Clear mortgage advice for Maidenhead buyers and homeowners, including commuters, contractors and applicants with bonus income. Compare options from more than 90 lenders.

More than mortgages, we cover the whole journey
With access to over 90+ lenders
5 Star Reviews
In mortgages arranged for clients



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Maidenhead's rail links and access to London attract commuters with a wide range of income structures. Salary, bonus, commission, share awards and contract earnings can all be treated differently by lenders. The property mix also varies, from town-centre apartments and new developments to family homes in Furze Platt, Cox Green and Pinkneys Green.
We check how a lender will assess both the borrower and the property. For flats, this can include the lease, service charge, ground rent and construction. For higher loan amounts or variable income, we review track record and evidence before calculating affordability, helping you avoid a lender whose policy does not reflect your position.




We support Maidenhead buyers, movers, homeowners and landlords, including commuters and applicants whose income includes bonuses, company profit or contracts.
We help you establish what you can afford, arrange an Agreement in Principle and understand lender checks before you offer on a Maidenhead property.
We compare porting your existing mortgage with taking a new deal and coordinate the application with the timing of your sale and purchase.
We identify lenders able to assess business or contract income properly and help you prepare the supporting accounts, tax records or contracts.
We advise on buy-to-let purchase and remortgage options for new and portfolio landlords, including limited company cases where appropriate.
MBNM gives Maidenhead clients access to more than 90 lenders and advice that fits around work and commuting. Meetings take place by phone or video, with WhatsApp updates available. Your adviser checks variable income and property details carefully, compares suitable options on criteria and total cost, and manages the case with the lender from application to offer.

As an independent broker, MBNM has access to mortgage options from over 90 lenders, giving clients access to deals they won’t find by walking into a single bank.
We regularly handle applications involving self-employed income, remortgaging, buy-to-let properties, and time-sensitive purchases, situations where bank-only advice often falls short.
From your first conversation through to mortgage offer, we handle paperwork, lender queries, and follow-ups, keeping things moving and keeping you informed.
MBNM is FCA regulated and focused on clear, jargon-free advice. No sales pressure, no hidden agendas, just guidance that makes sense for your goals.
We begin by discussing the property plan, income, deposit and monthly commitments. After checking credit and lender criteria, we compare suitable products and arrange an Agreement in Principle where useful. We prepare the application, handle lender questions and keep you informed through valuation and underwriting.
We start with a straightforward conversation to understand your situation, goals, and timeframe. This helps us assess affordability, lender criteria, and the most suitable mortgage options from the outset.
We compare mortgages across the whole market, reviewing rates, terms, and lender requirements to find an option that fits your circumstances, not just what’s easiest to place.
Once you’re happy, we manage the full application process. That includes paperwork, lender questions, and follow-ups, keeping things progressing without unnecessary delays.
When your mortgage offer is issued, we guide you through the final steps and coordinate with solicitors or agents as needed, right through to completion.
If you have a question, please do not hesitate to reach out!
Potentially. Lenders use different percentages and evidence periods for variable pay. We review your payslips, P60s and track record before calculating the income a lender may accept.
Yes, subject to criteria. Some lenders can use a contract day rate, while others rely on accounts or tax calculations. We compare the approaches against your circumstances.
Yes. We check warranty, incentives, lease length, ground rent, service charge and construction so the chosen lender is comfortable with the property.
Possibly. Porting still requires a new affordability and property assessment. We compare it with a new mortgage and include any early repayment charge in the analysis.
No. The full advice and application process can be handled by phone, video, email and WhatsApp, with documents shared securely and updates provided remotely.
Your first chat is free. If we can help, we explain any fee before you decide whether to proceed. There are no hidden fees, and we do not move forward until you have agreed them.
Tell us what you are planning and we will explain the next step. Your first chat is free and appointments are available by phone or video, with WhatsApp updates if preferred. If we can help, any fee will be explained and agreed before work begins.