Remortgage

Remortgage Broker in Herne Bay

Need a trusted remortgage broker in Herne Bay?

Get In Touch

Explore

picture of mortgage broker holding mini home

What is a Remortgaging?

A remortgage lets you replace your current mortgage with a better deal. At MBNM, we guide Herne Bay clients through the process, helping them save money, consolidate debt, or access equity with expert support.

Check Icon
Lower your monthly repayments
Check Icon
Access better interest rates
Check Icon
Expert support, start to finish
Book a class

Remortgage Local Market Insight

In Herne Bay, the average property value is around £326,000. Many homeowners are reviewing mortgage deals as fixed-rate terms approach expiry. Our experience with Herne Bay clients ensures tailored remortgage advice.
01
fixed-rate deals
Enjoy predictable monthly payments with our fixed-rate remortgage options, ideal for long-term financial stability.
02
Missed Savings Alert
You could be overpaying without knowing. Let us review your mortgage options and potentially save you thousands.
03
Market Rate Shifts
Rates are shifting across Kent. Now is the time to act if your current deal is expiring within 6 months.
04
Local Clients Helped
We’ve supported Herne Bay homeowners across Mickleburgh Hill and Beltinge with smooth remortgage transitions and reduced repayments.

Why Work With a Broker

We do the hard work for you — comparing lenders, securing better rates, and handling paperwork to save you time and stress.

Independent, whole-market advice
Local expertise in Herne Bay
Tailored mortgage comparisons
Support throughout the process
Get to know us
New owner holding the key to their house after using MBNM to assist with their mortgage

Remortgaging With Mortgage Brokers Near Me

We help homeowners across the UK explore their remortgage options, avoid costly mistakes, and access competitive deals from over 90 lenders. With clear advice and personal support, we make the process simple and stress-free.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Lenders To Compare

We compare deals from across the entire market to find the best fit for you not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

Our Remortgage Process

We begin with a free consultation, then match you with the most competitive lenders active in Herne Bay. Fast and transparent.

Background Image
mortgage brokers near me logo
Discovery

We start with a quick discovery call to understand your goals. Whether it's reducing monthly payments, avoiding SVR, or switching mortgage types.

Background Image
mortgage brokers near me logo
Compare

We search across 90+ UK lenders to find the most suitable remortgage deals based on your credit, property value, and needs.

Background Image
mortgage brokers near me logo
Apply

Once you're happy with the option, we handle the paperwork, liaise with the lender, and keep you informed throughout the process.

Background Image
mortgage brokers near me logo
Secure

Your new mortgage is secured. Often before your current deal ends, helping you save money and avoid unnecessary rate hikes.

Remortgage FAQs

Quick answers to Remortgage questions, get started with confidence.
When should I remortgage?
Ideally, 3–6 months before your fixed rate ends to secure a better deal and avoid higher payments.
Will I need a valuation?
Most lenders will require a property valuation, though many offer free or automated valuation services.
How long does it take?
Most remortgages complete within 4–6 weeks, depending on lender timelines and required documents.
Can I remortgage with bad credit?
Yes. We work with lenders who consider applicants with lower credit scores and unique financial situations.
What fees should I expect?
You may pay arrangement or legal fees. We’ll always explain costs clearly and find low-fee options.
Can I release equity?
Yes. If your home has increased in value, we can help you access some of that equity through remortgaging.

Why Remortgage With Us

Mission logo

Our mission

To make remortgaging simple, stress-free, and accessible to homeowners across the UK.As a whole-of-market broker, our mission is to help every client find the right deal. Whether you’re looking to save money, switch lenders, or adjust your mortgage to fit life’s changes. We aim to provide clear advice, full transparency, and support from start to finish, no matter where you live or why you’re remortgaging.

Vision

Our vision

We believe remortgaging should work in your favour, not cause confusion or delays. Our vision is a world where homeowners can easily compare options, make informed decisions, and adjust their mortgage as life evolves. Whether you’re switching to a better rate, managing major changes, or simply looking for clarity, we’re here to guide you.

our story logo

Our story

MBNM was created to fix what many homeowners found frustrating slow responses, unclear advice, and limited lender options.
We saw too many people stuck on high-interest rates or unsure what to do when their deal ended. So we built a remote-first, whole-of-market brokerage designed for real people. With access to over 90 lenders, we help homeowners across the UK remortgage with confidence, without the hard sell, and always with your best interest at heart.

Chat on WhatsApp logo

Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

Follow us on social media

Stay connected and see our latest events, updates, and behind-the-scenes moments.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Chat IconX icon to exit
Start a conversation
What channel do you prefer?
Send a message
How can we help?
We usually reply within 24-hours.
Thank you!

Your message has been sent!
Oops! Something went wrong while submitting the form.
Use this window to start new conversations.