Mortgage advice for Leeds buyers, homeowners and landlords, with access to more than 90 lenders. We compare the criteria and costs, then manage your application.

More than mortgages, we cover the whole journey
With access to over 90+ lenders
5 Star Reviews
In mortgages arranged for clients



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Leeds buyers can be comparing very different properties, from city-centre leasehold apartments to terraces in Headingley and family homes in Chapel Allerton, Roundhay or Pudsey. Flats may require detailed checks on lease terms, service charges and building safety, while older houses can raise questions about construction, condition and valuation.
Your finances need the same level of attention. We assess salary, bonus, overtime, self-employed or contract income alongside deposit, commitments and credit history. Once the applicant and property details are clear, we compare suitable lenders rather than submitting to the first bank offering an attractive headline rate.




Our Leeds mortgage advice covers first purchases, moves, remortgages and buy-to-let, including leasehold property and applicants with complex income.
We establish a realistic Leeds buying budget, explain the costs and paperwork, and arrange an Agreement in Principle before you make an offer.
We help you decide whether to port your existing deal or take a new mortgage, then keep the application aligned with your sale and onward purchase.
We match the way you earn with lenders able to assess it, then prepare the accounts, tax records, contracts or payslips needed for a clear application.
We support new and experienced landlords with standard lets, HMOs, limited company mortgages and portfolio cases, subject to rent and property criteria.
MBNM provides Leeds clients with access to more than 90 lenders and an adviser who stays with the case. Appointments are remote by phone or video, with WhatsApp available for convenient updates. We assess the detail, compare suitable product costs and criteria, explain the recommendation and manage lender queries through valuation, underwriting and mortgage offer.

As an independent broker, MBNM has access to mortgage options from over 90 lenders, giving clients access to deals they won’t find by walking into a single bank.
We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases, situations where bank-only advice often falls short.
From your first conversation through to mortgage offer, we handle paperwork, lender queries, and follow-ups, keeping things moving and keeping you informed.
MBNM is FCA regulated and focused on clear, jargon-free advice. No sales pressure, no hidden agendas, just guidance that makes sense for your goals.
We start with your objective and the numbers, including income, deposit, commitments and credit history. We then check the property plans, research suitable lenders and obtain an Agreement in Principle if required. Once you proceed, we prepare the full application and keep you updated until offer.
We start with a straightforward conversation to understand your situation, goals, and timeframe. This helps us assess affordability, lender criteria, and the most suitable mortgage options from the outset.
We compare mortgages across the whole market, reviewing rates, terms, and lender requirements to find an option that fits your circumstances, not just what’s easiest to place.
Once you’re happy, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.
When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.
If you have a question, please do not hesitate to reach out!
Yes. We check the lease, ground rent, service charge, construction and any relevant cladding documents before comparing lenders that may accept the building and property.
Often, yes. The lender will want to know who is providing the gift and confirm that it is not repayable. We explain the evidence required and compare suitable options.
Potentially. We assess experience, expected rent, licensing, valuation and property layout, then compare specialist or mainstream lenders as the case requires.
Yes, subject to affordability and criteria. We identify lenders that can consider contract earnings, salary and dividends, accounts or company profit where appropriate.
Starting several months before the current deal ends gives enough time to compare a product transfer and remortgage while considering fees and early repayment charges.
Your first chat is free. If we can help, we explain any fee before you decide whether to proceed. There are no hidden fees, and we do not move forward until you have agreed them.
Tell us what you are planning and we will explain the next step. Your first chat is free and appointments are available by phone or video, with WhatsApp updates if preferred. If we can help, any fee will be explained and agreed before work begins.