Renovation mortgage

Renovation Mortgage Broker in Sutton

Expert renovation mortgage support in Sutton for lofts, kitchens & full refurbishments.

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What is a Renovation mortgage?

MBNM guides Sutton clients through renovation mortgages tailored to transforming homes. Whether upgrading, extending, or converting, we connect you with lenders that support improvement goals.

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Flexible renovation finance
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Support from day one
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Trusted local broker
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Local Market Insight

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Sutton’s post-war semis and spacious homes are popular renovation targets. With strong schools and green spaces, homeowners often invest in extensions and modernisations to increase value and liveability. MBNM offers deep mortgage knowledge to assist at every stage.
01
Renovation Demand
With growing families and older housing stock, Sutton residents are increasingly funding loft conversions, garden offices & energy-efficient upgrades.
02
Planning Applications
In 2023, Sutton Council processed over 730 home extension applications, including lofts and rear builds.
03
Avg Renovation Budget
The average full-house renovation budget in Sutton typically ranges between £45,000–£80,000.
04
Home Value Uplift Potential
Loft conversions and kitchen upgrades in Sutton can boost home value by 8–12% depending on location and spec.

Why Work With a Broker

We offer personal renovation mortgage support, access to specialist lenders & help you secure approval smoothly.

Tailored funding advice
Access exclusive lender deals
Simplified paperwork process
Support through to completion
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New owner holding the key to their house after using MBNM to assist with their mortgage

At Mortgage Brokers Near Me

At Mortgage Brokers Near Me, we simplify the process with local, expert support you can trust. Whether you're buying your first home, remortgaging for a better rate, or funding a renovation, our advisers connect you with competitive lenders tailored to your goals. Straightforward advice, no jargon just mortgages that work for you.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Lenders To Compare

We compare deals from across the entire market to find the best fit for you — not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

We make launching your new website simple and stress-free without endless delays or confusion. Here’s how we take your site from concept to conversion-ready:

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Discovery

We start with a free, no obligation chat to understand your goals, timeline, and budget.

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Strategy

We scan the market including specialist and high-street lenders to find deals that match your needs.

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Application Support

From paperwork to lender requirements, we guide you through every step to ensure a smooth process.

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Mortgage Secured

Once approved, we help finalise the deal and stay in touch through to completion (and beyond if needed).

FAQs

Quick answers to common questions, get started with confidence.

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How much deposit do I need?
Typically 10–25% depending on the property's condition and the lender’s criteria. We'll help assess your options.
Can I renovate a property that’s uninhabitable?
Yes, some lenders specialise in this. We help you package your application to meet renovation lending standards.
Can I use the funds for an extension?
Absolutely. Renovation mortgage funds can be used for lofts, rear extensions, kitchens, bathrooms and more.
Who’s eligible for a renovation mortgage?
UK residents with a viable renovation plan and adequate income can apply. Self-employed and joint applicants welcome.
Can I remortgage to fund home improvements?
Yes. Many Sutton clients release equity via remortgaging to fund kitchen extensions or refurbishments.
I’m self-employed. Can I apply?
Yes. We help package your income using SA302s or accountant letters to prove affordability.

Why Choose Us MBNM For your Renovation Mortgage

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Our mission

Our mission is to help people across the UK make smarter mortgage decisions. From first-time buyers to experienced homeowners, we offer tailored advice, expert support, and a commitment to getting the right outcome for every client.

Vision

Our vision

At Mortgage Brokers Near Me, our vision is simple to make mortgage advice clear, accessible, and genuinely helpful. We started this journey after seeing too many people overwhelmed by confusing options, slow responses, and generic advice. Our mission is to change that by offering expert, transparent guidance that’s tailored to your goals. Whether you're buying your first home, renovating a property, or looking to remortgage, we’re here to simplify the process and support you every step of the way.

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Our story

Mortgage Brokers Near Me was built out of frustration with the industry status quo slow processes, confusing options, and advice that didn’t always serve the client. We started with a simple promise: to put people first. Today, we connect clients with experienced advisers who genuinely care about making the mortgage process simpler, clearer, and more rewarding.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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