Independent mortgage advice for people buying, owning, or investing in property in Woking. Our service is delivered remotely by phone or WhatsApp, with access to mortgages from over 90 lenders and support throughout the process.

More than mortgages, we cover the whole journey
With access to over 90+ lenders
5 Star Reviews
In mortgages arranged for clients



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Woking attracts buyers at very different stages, from first-time buyers stretching affordability to commuters moving within Surrey. Many people struggle to understand how lender criteria apply to higher property prices, changing rates, or multiple income sources. Independent advice matters here because a single lender view rarely tells the full story.
We work remotely so advice fits around your schedule, not office hours. Conversations take place by phone or WhatsApp, allowing us to explain options clearly, answer questions as they arise, and manage lender communication while you focus on the move itself.




Advice is shaped by how you earn, what you are buying, and how long you plan to stay there, rather than a fixed process.
For first-time buyers in Woking, we focus on preparation and clarity, helping you understand lender checks and avoid committing to a mortgage that limits future flexibility.
Home movers often need certainty while selling and buying at the same time. We help Woking homeowners plan borrowing early so mortgage timing does not disrupt the move.
If your income varies month to month, we help present it in a way lenders recognise, reducing delays and unnecessary declines.
For buy-to-let investors, the focus is on steady borrowing that supports long-term rental plans rather than short-term fixes.
MBNM is an FCA-regulated, independent mortgage broker with access to over 90 lenders. We are not tied to banks or narrow product ranges. Our role is to give clear advice, handle the mortgage process end to end, and support you through lender checks, valuation, and completion without pressure.

As an independent broker, MBNM has access to mortgage options from over 90 lenders, giving clients access to deals they won’t find by walking into a single bank.
We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases, situations where bank-only advice often falls short.
From your first conversation through to mortgage offer, we handle paperwork, lender queries, and follow-ups, keeping things moving and keeping you informed.
MBNM is FCA regulated and focused on clear, jargon-free advice. No sales pressure, no hidden agendas, just guidance that makes sense for your goals.
We start with a free conversation to understand your situation. From there, we research suitable lenders, explain options in plain language, and manage the application through to completion so you know what is happening at each stage.
We start with a straightforward conversation to understand your situation, goals, and timeframe. This helps us assess affordability, lender criteria, and the most suitable mortgage options from the outset.
We compare mortgages across the whole market, reviewing rates, terms, and lender requirements to find an option that fits your circumstances, not just what’s easiest to place.
Once you’re happy, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.
When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.
If you have a question, please do not hesitate to reach out!
Yes. We regularly support buyers, homeowners, and landlords in Woking through our fully remote mortgage advice service.
Yes. All advice is delivered remotely by phone or WhatsApp, so there is no need for in-person meetings.
No. We are independent and whole-of-market, selecting lenders based on suitability rather than promoting specific products.
Yes. We regularly help self-employed applicants and contractors by structuring applications in a way lenders understand.
We stay involved throughout, handling lender queries and keeping you updated until completion.
The first conversation is free. If a fee applies later, it is explained upfront before proceeding so you can decide with clarity.
If you’re buying, moving, or remortgaging in Farnborough, we’re here to help you understand your options and move forward with confidence. Get in touch for clear, independent mortgage advice tailored to your situation.