Remortgage

Remortgage Broker in Oxford

Secure better mortgage rates in Oxford with expert help.

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What is a Remortgaging?

A remortgage involves switching your current mortgage deal to another, either with the same lender or a new one. At MBNM, we guide Oxford residents through the remortgage process, helping them access better rates, release equity, or adapt to life changes with clarity and confidence.

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Tailored mortgage guidance
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Competitive local rates
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Fast, expert support
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Remortgage Local Market Insight

Oxford's average property price in 2024 is approximately £535,000, with remortgage activity growing steadily as fixed deals end. Many homeowners in Oxford are remortgaging to secure new fixed rates amidst changing interest trends.
01
fixed-rate deals
Fixed rates provide predictable monthly payments and long-term financial stability.
02
Missed Savings Alert
You could be missing out on thousands in savings by not checking today’s better deals.
03
Market Rate Shifts
Rates in Oxford have shifted in response to Bank of England changes. Expect fluctuations in Q3, making early remortgage planning critical.
04
Local Clients Helped
We've helped homeowners in Headington, Cowley and Jericho remortgage smoothly and affordably.

Why Work With a Broker

We scan the entire market to save you time, stress, and money. Our local knowledge gives Oxford clients a real edge.

Whole-of-market access
Trusted, FCA-authorised advice
Local Oxford experience
Speedy application handling
Get to know us
New owner holding the key to their house after using MBNM to assist with their mortgage

Remortgaging With Mortgage Brokers Near Me

We help homeowners across the UK explore their remortgage options, avoid costly mistakes, and access competitive deals from over 90 lenders. With clear advice and personal support, we make the process simple and stress-free.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Lenders To Compare

We compare deals from across the entire market to find the best fit for you not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

Our Remortgage Process

We start with a free call to understand your Oxford property goals. Then, we recommend the best options from 90+ lenders.

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Discovery

We start with a quick discovery call to understand your goals. Whether it's reducing monthly payments, avoiding SVR, or switching mortgage types.

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Compare

We search across 90+ UK lenders to find the most suitable remortgage deals based on your credit, property value, and needs.

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Apply

Once you're happy with the option, we handle the paperwork, liaise with the lender, and keep you informed throughout the process.

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Secure

Your new mortgage is secured. Often before your current deal ends, helping you save money and avoid unnecessary rate hikes.

Remortgage FAQs

Quick answers to Remortgage questions, get started with confidence.
When should I start looking to remortgage?
Ideally, begin 3–6 months before your current deal ends to avoid moving onto a higher variable rate.
Do I need a solicitor to remortgage?
Only if switching lenders. Many deals come with free legal support included to make it easier.
Can I release equity during a remortgage?
Yes, you can release funds for home improvements, debt consolidation, or other purposes.
Can I remortgage with bad credit?
Yes, some lenders specialise in adverse credit. We’ll help find the best solution based on your profile.
What fees are involved?
Some lenders charge arrangement fees. We’ll help you understand total costs and look for fee-free options.
Will a broker save me money?
A broker compares all deals, often uncovering better rates than your current lender offers directly.

Why Remortgage With Us

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Our mission

To make remortgaging simple, stress-free, and accessible to homeowners across the UK.As a whole-of-market broker, our mission is to help every client find the right deal. Whether you’re looking to save money, switch lenders, or adjust your mortgage to fit life’s changes. We aim to provide clear advice, full transparency, and support from start to finish, no matter where you live or why you’re remortgaging.

Vision

Our vision

We believe remortgaging should work in your favour, not cause confusion or delays. Our vision is a world where homeowners can easily compare options, make informed decisions, and adjust their mortgage as life evolves. Whether you’re switching to a better rate, managing major changes, or simply looking for clarity, we’re here to guide you.

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Our story

MBNM was created to fix what many homeowners found frustrating slow responses, unclear advice, and limited lender options.
We saw too many people stuck on high-interest rates or unsure what to do when their deal ended. So we built a remote-first, whole-of-market brokerage designed for real people. With access to over 90 lenders, we help homeowners across the UK remortgage with confidence, without the hard sell, and always with your best interest at heart.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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