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Calculators/
Mortgage Calculator
Free calculator
Mortgage Payment Calculator
Work out your monthly repayments, see how much interest you’ll pay over the term, and compare repayment with interest only.
Mortgage Payment Calculator
Monthly payment
£0.00
over —
| Year | Total | Interest | Principal | Ending balance |
|---|
Figures are estimates for guidance only and do not constitute financial advice. Actual rates, fees, and repayments will depend on your lender's terms.
How to use it
- 1Enter the loan amount and your term in years and months
- 2Set the interest rate with the box or the slider
- 3Switch between repayment and interest only
- 4Open the year by year table to see how the balance falls
Figures are illustrative and assume the rate stays the same for the whole term. Real deals usually change rate after the initial period.
Want the real numbers?
A calculator gives you a guide. A free chat with an adviser tells you what lenders will actually offer.
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