Mortgage Broker in Chelmsford

Independent mortgage advice for buyers and homeowners in Chelmsford. We work across more than 90 lenders, with all support delivered remotely from start to finish.

Man in a suit sitting on a light-colored couch looking at a laptop screen displaying the logo and text 'MBNM Mortgage Brokers Near Me'.
Near you, No matter where you are

More than mortgages, we cover the whole journey

Whole-of-Market

With access to over 90+ lenders

300+

5 Star Reviews

£500+ Million

In mortgages arranged for clients

Mortgage advice built around how people buy in Chelmsford

This advice is for people buying property in Chelmsford, where prices can shift quickly and many buyers commute or balance growing family costs. Common issues include stretched affordability, changing lender criteria, and uncertainty around how much can realistically be borrowed. Independent advice matters here because lender decisions are not consistent, and relying on one bank often limits options too early.

This advice is for people buying property in Chelmsford, where prices can shift quickly and many buyers commute or balance growing family costs. Common issues include stretched affordability, changing lender criteria, and uncertainty around how much can realistically be borrowed. Independent advice matters here because lender decisions are not consistent, and relying on one bank often limits options too early.

Speak to a mortgage adviser

Who we help in Chelmsford

People buying and owning property in Chelmsford have very different financial situations. Our advice is built around individual circumstances rather than one fixed approach.

First-time buyers

If you are buying your first home in Chelmsford, we help you understand what lenders will actually support before you commit to an offer.

Home movers

Home movers often need to align a sale and purchase carefully. We help Chelmsford homeowners structure borrowing so the move stays manageable, not rushed.

Self-employed and contractor

When income does not follow a standard payslip, we focus on lender fit and clear presentation rather than forcing your situation into the wrong criteria.

Buy-to-let investors

Investors usually want certainty around cash flow and long-term viability. We help Chelmsford landlords choose mortgages that suit their wider plans.

Why choose MBNM as your independent mortgage broker?

MBNM is an FCA-regulated, independent mortgage broker with access to mortgages from over 90 lenders. We are not tied to specific banks, manage the process end to end, and give clear advice without pressure or sales tactics.

Two people working at adjacent desks with laptops and monitors in a modern office with a window and plant.
Whole-of-market, genuinely independent

As an independent broker, MBNM has access to mortgage options from over 90 lenders, giving clients access to deals they won’t find by walking into a single bank.

Experience with real-world cases

We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases, situations where bank-only advice often falls short.

We manage the process end to end

From your first conversation through to mortgage offer, we handle paperwork, lender queries, and follow-ups, keeping things moving and keeping you informed.

Regulated, clear, and people-focused

MBNM is FCA regulated and focused on clear, jargon-free advice. No sales pressure, no hidden agendas, just guidance that makes sense for your goals.

A straightforward mortgage process from start to finish

We begin with a free initial conversation to understand your position. Suitable lenders are identified, options are explained clearly, and the application is handled through to completion.

Initial conversation

We start with a straightforward conversation to understand your situation, goals, and timeframe. This helps us assess affordability, lender criteria, and the most suitable mortgage options from the outset.

Mortgage search

We compare mortgages across the whole market, reviewing rates, terms, and lender requirements to find an option that fits your circumstances, not just what’s easiest to place.

Application and lender handling

Once you’re happy, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.

Offer and completion support

When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.

Mortgage questions from Chelmsford clients

If you have a question, please do not hesitate to reach out!

Speak to an adviser
Do you offer mortgage advice specifically for Chelmsford buyers?
Can I use a Chelmsford mortgage broker without meeting in person?
Are you tied to any specific lenders?
Can you help if my income varies month to month?
Will you manage the full mortgage application?
Is the first conversation free and how do fees work?

Speak to a mortgage adviser in Farnborough

If you’re buying, moving, or remortgaging in Farnborough, we’re here to help you understand your options and move forward with confidence. Get in touch for clear, independent mortgage advice tailored to your situation.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Trusted by home buyers and homeowners across the UK

Real feedback from clients who needed clear advice and a mortgage that actually worked.
Shona Rogers

"After speaking to another broker and being told we had to wait longer to get a mortgage, we landed on Will’s page! We had a unique self employed situation but Will instantly knew how to work our figures and although we weren’t in a position to buy straightaway, Will has given us a path and steps to what we need to make buying our home possible! There is never a straight no from Will, it’s always a ‘not now, but when’. Highly recommend for anyone looking for a mortgage broker in the UK"

Naomi McMillan

"Smoothest process I’ve experienced! Very grateful, thank you team!"

Lydia Searle

"Will worked absolute miracles for me and my partner, my financial situation wasn't great to say the least and I thought there would be absolutely no way that i'd be able to get a mortgage offer. From our first phone call he was so reassuring & positive and I instantly felt a weight had been lifted and that their was finally hope! I don't know how he does it but he managed to secure us a deal within our budget and the whole process was so straight forward. His knowledge is incredible and you can tell he just wants the absolute best for the people he is helping. 100/10 would 100% recommend to anyone I know that is looking to buy without hesitation."

Harrison Jones

"Mortgage Brokers Near Me has been amazing! Super patient and knowledgeable. We've had two properties fall through, but they've stuck with us every step. Highly recommend!"

Paula Evans

"Will is our go-to guy for mortgages for personal and business properties. Excellent communication, very honest and extremely easy to deal with, I couldn't recommend him enough!"

Young man with short hair wearing a backward black cap and a light-colored shirt, looking sideways.
Smiling man with curly hair, beard, mustache, and round glasses wearing a patterned shirt.
Black and white portrait of a woman with short dark hair looking slightly upward.
5.0
from 300+ reviews
View all tesimonials
Chris & Kirsty Charles

"We've had a great experience with Will at MBNM. An easy flow of conversation to ensure we get the best deal available to us, along with advice and help where needed. Highly recommend!"