Free calculator

Mortgage Payment Calculator

Work out your monthly repayments, see how much interest you’ll pay over the term, and compare repayment with interest only.

Mortgage Payment Calculator


Monthly payment
£0.00
over —
Year Total Interest Principal Ending balance

Figures are estimates for guidance only and do not constitute financial advice. Actual rates, fees, and repayments will depend on your lender's terms.

How to use it

  • 1
    Enter the loan amount and your term in years and months
  • 2
    Set the interest rate with the box or the slider
  • 3
    Switch between repayment and interest only
  • 4
    Open the year by year table to see how the balance falls

Figures are illustrative and assume the rate stays the same for the whole term. Real deals usually change rate after the initial period.

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