Remortgage

Remortgage Broker in Rochester

Remortgage advice tailored to Rochester homeowners.

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What is a Remortgaging?

A remortgage lets you switch to a better mortgage deal. At MBNM, we help Rochester clients find competitive rates, reduce monthly payments, and unlock home equity with expert guidance.

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Lower your monthly payments
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Access better mortgage rates
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Get expert local support
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Remortgage Local Market Insight

House prices in Rochester averaged £326,000 last year. Many clients now remortgage to secure fixed rates as the market shows signs of shifting.
01
fixed-rate deals
Fixed-rate remortgages offer payment certainty, helping you manage your household budget with clarity.
02
Missed Savings Alert
You could be missing out on lower monthly payments. Let us help you find better deals today.
03
Market Rate Shifts
Rates have risen since mid-2023. Lock in a deal now to avoid paying more in the future.
04
Local Clients Helped
We’ve helped clients in Rochester, Strood, and Borstal switch to more affordable mortgages with confidence.

Why Work With a Broker

We compare hundreds of deals from major lenders. Save time and find better value with our expertise.

Unbiased mortgage comparisons
Local market insight
FCA-authorised advice
Simple remortgage process
Get to know us
Keys to new home - mortgage brokers near me

Remortgaging With Mortgage Brokers Near Me

We help homeowners across the UK explore their remortgage options, avoid costly mistakes, and access competitive deals from over 90 lenders. With clear advice and personal support, we make the process simple and stress-free.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Members Transformed

We compare deals from across the entire market to find the best fit for you not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

Our Remortgage Process

From Medway to Rochester, we understand the market. Our process is tailored to your specific property goals.

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Discovery

We start with a quick discovery call to understand your goals. Whether it's reducing monthly payments, avoiding SVR, or switching mortgage types.

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Compare

We search across 90+ UK lenders to find the most suitable remortgage deals based on your credit, property value, and needs.

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Apply

Once you're happy with the option, we handle the paperwork, liaise with the lender, and keep you informed throughout the process.

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Secure

Your new mortgage is secured. Often before your current deal ends, helping you save money and avoid unnecessary rate hikes.

Remortgage FAQs

Quick answers to Remortgage questions, get started with confidence.
How soon can I remortgage?
You can remortgage up to 6 months before your current deal ends without paying early exit fees.
Will I need a new valuation?
Yes, lenders typically require a new valuation. Some offer free valuations as part of the remortgage deal.
How long does a remortgage take?
It usually takes 4–8 weeks, depending on your lender, circumstances, and how quickly documents are provided.
What costs are involved in remortgaging?
Costs may include legal fees, valuation fees, and broker fees, though many deals come with incentives to reduce these.
Can I remortgage with bad credit?
Yes, we work with lenders that consider poor credit. We’ll help you find the most suitable option.
Is switching lenders worth it?
Often, yes. Switching can unlock better rates, incentives, or flexibility, especially if your current deal is outdated.

Why Remortgage With Us

Our mission

To make remortgaging simple, stress-free, and accessible to homeowners across the UK.As a whole-of-market broker, our mission is to help every client find the right deal. Whether you’re looking to save money, switch lenders, or adjust your mortgage to fit life’s changes. We aim to provide clear advice, full transparency, and support from start to finish, no matter where you live or why you’re remortgaging.

Our vision

We believe remortgaging should work in your favour, not cause confusion or delays. Our vision is a world where homeowners can easily compare options, make informed decisions, and adjust their mortgage as life evolves. Whether you’re switching to a better rate, managing major changes, or simply looking for clarity, we’re here to guide you.

Our story

MBNM was created to fix what many homeowners found frustrating slow responses, unclear advice, and limited lender options.
We saw too many people stuck on high-interest rates or unsure what to do when their deal ended. So we built a remote-first, whole-of-market brokerage designed for real people. With access to over 90 lenders, we help homeowners across the UK remortgage with confidence, without the hard sell, and always with your best interest at heart.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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