Remortgage

Remortgage Broker in Croydon

Local remortgage advice Croydon homeowners can rely on.

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What is a Remortgaging?

Remortgaging is the process of moving your current mortgage to a new lender or deal. At MBNM, we help Croydon homeowners secure better rates or access equity, guiding them with expert, personalised support.

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Whole-of-market comparisons
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Trusted Croydon specialists
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Tailored remortgage support
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Remortgage Local Market Insight

Croydon’s property market has seen steady growth, with average prices around £425,000. Many residents are remortgaging to manage costs post-interest rate hikes.
01
fixed-rate deals
Fixed-rate deals give you monthly stability and protect you from potential interest rate rises in future.
02
Missed Savings Alert
Your mortgage deal might no longer be competitive. We can check — and help you save — in minutes.
03
Market Rate Shifts
Rates have fluctuated since 2023, with lenders adjusting deals monthly. Review now to avoid overpaying.
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Local Clients Helped
From Addiscombe to South Norwood, we’ve helped Croydon families find clarity and savings through remortgaging.

Why Work With a Broker

We save you from hours of paperwork and complex comparisons. Our team handles it all — with your goals in mind.

Compare across 100+ lenders
No hidden broker fees
Local support, national reach
Remortgaging made simple
Get to know us
New owner holding the key to their house after using MBNM to assist with their mortgage

Remortgaging With Mortgage Brokers Near Me

We help homeowners across the UK explore their remortgage options, avoid costly mistakes, and access competitive deals from over 90 lenders. With clear advice and personal support, we make the process simple and stress-free.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Lenders To Compare

We compare deals from across the entire market to find the best fit for you not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

Our Remortgage Process

Our Croydon-based approach means faster responses, easier communication, and advice aligned to your local needs.

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Discovery

We start with a quick discovery call to understand your goals. Whether it's reducing monthly payments, avoiding SVR, or switching mortgage types.

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Compare

We search across 90+ UK lenders to find the most suitable remortgage deals based on your credit, property value, and needs.

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Apply

Once you're happy with the option, we handle the paperwork, liaise with the lender, and keep you informed throughout the process.

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Secure

Your new mortgage is secured. Often before your current deal ends, helping you save money and avoid unnecessary rate hikes.

Remortgage FAQs

Quick answers to Remortgage questions, get started with confidence.
Is remortgaging worth it in Croydon?
Yes — Croydon homeowners often remortgage to secure lower interest rates or release equity from their home.
Do I need equity to remortgage?
Usually yes — the more equity you have, the better rates you’ll likely qualify for.
Will my credit score affect remortgaging?
Yes, but we work with lenders who accept a range of credit histories — not just the high scorers.
Can I remortgage early?
You can, but early repayment charges might apply. We’ll help you assess if it’s financially worthwhile.
What are the fees involved?
Some lenders offer fee-free deals. Others charge arrangement and legal fees — we make sure you know upfront.
Can I switch to an interest-only mortgage?
Yes, if your circumstances meet lender criteria. We’ll help you weigh the pros and cons.

Why Remortgage With Us

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Our mission

To make remortgaging simple, stress-free, and accessible to homeowners across the UK.As a whole-of-market broker, our mission is to help every client find the right deal. Whether you’re looking to save money, switch lenders, or adjust your mortgage to fit life’s changes. We aim to provide clear advice, full transparency, and support from start to finish, no matter where you live or why you’re remortgaging.

Vision

Our vision

We believe remortgaging should work in your favour, not cause confusion or delays. Our vision is a world where homeowners can easily compare options, make informed decisions, and adjust their mortgage as life evolves. Whether you’re switching to a better rate, managing major changes, or simply looking for clarity, we’re here to guide you.

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Our story

MBNM was created to fix what many homeowners found frustrating slow responses, unclear advice, and limited lender options.
We saw too many people stuck on high-interest rates or unsure what to do when their deal ended. So we built a remote-first, whole-of-market brokerage designed for real people. With access to over 90 lenders, we help homeowners across the UK remortgage with confidence, without the hard sell, and always with your best interest at heart.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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