Renovation mortgage

Renovation Mortgage Broker in Shoreham-by-Sea

Unlock funding for home upgrades in Shoreham-by-Sea with renovation mortgage solutions from MBNM.

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What is a Renovation mortgage?

MBNM helps clients in Shoreham-by-Sea secure renovation mortgages for extensions, modern upgrades, and property improvements. We offer tailored lender matching, expert advice, and a smooth journey from application to funding.

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Tailored solutions for your renovation goals
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Property-specific mortgage guidance
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Trusted local support
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Local Market Insight

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Shoreham-by-Sea is seeing increased renovation interest, especially in period homes and seaside terraces. With MBNM’s experience, local homeowners can secure flexible funding for improvements.
01
Renovation Demand
Many Shoreham homeowners are investing in upgrades like loft conversions and energy-efficient retrofits to modernise their homes.
02
Planning Applications
Adur District Council processed 489 planning applications in 2023 — the majority involving home extensions and renovations.
03
Avg Renovation Budget
Typical budgets in Shoreham-by-Sea range from £60,000–£90,000, with larger projects exceeding £100,000.
04
Home Value Uplift Potential
Major upgrades can boost home values by 10–15%, especially in well-located properties near the coast.

Why Work With a Broker

We provide renovation-specific support and help you secure competitive options from specialist lenders.

Independent advice
Specialist lender access
Support with surveys
Local market understanding
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New owner holding the key to their house after using MBNM to assist with their mortgage

At Mortgage Brokers Near Me

At Mortgage Brokers Near Me, we simplify the process with local, expert support you can trust. Whether you're buying your first home, remortgaging for a better rate, or funding a renovation, our advisers connect you with competitive lenders tailored to your goals. Straightforward advice, no jargon just mortgages that work for you.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Lenders To Compare

We compare deals from across the entire market to find the best fit for you — not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

We make launching your new website simple and stress-free without endless delays or confusion. Here’s how we take your site from concept to conversion-ready:

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Discovery

We start with a free, no obligation chat to understand your goals, timeline, and budget.

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Strategy

We scan the market including specialist and high-street lenders to find deals that match your needs.

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Application Support

From paperwork to lender requirements, we guide you through every step to ensure a smooth process.

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Mortgage Secured

Once approved, we help finalise the deal and stay in touch through to completion (and beyond if needed).

FAQs

Quick answers to common questions, get started with confidence.

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How much deposit is required for a renovation mortgage?
Expect to need 10–25%. It depends on the loan type and property — we’ll help you assess your options.
Can I buy a home that needs full renovation?
Yes, we work with lenders who support purchases of unmodernised properties.
What kind of upgrades are allowed?
Common works like rewires, kitchen upgrades, new bathrooms & structural changes are often permitted.
Do lenders accept irregular self-employed income?
Yes. We’ll help you present it using the right documents, such as SA302s or accountant summaries.
Can I use my mortgage for an extension?
Yes — many lenders allow borrowing for major structural upgrades like extensions or lofts.
Does planning permission improve my chances?
Definitely. It gives clarity to lenders and speeds up approval. We work with lenders who value it.

Why Choose Us MBNM For your Renovation Mortgage

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Our mission

Our mission is to help people across the UK make smarter mortgage decisions. From first-time buyers to experienced homeowners, we offer tailored advice, expert support, and a commitment to getting the right outcome for every client.

Vision

Our vision

At Mortgage Brokers Near Me, our vision is simple to make mortgage advice clear, accessible, and genuinely helpful. We started this journey after seeing too many people overwhelmed by confusing options, slow responses, and generic advice. Our mission is to change that by offering expert, transparent guidance that’s tailored to your goals. Whether you're buying your first home, renovating a property, or looking to remortgage, we’re here to simplify the process and support you every step of the way.

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Our story

Mortgage Brokers Near Me was built out of frustration with the industry status quo slow processes, confusing options, and advice that didn’t always serve the client. We started with a simple promise: to put people first. Today, we connect clients with experienced advisers who genuinely care about making the mortgage process simpler, clearer, and more rewarding.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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