Near you, no matter where you are.
Appointed Representative of The Right Mortgage Network (FCA No. 1004260). Company No. 15189091. Registered in England and Wales.
Residential
"Your next home. We'll get you there."
Whether you're upsizing, downsizing, or buying a second home, we'll find the right mortgage for your move — comparing the whole market to get you the best available rate.
What is a residential mortgage?
A residential mortgage is a loan secured against a property you intend to live in. The lender advances you the money to purchase the property, and you repay it — plus interest — over the agreed term, typically 25–35 years.
Mortgage products vary in rate type (fixed, tracker, discount), initial period length, and fees. The cheapest headline rate isn't always the best deal overall — we'll look at the total cost across the initial period before making a recommendation.
If you already own a property, your equity will typically form your deposit for the new purchase. We'll coordinate your existing sale and new purchase so the timing works.
Who is this for?
- You're moving to a new home
- You're upsizing, downsizing, or relocating
- You're purchasing a second residential property
- You want to compare the market before committing to a deal
Key points
- Fixed rate mortgages give certainty on monthly payments
- Tracker rates can be cheaper but move with the base rate
- Product fees vary significantly — we assess the true cost
- We can advise on bridging finance if there's a gap between sale and purchase
Common questions
Things people ask us
Should I go fixed or variable?
How much can I borrow?
What if I'm in a chain?
Ready to get started?
Book a free, no-obligation appointment.
Straight advice, no jargon.
Straight advice, no jargon.
Also Consider
Related mortgage types
Debt Consolidation
If you're juggling multiple debts at high interest rates, consolidating them into your mortgage can significantly reduce your monthly outgoings. But it's a decision that needs careful thought — and honest advice.
Learn more
Home Improvement Loans
If you're planning a renovation, extension, or major improvement, a further advance or remortgage to raise funds could be more cost-effective than a personal loan — particularly if your property has increased in value.
Learn more
Porting (Moving Home)
If you're moving home and still in the middle of a fixed rate deal, you may be able to port your existing mortgage to your new property — keeping your current rate and avoiding early repayment charges.
Learn more