Buy To Let Mortgage

Buy to Let Mortgage Broker Ramsgate

Local Ramsgate Buy to Let Mortgage Specialists

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What is a Buy to Let Mortgage?

Buy to let mortgages allow Ramsgate investors to earn income from rental properties. We guide landlords at every stage — from eligibility to lender matching and completion.

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Guidance for new investors
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Portfolio advice available
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Limited company expertise
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Local Market Insight

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Ramsgate has experienced an 11.2% house price increase over five years. With its growing popularity as a commuter town and seaside location, we help landlords find the right buy to let mortgage for this market.
01
Demand
Tenant demand is driven by location, affordability, and improving transport links.
02
Value Increase
Property prices in Ramsgate are up 11.2% over five years.
03
Average House Price
Ramsgate’s average home price is around £310,000.
04
Average Rent Price
Rents average about £1,200 monthly.

Why Work With a Broker

We help Ramsgate landlords secure competitive BTL mortgage deals aligned with their goals.

Portfolio optimisation
Self-employed support
Remortgage guidance
Company mortgage advice
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New owner holding the key to their house after using MBNM to assist with their mortgage

At Mortgage Brokers Near Me

At Mortgage Broker Near Me, we combine experience, market insight, and a truly personal service. With over 1,200 clients supported across 100+ UK locations, we know what it takes to secure the right mortgage.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Lenders To Compare

We compare deals from across the entire market to find the best fit for you, not just one bank.

2700+

Buy To Let buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

Our mortgage support in Ramsgate considers local rental patterns, property types, and growth trends.

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Discovery

We start with a simple conversation to understand your goals, whether you're buying your first investment property or expanding a portfolio. We’ll ask about the property, your deposit, income, and preferences.

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Advice

We search thousands of buy to let mortgage products across mainstream and specialist lenders. Based on your profile, we recommend the most suitable options clearly explaining the pros, cons, and long-term implications.

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Application

Once you’ve chosen a mortgage, we handle the paperwork. We liaise with the lender, ensure your documents are correct, and keep you updated every step of the way to avoid delays or rejections.

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Approval, Offer & Beyond

We secure your mortgage offer and stay in touch throughout the conveyancing process. Even after completion, we’re here to help. Whether you need remortgage advice or want to grow your portfolio.

FAQs

Quick answers to common questions, get started with confidence.
Do you help portfolio landlords?
Yes. We support Ramsgate clients managing multiple properties with lender choice and growth strategy.
What’s the minimum deposit?
Ramsgate BTL lenders often accept 15–20% — we’ll match you with the right one.
How do I prove income?
How do I prove income?
We help Ramsgate clients gather SA302s, accounts, or relevant paperwork based on their setup.
Can I buy as a limited company?
Yes. SPV options are available for Ramsgate landlords — we help set up and apply.
Can I switch my residential mortgage?
Yes. Ramsgate homeowners can remortgage to BTL or apply for consent to let.
What if it’s my first BTL?
We’ll guide you through everything, from lender criteria to making your first Ramsgate investment.

Why Choose MBNM For You buy to let Mortgage

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Our mission

To make property finance simpler, smarter, and more supportive, helping everyday landlords and investors secure the right mortgage with clarity, confidence, and expert advice they can actually trust.

Vision

Our vision

To become the most trusted name in first-time buyer mortgage support by putting people before percentages. We believe in long-term relationships, honest guidance, and empowering every buyer. Regardless of their background, with the knowledge and tools to succeed.

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Our story

Mortgage Broker Near Me was founded with a simple goal, to remove the confusion and guesswork from getting a mortgage.We saw too many buyers and landlords being pushed into deals they didn’t understand or missing out altogether due to a lack of guidance.So, we built a brokerage that puts people first. One that focuses on clarity, long-term thinking, and tailored support for landlords at every stage, from first-time investors to seasoned portfolio holders.

Today, we’re proud to have helped hundreds of clients make smarter property moves with complete peace of mind.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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