Mortgage Protection - Life insurance

Mortgage Life Insurance – Gillingham

Protect your family and home in Gillingham with life cover that fits around your mortgage.

Get In Touch

Explore

picture of mortgage broker holding mini home

Why Is Mortgage Life Insurance Important?

Many homeowners in Gillingham assume their mortgage includes life insurance. It doesn’t. Without it, your family may struggle to keep the home if something happens to you.

Check Icon
Keeps your home financially secure if you pass away
Check Icon
Tailored for single or joint mortgages
Check Icon
Quickly arranged with your broker in Gillingham
Get Free Consultation

What You Might Not Know About Mortgage Life Insurance

Life insurance isn’t automatically included with your mortgage. We speak with clients every week in Gillingham who only find this out when it's too late.
01
What Most People Get Wrong
Many think mortgage protection and life insurance are the same. They’re not. Mortgage protection covers repayments temporarily, life cover clears the whole loan if you die.
02
Why It’s Often Skipped
People delay thinking about cover due to the paperwork or cost. But a simple policy can start from a few pounds per month – and gives lasting peace of mind.
03
What It Looks Like in Real Life
We recently helped a Gillingham couple arrange joint cover in under a week. Their lender accepted the proof immediately and their mortgage completed on time.
04
Why It’s Worth It
Knowing your home is safe no matter what happens means one less thing to worry about. It’s a smart step for anyone building a secure future.

Why Work With a Broker

Sorting life insurance through your broker means you get clear advice, competitive options, and policies that work for your personal situation – not just a one-size-fits-all deal.

We explain the differences in cover types so you choose right
We handle all the applications for you
We’ll compare insurers so you don’t overpay
We’re based in the Gillingham area – we know the local lenders
Speak To An Expert
New owner holding the key to their house after using MBNM to assist with their mortgage

At Mortgage Brokers Near Me

We help first-time buyers across the UK understand their options, avoid common pitfalls, and access deals from the whole market. With clear advice and personal support at every stage, we turn confusion into confidence.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Members Transformed

We compare deals from across the entire market to find the best fit for you, not just one bank.

2700+

Buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

We help homeowners across Gillingham get covered quickly and confidently. Our brokers handle the legwork, so your mortgage life cover is sorted without any extra stress.

Background Image
mortgage brokers near me logo
Quick Chat

We’ll ask a few simple questions to learn about your mortgage, your family situation, and any existing cover you might have.

Background Image
mortgage brokers near me logo
Compare Options

We search the market to find policies that match your needs and budget. Explaining the pros and cons in plain English.

Background Image
mortgage brokers near me logo
Handle the Paperwork for You

Once you’ve chosen the right policy, we’ll take care of the application and make sure it’s set up alongside your mortgage.

Background Image
mortgage brokers near me logo
You’re Covered

Your policy goes live, your home is protected, and your family has peace of mind, all sorted without chasing multiple providers.

FAQs

Quick answers to common questions, get started with confidence.
Is mortgage life insurance mandatory in Gillingham?
No, but it’s strongly recommended. Lenders don’t usually require it, but it protects your family from losing the home if you pass away.
How much does mortgage life cover cost in Gillingham?
It depends on your age and health, but many policies start from under £10/month.
Is decreasing or level term better for mortgage life insurance?
Decreasing term is cheaper and follows your mortgage balance. Level term is useful if you want to leave a set amount.
Can I get joint life insurance for a mortgage?
Yes. Joint cover is ideal for couples and often cheaper than two single policies.
Can I take life cover after getting the mortgage?
Yes, but it’s best arranged before completion, so your lender receives proof in time.
What happens if I cancel the cover later?
You can cancel at any time, but the cover ends immediately, leaving your mortgage unprotected.

Why Choose Mortgage Brokers Near me

Mission logo

Our mission

To make mortgages and protection simple, honest, and accessible. So every homeowner can move forward with confidence, not confusion.

Vision

Our vision

We believe that financial advice should feel like talking to a human, not reading a policy booklet. Our goal is to become the UK’s most trusted mortgage and protection partner by putting clarity, service, and people first.

our story logo

Our story

Mortgage Brokers Near Me started with a simple idea: getting a mortgage (and the cover that comes with it) shouldn’t feel overwhelming.

Too many people delay protection because they’re confused or put off by jargon. We’ve seen the impact that has and we set out to change it.

From day one, our approach has been hands-on and human. We guide you through everything, explain the bits others gloss over, and handle the heavy lifting. Whether you're buying your first home, moving up the ladder, or remortgaging, we’re here to make sure nothing important gets missed especially your peace of mind.

Chat on WhatsApp logo

Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

Follow us on social media

Stay connected and see our latest events, updates, and behind-the-scenes moments.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Chat IconX icon to exit
Start a conversation
What channel do you prefer?
Send a message
How can we help?
We usually reply within 24-hours.
Thank you!

Your message has been sent!
Oops! Something went wrong while submitting the form.
Use this window to start new conversations.