Independent mortgage advice for buyers, homeowners and landlords in Worthing, Broadwater, Goring-by-Sea, Durrington and nearby areas. Compare suitable options from more than 90 lenders by phone, video or WhatsApp.

More than mortgages, we cover the whole journey
With access to over 90+ lenders
5 Star Reviews
In mortgages arranged for clients



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Worthing offers seafront apartments, period terraces and family homes across Broadwater, Goring-by-Sea, Durrington and Findon Valley. The mortgage questions can differ sharply between them. A flat may require checks on the lease, service charge, ground rent and building, while an older house or unusual construction may narrow the lenders prepared to consider it.
We assess the applicant and property together. That means checking your deposit, commitments and credit history as well as overtime, bonus, pension, contract or business income. If you are moving from Brighton, London or elsewhere on the coast, we can also coordinate the new borrowing with your sale and current mortgage. Advice and application management are provided remotely through to offer.




We support people buying, moving, refinancing and investing across Worthing and the surrounding West Sussex coast. The recommendation is based on your finances, the property and your plans, not a generic postcode calculation.
We help you understand borrowing, deposit and the full cost of a Worthing flat or house before you commit to an offer.
We align the new mortgage with your equity, sale and onward purchase, including a clear comparison if your existing deal may be portable.
We package accounts, tax records or contract income for a lender that can assess the way you are actually paid.
We help new and experienced landlords assess rental coverage, deposit, property eligibility and portfolio requirements before applying.
MBNM provides independent, regulated mortgage advice and can compare suitable options from more than 90 lenders. We explain why a lender and product fit your circumstances, prepare the application and stay involved through underwriting, valuation and offer. You receive clear information without pressure to proceed.

As an independent broker, MBNM has access to mortgage options from over 90 lenders, giving clients access to deals they won’t find by walking into a single bank.
We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases, situations where bank-only advice often falls short.
From your first conversation through to mortgage offer, we handle paperwork, lender queries, and follow-ups, keeping things moving and keeping you informed.
MBNM is FCA regulated and focused on clear, jargon-free advice. No sales pressure, no hidden agendas, just guidance that makes sense for your goals.
We start with your goals, income, deposit, commitments and property details. We then check affordability and lender criteria, explain suitable options and confirm the costs. If you ask us to continue, we submit and manage the application, answer lender questions and keep you updated.
We start with a straightforward conversation to understand your situation, goals, and timeframe. This helps us assess affordability, lender criteria, and the most suitable mortgage options from the outset.
We compare mortgages across the whole market, reviewing rates, terms, and lender requirements to find an option that fits your circumstances, not just what’s easiest to place.
Once you’re happy, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.
When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.
If you have a question, please do not hesitate to reach out!
Yes. We review the available lease, service charge, ground rent and building information because these can affect affordability, valuation and lender choice.
Potentially. We compare a further advance with a remortgage and consider available equity, affordability, fees and the long-term cost of the extra borrowing.
Often, subject to the lender's rules and evidence. We check how regular the income is and what proportion a suitable lender may accept before applying.
Yes. We assess the rent, deposit, property and landlord position. Short-term or holiday letting can require specialist criteria and separate planning, tax and legal checks.
No. MBNM supports Worthing clients remotely by phone, video and WhatsApp, with secure document handling and updates throughout the application.
Your first chat is free. If we can help, we explain any fee before you decide whether to proceed. There are no hidden fees, and we do not move forward until you have agreed them.
Tell us whether you are buying, moving, remortgaging or investing in Worthing. We will review the important figures and property details, explain realistic options and give you space to decide what to do next.