First Time Buyers

First-Time Buyer Mortgage Broker Gillingham

Start your homeownership journey in Gillingham with smart mortgage support.

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What is a Buy to Let Mortgage?

First-time buyer mortgages are designed for those entering the property market. In Gillingham, where property remains more affordable than much of Kent, a broker can guide you through every option especially if you're navigating limited deposit or credit history.

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Low-deposit solutions from 5%
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Flexible lenders for contractors and shift workers
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Step-by-step help for first-time applications
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Local Market Insight

Gillingham appeals to buyers seeking solid commuter links without high city prices. The local market has seen steady growth, especially in family homes near schools and parks.
01
Demand
First-time buyers and young families are the primary drivers of Gillingham’s housing demand.
02
Value Increase
Gillingham property values have grown by around 9.1% in the past five years.
03
Average House Price
Average home costs about £295,000, with flats starting near £180,000.
04
Average Rent Price
Rent averages £1,150/month, buying can offer better long-term value.

Why Work With a Broker

A broker finds lenders that favour working-class income types and help speed up the approval process.

Secure a mortgage with just a 5% deposit and stay within budget.
Flexible lenders for contractors and shift workers
We simplify paperwork and walk you through each step.
We liaise with Medway agents and solicitors for faster turnarounds.
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At Mortgage Brokers Near Me

We help first-time buyers across the UK understand their options, avoid common pitfalls, and access deals from the whole market. With clear advice and personal support at every stage, we turn confusion into confidence.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Members Transformed

We compare deals from across the entire market to find the best fit for you — not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

Our Process

From the AIP to your final offer, we manage the Gillingham process from start to finish.

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Discovery

We start with a deep dive into your brand, business goals, and what makes you stand out in your industry. This helps us align the site with your audience and objectives.

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Strategy

We map out your site's structure, content flow, and SEO opportunities. Every decision is made with performance and clarity in mind.

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Design

Our team turns the strategy into sleek, modern visuals that reflect your brand and drive action whether that’s bookings, enquiries, or purchases.

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Build & Optimise

We build your site in Webflow, making it fast, responsive, and easy to edit. We also optimise it for Google so you're ready to rank from day one.

FAQs

Quick answers to common questions, get started with confidence.
Can I get a mortgage with past defaults?
Yes, with the right broker we place these cases weekly.
Is Gillingham good for first-time buyers?
Yes, it’s one of Kent’s most accessible entry markets.
Can I get a mortgage if I’m still in probation?
Yes, some lenders will still consider we’ll show you how.
What’s better fixed or tracker rates?
It depends on your stability. We’ll explain the pros and cons.
Do lenders check council tax history?
Not directly, but credit linked to address matters we check all factors.
Will Help to Buy still apply?
It’s phased out, but Shared Ownership and First Homes offer similar help.

Why Use MBNM for your First time buyer Mortgage

Our mission

To make mortgages easy for first-time buyers and home movers anywhere in the UK. As a whole of market broker, we’re not tied to any lender, which means we can search across the entire mortgage market to find the right deal for your situation. Our mission is simple: clear advice, stress-free support, and mortgages made easy, no matter where you are in the UK.

Our vision

To become the most trusted name in first-time buyer mortgage support by putting people before percentages. We believe in long-term relationships, honest guidance, and empowering every buyer. Regardless of their background, with the knowledge and tools to succeed.

Our story

Mortgage Brokers Near Me was founded to bridge the gap between everyday buyers and the mortgage world. With years of experience in the industry, we saw how overwhelming the process could be, especially for those doing it for the first time. That’s why we built a service focused on simplicity, education, and real human support.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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