Remortgage

Remortgage Brokers in Ramsgate

Expert Remortgage Advice in Ramsgate

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What is a Remortgaging?

A remortgage allows you to switch your current mortgage to a new deal, often with better terms. At MBNM, we help Ramsgate homeowners find the best remortgage options by comparing rates across lenders and guiding you through every step with expert support.

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Remortgage Local Market Insight

Ramsgate has seen steady house price growth, with an average property value of £296,000 in early 2025. This makes it an ideal time for homeowners to consider remortgaging to release equity or lower monthly repayments.
01
fixed-rate deals
Fixed-rate remortgages offer payment security and peace of mind, helping you budget confidently amid rising costs.
02
Missed Savings Alert
Many Ramsgate homeowners stick with old deals and overpay. Don’t miss potential monthly savings – review your options today.
03
Market Rate Shifts
Interest rates have shifted again this quarter, with expectations of further rises. Lock in your rate now while options remain.
04
Local Clients Helped
We’ve helped Ramsgate clients near Pegwell and Newington secure favourable remortgages tailored to their needs and lifestyles.

Why Work With a Broker

Working with a broker means expert guidance, faster approvals, and access to better deals than going direct. We make it seamless.

Unbiased lender comparisons
Tailored remortgage strategy
Speedy application process
Support from start to finish
Get to know us
New owner holding the key to their house after using MBNM to assist with their mortgage

Remortgaging With Mortgage Brokers Near Me

We help homeowners across the UK explore their remortgage options, avoid costly mistakes, and access competitive deals from over 90 lenders. With clear advice and personal support, we make the process simple and stress-free.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Lenders To Compare

We compare deals from across the entire market to find the best fit for you not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

Our Remortgage Process

Our Ramsgate remortgage team starts with a no-obligation call, understands your goals, and sources the best-fit deals.

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Discovery

We start with a quick discovery call to understand your goals. Whether it's reducing monthly payments, avoiding SVR, or switching mortgage types.

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Compare

We search across 90+ UK lenders to find the most suitable remortgage deals based on your credit, property value, and needs.

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Apply

Once you're happy with the option, we handle the paperwork, liaise with the lender, and keep you informed throughout the process.

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Secure

Your new mortgage is secured. Often before your current deal ends, helping you save money and avoid unnecessary rate hikes.

Remortgage FAQs

Quick answers to Remortgage questions, get started with confidence.
What is a remortgage?
A remortgage involves replacing your current mortgage with a new one, often to access better rates or terms.
Can I remortgage with bad credit?
Yes, some lenders specialise in adverse credit. We’ll help you explore options tailored to your situation.
Do I need a deposit to remortgage?
No deposit is needed. Your current home equity acts as security when switching to a new mortgage deal.
When should I consider remortgaging?
Ideally 3–6 months before your current deal ends to avoid higher variable rates and secure a new offer in time.
How long does a remortgage take?
Typically 4–8 weeks, depending on your circumstances. Our team ensures it progresses smoothly and efficiently.
Are there fees involved?
Some remortgages have product or legal fees. We always help calculate total costs and find the best-value option.

Why Remortgage With Us

Mission logo

Our mission

To make remortgaging simple, stress-free, and accessible to homeowners across the UK.As a whole-of-market broker, our mission is to help every client find the right deal. Whether you’re looking to save money, switch lenders, or adjust your mortgage to fit life’s changes. We aim to provide clear advice, full transparency, and support from start to finish, no matter where you live or why you’re remortgaging.

Vision

Our vision

We believe remortgaging should work in your favour, not cause confusion or delays. Our vision is a world where homeowners can easily compare options, make informed decisions, and adjust their mortgage as life evolves. Whether you’re switching to a better rate, managing major changes, or simply looking for clarity, we’re here to guide you.

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Our story

MBNM was created to fix what many homeowners found frustrating slow responses, unclear advice, and limited lender options.
We saw too many people stuck on high-interest rates or unsure what to do when their deal ended. So we built a remote-first, whole-of-market brokerage designed for real people. With access to over 90 lenders, we help homeowners across the UK remortgage with confidence, without the hard sell, and always with your best interest at heart.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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