Independent mortgage advice for buyers and homeowners in Chelmsford. We work across more than 90 lenders, with all support delivered remotely from start to finish.

More than mortgages, we cover the whole journey
With access to over 90+ lenders
5 Star Reviews
In mortgages arranged for clients



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This advice is for people buying property in Chelmsford, where prices can shift quickly and many buyers commute or balance growing family costs. Common issues include stretched affordability, changing lender criteria, and uncertainty around how much can realistically be borrowed. Independent advice matters here because lender decisions are not consistent, and relying on one bank often limits options too early.
This advice is for people buying property in Chelmsford, where prices can shift quickly and many buyers commute or balance growing family costs. Common issues include stretched affordability, changing lender criteria, and uncertainty around how much can realistically be borrowed. Independent advice matters here because lender decisions are not consistent, and relying on one bank often limits options too early.




People buying and owning property in Chelmsford have very different financial situations. Our advice is built around individual circumstances rather than one fixed approach.
If you are buying your first home in Chelmsford, we help you understand what lenders will actually support before you commit to an offer.
Home movers often need to align a sale and purchase carefully. We help Chelmsford homeowners structure borrowing so the move stays manageable, not rushed.
When income does not follow a standard payslip, we focus on lender fit and clear presentation rather than forcing your situation into the wrong criteria.
Investors usually want certainty around cash flow and long-term viability. We help Chelmsford landlords choose mortgages that suit their wider plans.
MBNM is an FCA-regulated, independent mortgage broker with access to mortgages from over 90 lenders. We are not tied to specific banks, manage the process end to end, and give clear advice without pressure or sales tactics.

As an independent broker, MBNM has access to mortgage options from over 90 lenders, giving clients access to deals they won’t find by walking into a single bank.
We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases, situations where bank-only advice often falls short.
From your first conversation through to mortgage offer, we handle paperwork, lender queries, and follow-ups, keeping things moving and keeping you informed.
MBNM is FCA regulated and focused on clear, jargon-free advice. No sales pressure, no hidden agendas, just guidance that makes sense for your goals.
We begin with a free initial conversation to understand your position. Suitable lenders are identified, options are explained clearly, and the application is handled through to completion.
We start with a straightforward conversation to understand your situation, goals, and timeframe. This helps us assess affordability, lender criteria, and the most suitable mortgage options from the outset.
We compare mortgages across the whole market, reviewing rates, terms, and lender requirements to find an option that fits your circumstances, not just what’s easiest to place.
Once you’re happy, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.
When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.
If you have a question, please do not hesitate to reach out!
Yes. We regularly support buyers and homeowners in Chelmsford through our remote service.
Yes. All advice is delivered remotely by phone or WhatsApp, with no need for office visits.
No. We are independent and recommend lenders based on suitability, not obligation.
Yes. We regularly help clients with variable, contract, or self-employed income.
Yes. We handle the application and lender communication through to completion.
The first conversation is free. If a fee applies later, it is explained upfront before proceeding.
If you’re buying, moving, or remortgaging in Farnborough, we’re here to help you understand your options and move forward with confidence. Get in touch for clear, independent mortgage advice tailored to your situation.