Independent mortgage advice for buyers and homeowners in Margate, handled remotely from start to finish. We work across more than 90 lenders to find lending that fits real financial situations.

More than mortgages, we cover the whole journey
With access to over 90+ lenders
5 Star Reviews
In mortgages arranged for clients



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Margate draws a mix of buyers, from first-time purchasers looking for value to homeowners relocating for lifestyle reasons. Many run into problems when lender affordability does not line up with real income patterns or when advice feels rushed. Independent guidance matters here because lender choice directly affects what is genuinely achievable.
MBNM supports Margate clients remotely, keeping decisions calm and structured. Each step is explained clearly, so you can move forward without uncertainty about the mortgage itself.




People in Margate come to us with different priorities, pressures, and timelines. Our advice reflects that mortgages should be shaped around individuals, not assumptions.
If you are buying your first home in Margate, we help you understand your limits early so expectations remain realistic throughout the process.
Home movers often need certainty while selling and buying at the same time. We help Margate homeowners plan lending around timing and budget constraints.
When income does not follow a standard payslip pattern, we focus on structure and lender suitability rather than guesswork.
Investors usually prioritise stability over short-term gains. We help Margate landlords choose mortgages aligned with real rental performance.
At MBNM we are FCA-regulated, independent mortgage broker with access to mortgages from over 90 lenders. We are not tied to specific products and manage the process end to end, keeping advice practical, transparent, and free from pressure.

As an independent broker, MBNM has access to mortgage options from over 90 lenders, giving clients access to deals they won’t find by walking into a single bank.
We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases, situations where bank-only advice often falls short.
From your first conversation through to mortgage offer, we handle paperwork, lender queries, and follow-ups, keeping things moving and keeping you informed.
MBNM is FCA regulated and focused on clear, jargon-free advice. No sales pressure, no hidden agendas, just guidance that makes sense for your goals.
We start with a free initial conversation to understand your situation. Suitable lenders are identified, options are explained clearly, and the application is handled through to completion.
We start with a straightforward conversation to understand your situation, goals, and timeframe. This helps us assess affordability, lender criteria, and the most suitable mortgage options from the outset.
We compare mortgages across the whole market, reviewing rates, terms, and lender requirements to find an option that fits your circumstances, not just what’s easiest to place.
Once you’re happy, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.
When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.
If you have a question, please do not hesitate to reach out!
Yes. We regularly support buyers and homeowners in Margate through our fully remote mortgage service.
Yes. All advice and support are delivered remotely, so in-person meetings are not required.
No. We are independent and recommend lenders based on suitability rather than obligation.
Yes. We frequently assist clients whose income does not fit standard lender criteria.
Yes. We handle the application, liaise with lenders, and keep you informed through to completion.
The first conversation is free. If a fee applies later, it is explained upfront before proceeding.
If you’re buying, moving, or remortgaging in Farnborough, we’re here to help you understand your options and move forward with confidence. Get in touch for clear, independent mortgage advice tailored to your situation.