Buy To Let Mortgage

Buy to Let Mortgage Broker Oxford

Oxford Buy to Let Mortgage Support for Landlords

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What is a Buy to Let Mortgage?

A buy to let mortgage is designed for landlords investing in rental property. At MBNM, we help Oxford-based landlords navigate eligibility, compare lender deals, and access expert mortgage advice.

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Expert Oxford landlord guidance
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Access to full market lenders
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Tailored rental finance options
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Local Market Insight

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Oxford’s academic influence and student demand create a unique rental ecosystem. House prices have risen 13% over five years. Mortgage brokers near me help ensure you make informed decisions based on Oxford’s distinct market landscape.
01
Demand
Consistent demand from students, professionals, and families.
02
Value Increase
Oxford house prices have risen by 13% over five years.
03
Average House Price
Average property value in Oxford is around £570,000.
04
Average Rent Price
Rental averages are approximately £1,750 per month.

Why Work With a Broker

Oxford's market is competitive. We help landlords make smart choices and secure the best terms available.

Oxford rental insight
Student letting advice
SPV setup guidance
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At Mortgage Brokers Near Me

At Mortgage Broker Near Me, we combine experience, market insight, and a truly personal service. With over 1,200 clients supported across 100+ UK locations, we know what it takes to secure the right mortgage.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Members Transformed

We compare deals from across the entire market to find the best fit for you — not just one bank.

2700+

Buy To Let buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

We tailor mortgage support to Oxford’s high-value, high-yield property market, ensuring compliance and lender fit.

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Discovery

We start with a simple conversation to understand your goals, whether you're buying your first investment property or expanding a portfolio. We’ll ask about the property, your deposit, income, and preferences.

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Advice

We search thousands of buy to let mortgage products across mainstream and specialist lenders. Based on your profile, we recommend the most suitable options clearly explaining the pros, cons, and long-term implications.

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Application

Once you’ve chosen a mortgage, we handle the paperwork. We liaise with the lender, ensure your documents are correct, and keep you updated every step of the way to avoid delays or rejections.

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Approval, Offer & Beyond

We secure your mortgage offer and stay in touch throughout the conveyancing process. Even after completion, we’re here to help. Whether you need remortgage advice or want to grow your portfolio.

FAQs

Quick answers to common questions, get started with confidence.
Is Oxford still a good place to invest?
Yes. High rental yields, university demand, and consistent growth make Oxford a strong choice.
What deposit is needed for buy to let?
Most lenders in Oxford require 20–25%, but some accept as low as 15%.
What if I already live in the property?
What if I already live in the property?
We’ll advise on consent to let or refinancing to switch from residential to buy to let.
Can I buy through a limited company?
Absolutely. We assist with SPV setup and connect you with lenders offering company mortgages.
Can I remortgage to raise capital?
Yes. We support landlords in Oxford remortgaging to unlock equity for further investment.
How does rental stress testing work?
Lenders check rent covers 125–145% of repayments. We help ensure you pass these assessments.

Why Choose MBNM For You buy to let Mortgage

Our mission

To make property finance simpler, smarter, and more supportive, helping everyday landlords and investors secure the right mortgage with clarity, confidence, and expert advice they can actually trust.

Our vision

To become the most trusted name in first-time buyer mortgage support by putting people before percentages. We believe in long-term relationships, honest guidance, and empowering every buyer. Regardless of their background, with the knowledge and tools to succeed.

Our story

Mortgage Broker Near Me was founded with a simple goal, to remove the confusion and guesswork from getting a mortgage.We saw too many buyers and landlords being pushed into deals they didn’t understand or missing out altogether due to a lack of guidance.So, we built a brokerage that puts people first. One that focuses on clarity, long-term thinking, and tailored support for landlords at every stage, from first-time investors to seasoned portfolio holders.

Today, we’re proud to have helped hundreds of clients make smarter property moves with complete peace of mind.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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