Mortgage Broker in Birmingham
Independent mortgage advice for buyers, homeowners and landlords across Birmingham, delivered remotely by phone or WhatsApp. Access to over 90 lenders, with practical guidance from your first enquiry through to completion.
More than mortgages, we cover the whole journey
With access to over 90+ lenders
5 Star Reviews
In mortgages arranged for clients
.png)
Mortgage advice for buyers and homeowners in Birmingham
Birmingham’s property market covers everything from modern apartments in the city centre to traditional semis in Harborne and family homes in Solihull. Buyers here often juggle rising values with deposit limits, especially where income includes shift work, bonuses or self-employed earnings. Others are relocating for work linked to the city’s expanding business and transport sectors. In a market this varied, lender criteria can differ sharply. Independent advice helps ensure your application is directed to lenders suited to your income and property type.
Advice is provided entirely at a distance, which works well for clients across Birmingham who prefer flexibility. We arrange calls or WhatsApp conversations around your schedule, review documents securely and explain each stage clearly. You are kept informed throughout, so there is no uncertainty about progress.
Mortgage services in Birmingham tailored to your financial position
Who we help in Birmingham?
People across Birmingham approach us at different stages of their property journey. Advice is structured around your individual financial position and objectives rather than following a fixed approach.
First-time buyers in Birmingham
If you are stepping onto the ladder in areas such as Edgbaston or Moseley, understanding borrowing limits before making an offer can prevent setbacks. We help you assess affordability realistically so you can act with confidence.
Home movers in Birmingham
Moving within Birmingham often involves coordinating a sale and purchase at the same time. We align your mortgage application carefully with your moving timeline to reduce avoidable complications.
Self-employed and contractors in Birmingham
Where income fluctuates year to year, lenders require clear documentation. We identify lenders comfortable with your trading history and prepare the case thoroughly before submission.
Buy-to-let investors in Birmingham
Investors targeting long-term rental growth in Birmingham need clarity on lender stress rates and borrowing limits. We examine the numbers carefully before advising how to proceed.
Why choose MBNM as your independent mortgage broker?
MBNM provides independent mortgage advice with access to over 90 lenders across the market. We are not tied to one provider and do not operate on sales targets. Each case is handled individually, whether straightforward or involving complex income. An FCA regulated adviser manages your application from start to finish, explaining recommendations clearly and allowing you to decide without pressure.
As an independent broker, MBNM has access to mortgage options from over 90 lenders, giving clients access to deals they won’t find by walking into a single bank.
We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases, situations where bank-only advice often falls short.
From your first conversation through to mortgage offer, we handle paperwork, lender queries, and follow-ups, keeping things moving and keeping you informed.
MBNM is FCA regulated and focused on clear, jargon-free advice. No sales pressure, no hidden agendas, just guidance that makes sense for your goals.
A straightforward mortgage process from start to finish
We begin with a focused conversation about your plans and financial position. Suitable lenders are then researched and options presented clearly. Once you decide how to proceed, we manage the application and keep you informed until completion.
We start with a straightforward conversation to understand your situation, goals, and timeframe. This helps us assess affordability, lender criteria, and the most suitable mortgage options from the outset.
We compare mortgages across the whole market, reviewing rates, terms, and lender requirements to find an option that fits your circumstances, not just what’s easiest to place.
Once you’re happy, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.
When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.
Mortgage advice in Birmingham – common questions
If you have a question, please do not hesitate to reach out!
Speak to a mortgage adviser in Farnborough
If you’re buying, moving, or remortgaging in Farnborough, we’re here to help you understand your options and move forward with confidence. Get in touch for clear, independent mortgage advice tailored to your situation.
Trusted by home buyers and homeowners across the UK
"After speaking to another broker and being told we had to wait longer to get a mortgage, we landed on Will’s page! We had a unique self employed situation but Will instantly knew how to work our figures and although we weren’t in a position to buy straightaway, Will has given us a path and steps to what we need to make buying our home possible! There is never a straight no from Will, it’s always a ‘not now, but when’. Highly recommend for anyone looking for a mortgage broker in the UK"
"Smoothest process I’ve experienced! Very grateful, thank you team!"
"Will worked absolute miracles for me and my partner, my financial situation wasn't great to say the least and I thought there would be absolutely no way that i'd be able to get a mortgage offer. From our first phone call he was so reassuring & positive and I instantly felt a weight had been lifted and that their was finally hope! I don't know how he does it but he managed to secure us a deal within our budget and the whole process was so straight forward. His knowledge is incredible and you can tell he just wants the absolute best for the people he is helping. 100/10 would 100% recommend to anyone I know that is looking to buy without hesitation."
"Mortgage Brokers Near Me has been amazing! Super patient and knowledgeable. We've had two properties fall through, but they've stuck with us every step. Highly recommend!"
"Will is our go-to guy for mortgages for personal and business properties. Excellent communication, very honest and extremely easy to deal with, I couldn't recommend him enough!"
5.0
"We've had a great experience with Will at MBNM. An easy flow of conversation to ensure we get the best deal available to us, along with advice and help where needed. Highly recommend!"
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.
Mortgage Brokers Near Me LTD is an Appointed Representative of The Right Mortgage LTD which is authorised and regulated by the Financial Conduct Authority.
The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. The Financial Conduct Authority does not regulate Will Writing and some forms of Trusts and Buy to Lets. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.
Mortgage Brokers Near Me LTD are registered in England and Wales with company number 15189091.
C/O The Financial Management Centre, Meads Business Centre, 19 Kingsmead, Farnborough, England, GU14 7SR