Independent mortgage advice for people buying, owning, or investing in property in Kingston upon Thames. Support is handled remotely, with access to mortgages from over 90 lenders and guidance throughout the entire process.

More than mortgages, we cover the whole journey
With access to over 90+ lenders
5 Star Reviews
In mortgages arranged for clients



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Buying or moving in Kingston upon Thames often means dealing with higher price points, competitive demand, and tighter affordability margins. Buyers and homeowners regularly feel unsure about how lenders assess income, existing commitments, or long-term plans. Independent advice matters here because relying on one lender’s approach can leave viable options unexplored.
We support clients in Kingston upon Thames through a fully remote service that keeps decisions clear and measured. You can ask questions, review options, and move forward at a sensible pace, with guidance focused on clarity rather than speed for its own sake.




Advice is shaped around your circumstances, not a preset pathway, because borrowing needs vary widely even within the same area.
If you are buying your first home in Kingston upon Thames, we focus on preparation and clarity so lender checks and upfront costs are understood before you move forward.
Home movers often need confidence that borrowing will align with sale and purchase timings. We help Kingston upon Thames homeowners plan ahead so the mortgage supports the move rather than complicates it.
For those with variable income, we concentrate on presenting earnings in a way lenders recognise, reducing unnecessary delays or declined applications.
Buy-to-let investors usually prioritise stability over short-term gains. We help Kingston upon Thames landlords choose mortgage structures that support sustainable rental plans.
MBNM is an FCA-regulated, independent mortgage broker with access to over 90 lenders. We are not tied to banks or limited product ranges. Our role is to give clear, balanced advice and manage the mortgage process end to end, from initial discussion through to completion, without pressure.

As an independent broker, MBNM has access to mortgage options from over 90 lenders, giving clients access to deals they won’t find by walking into a single bank.
We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases, situations where bank-only advice often falls short.
From your first conversation through to mortgage offer, we handle paperwork, lender queries, and follow-ups, keeping things moving and keeping you informed.
MBNM is FCA regulated and focused on clear, jargon-free advice. No sales pressure, no hidden agendas, just guidance that makes sense for your goals.
We begin with a free conversation to understand your situation. From there, we research suitable lenders, explain your options in plain terms, and manage the application so progress remains steady and predictable.
We start with a straightforward conversation to understand your situation, goals, and timeframe. This helps us assess affordability, lender criteria, and the most suitable mortgage options from the outset.
We compare mortgages across the whole market, reviewing rates, terms, and lender requirements to find an option that fits your circumstances, not just what’s easiest to place.
Once you’re happy, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.
When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.
If you have a question, please do not hesitate to reach out!
Yes. We regularly support buyers, homeowners, and landlords in Kingston upon Thames through our remote mortgage advice service.
Yes. Our service is fully remote, allowing you to progress your mortgage without in-person meetings.
No. We are independent and whole-of-market, selecting lenders based on suitability rather than promoting specific products.
Yes. We regularly help self-employed clients and those with non-standard income by structuring applications clearly for lenders.
We stay involved throughout, handling lender queries and keeping you informed until completion.
The first conversation is free. If a fee applies later, it is explained upfront before proceeding so you can decide with clarity.
If you’re buying, moving, or remortgaging in Farnborough, we’re here to help you understand your options and move forward with confidence. Get in touch for clear, independent mortgage advice tailored to your situation.