Independent mortgage advice for buyers, homeowners and landlords across Leeds, delivered remotely by phone or WhatsApp. Access to over 90 lenders, with clear direction from your first enquiry through to completion.

More than mortgages, we cover the whole journey
With access to over 90+ lenders
5 Star Reviews
In mortgages arranged for clients



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Leeds has a diverse housing market, from city centre apartments to family homes in areas such as Roundhay and Horsforth. Many buyers here are professionals working in finance, healthcare or the growing digital sector, often with a mix of salary and variable income. Others are relocating within West Yorkshire and need clarity before committing in a competitive market. In a city where property types and lending criteria vary, independent advice ensures your mortgage application is aligned with lenders who understand your financial profile.
All guidance is provided remotely, giving Leeds clients flexibility around work and family commitments. We arrange calls or WhatsApp conversations at suitable times, review documents securely and explain each step in straightforward language. Regular updates mean you always know what stage your application has reached.




People across Leeds approach us at different stages of their property journey. Advice is tailored to your financial position and long-term plans rather than following a set formula.
If you are entering the market in areas such as Chapel Allerton or Headingley, understanding borrowing limits early can prevent wasted time. We help you approach property searches with realistic expectations.
Moving within Leeds often involves coordinating a sale and purchase together. We structure your mortgage carefully to align with your moving timeline and reduce avoidable delays.
Where income varies from year to year, careful preparation is essential. We work with lenders comfortable assessing trading history and ensure documentation supports your application properly.
Investors focusing on long-term rental demand in Leeds need clarity on stress rates and borrowing capacity. We examine the numbers thoroughly before advising on the next step.
MBNM provides independent mortgage advice with access to over 90 lenders across the market. We are not tied to a single provider and recommendations are based on suitability rather than targets. Each case is handled individually, whether straightforward or complex. An FCA regulated adviser manages your application from start to finish, explaining recommendations clearly and allowing you to decide without pressure.

As an independent broker, MBNM has access to mortgage options from over 90 lenders, giving clients access to deals they won’t find by walking into a single bank.
We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases, situations where bank-only advice often falls short.
From your first conversation through to mortgage offer, we handle paperwork, lender queries, and follow-ups, keeping things moving and keeping you informed.
MBNM is FCA regulated and focused on clear, jargon-free advice. No sales pressure, no hidden agendas, just guidance that makes sense for your goals.
We begin with a detailed conversation about your plans and financial position. Suitable lenders are researched, options are explained clearly and, once agreed, we manage the application on your behalf. You receive updates throughout until completion.
We start with a straightforward conversation to understand your situation, goals, and timeframe. This helps us assess affordability, lender criteria, and the most suitable mortgage options from the outset.
We compare mortgages across the whole market, reviewing rates, terms, and lender requirements to find an option that fits your circumstances, not just what’s easiest to place.
Once you’re happy, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.
When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.
If you have a question, please do not hesitate to reach out!
Possibly. Some lenders apply additional criteria to certain flat types or lease terms. We review the property details before advising.
At larger borrowing levels, some lenders apply stricter affordability rules. We assess your income and deposit carefully before recommending options.
Yes, although lenders treat variable income differently. We approach lenders who assess it fairly where appropriate.
Yes. We provide advice on purchases, remortgages and investment properties where suitable.
Yes. Advice, document checks and updates are handled by phone, email or WhatsApp.
The first conversation is free. If a fee applies later, it is explained upfront before proceeding.
If you’re buying, moving, or remortgaging in Farnborough, we’re here to help you understand your options and move forward with confidence. Get in touch for clear, independent mortgage advice tailored to your situation.