Mortgage Broker in Herne Bay
Independent mortgage advice for people buying, owning, or investing in property in Shoreham-by-Sea. Support is handled remotely, with access to mortgages from over 90 lenders and guidance from first conversation through to completion.
More than mortgages, we cover the whole journey
With access to over 90+ lenders
5 Star Reviews
In mortgages arranged for clients
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Mortgage advice for buyers and homeowners in Shoreham-by-Sea
Property decisions in Shoreham-by-Sea often involve balancing coastal demand with affordability, especially for buyers moving from nearby towns or downsizing locally. People commonly feel unsure about how lenders view deposits, existing commitments, or future plans. Independent advice matters here because relying on a single lender’s view can limit options in a competitive market.
Our role is to bring structure to that uncertainty. Advice is handled remotely, allowing you to ask questions, review options, and move forward without unnecessary delays. We focus on clear explanations and steady progress so decisions feel considered rather than rushed.
Mortgage services in Shoreham-by-Sea based on how you actually borrow
Who we help in Shoreham-by-Sea?
Advice changes depending on your income, the property, and your longer-term plans, not a fixed template.
First-time buyers
If you are buying your first home in Shoreham-by-Sea, we focus on clarity around deposits, lender checks, and next steps so you can move forward with confidence.
Home movers
Home movers often need certainty while coordinating a sale and purchase. We help Shoreham-by-Sea homeowners plan borrowing early so the mortgage does not become a barrier to completing the move.
Self-employed and contractor
Variable income can make borrowing feel unpredictable. We take time to understand how you are paid and align your application with lenders who assess income fairly.
Buy-to-let investors
For buy-to-let investors, the priority is stability. We help Shoreham-by-Sea landlords choose mortgage structures that support long-term rental plans rather than short-term fixes.
Why choose MBNM as your independent mortgage broker?
MBNM is an FCA-regulated, independent mortgage broker with access to over 90 lenders. We are not tied to banks, estate agents, or narrow product ranges. Our focus is on clear advice and end-to-end support, from initial discussion through lender checks, valuation, and completion, without pressure.
As an independent broker, MBNM has access to mortgage options from over 90 lenders, giving clients access to deals they won’t find by walking into a single bank.
We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases, situations where bank-only advice often falls short.
From your first conversation through to mortgage offer, we handle paperwork, lender queries, and follow-ups, keeping things moving and keeping you informed.
MBNM is FCA regulated and focused on clear, jargon-free advice. No sales pressure, no hidden agendas, just guidance that makes sense for your goals.
A straightforward mortgage process from start to finish
We begin with a free conversation to understand your circumstances. From there, we research suitable lenders, explain options in plain terms, and manage the application so progress remains clear and predictable.
We start with a straightforward conversation to understand your situation, goals, and timeframe. This helps us assess affordability, lender criteria, and the most suitable mortgage options from the outset.
We compare mortgages across the whole market, reviewing rates, terms, and lender requirements to find an option that fits your circumstances, not just what’s easiest to place.
Once you’re happy, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.
When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.
Mortgage advice in Shoreham-by-Sea – common questions
If you have a question, please do not hesitate to reach out!
Speak to a mortgage adviser in Farnborough
If you’re buying, moving, or remortgaging in Farnborough, we’re here to help you understand your options and move forward with confidence. Get in touch for clear, independent mortgage advice tailored to your situation.
Trusted by home buyers and homeowners across the UK
"After speaking to another broker and being told we had to wait longer to get a mortgage, we landed on Will’s page! We had a unique self employed situation but Will instantly knew how to work our figures and although we weren’t in a position to buy straightaway, Will has given us a path and steps to what we need to make buying our home possible! There is never a straight no from Will, it’s always a ‘not now, but when’. Highly recommend for anyone looking for a mortgage broker in the UK"
"Smoothest process I’ve experienced! Very grateful, thank you team!"
"Will worked absolute miracles for me and my partner, my financial situation wasn't great to say the least and I thought there would be absolutely no way that i'd be able to get a mortgage offer. From our first phone call he was so reassuring & positive and I instantly felt a weight had been lifted and that their was finally hope! I don't know how he does it but he managed to secure us a deal within our budget and the whole process was so straight forward. His knowledge is incredible and you can tell he just wants the absolute best for the people he is helping. 100/10 would 100% recommend to anyone I know that is looking to buy without hesitation."
"Mortgage Brokers Near Me has been amazing! Super patient and knowledgeable. We've had two properties fall through, but they've stuck with us every step. Highly recommend!"
"Will is our go-to guy for mortgages for personal and business properties. Excellent communication, very honest and extremely easy to deal with, I couldn't recommend him enough!"
5.0
"We've had a great experience with Will at MBNM. An easy flow of conversation to ensure we get the best deal available to us, along with advice and help where needed. Highly recommend!"
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.
Mortgage Brokers Near Me LTD is an Appointed Representative of The Right Mortgage LTD which is authorised and regulated by the Financial Conduct Authority.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. The Financial Conduct Authority does not regulate Will Writing and some forms of Trusts and Buy to Lets. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.
Mortgage Brokers Near Me LTD are registered in England and Wales with company number 15189091.
C/O The Financial Management Centre, Meads Business Centre, 19 Kingsmead, Farnborough, England, GU14 7SR