how he does it but he managed to secure us a deal within our budget and the whole process was so straight forward. His knowledge is incredible and you can tell he just wants the absolute best for the people he is helping. 100/10 would 100% recommend to anyone I know that is looking to buy without hesitation."
"Mortgage Brokers Near Me has been amazing! Super patient and knowledgeable. We've had two properties fall through, but they've stuck with us every step. Highly recommend!"
"Will is our go-to guy for mortgages for personal and business properties. Excellent communication, very honest and extremely easy to deal with, I couldn't recommend him enough!"
5.0
"We've had a great experience with Will at MBNM. An easy flow of conversation to ensure we get the best deal available to us, along with advice and help where needed. Highly recommend!"
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.
Mortgage Brokers Near Me LTD is an Appointed Representative of The Right Mortgage LTD which is authorised and regulated by the Financial Conduct Authority.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. The Financial Conduct Authority does not regulate Will Writing and some forms of Trusts and Buy to Lets. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.
Mortgage Brokers Near Me LTD are registered in England and Wales with company number 15189091.
C/O The Financial Management Centre, Meads Business Centre, 19 Kingsmead, Farnborough, England, GU14 7SR