Mortgage Protection - Life insurance

Mortgage Life Insurance – Kingston upon Thames

Protect your home and family with expert-led mortgage life insurance in Kingston upon Thames.

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Why Is Mortgage Life Insurance Important?

Life insurance isn’t included with your mortgage, so without cover, your home could be at risk if the unexpected happens.

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Pays off your mortgage if you pass away
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Joint cover options for couples and families
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Easily set up alongside your mortgage
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What You Might Not Know About Mortgage Life Insurance

Many people think mortgage life insurance is complex, but it’s actually a smart and affordable safeguard for your loved ones.
01
What Most People Get Wrong
Assuming life insurance comes with your mortgage as standard — it doesn’t.
02
Why It’s Often Skipped
People delay it due to confusing terms and not knowing where to start.
03
What It Looks Like in Real Life
We recently helped a young couple in Kingston arrange joint life cover that gave them complete peace of mind within 24 hours.
04
Why It’s Worth It
Your home is more than bricks and mortar — it’s where your family feels safe.

Why Work With a Broker

With a broker, you get clear, personalised advice and access to policies that suit your needs — not just what one insurer offers.

Independent, whole-of-market access
Policy set-up handled for you
Explained in plain language
Ongoing support beyond the sale
Speak To An Expert
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At Mortgage Brokers Near Me

We help first-time buyers across the UK understand their options, avoid common pitfalls, and access deals from the whole market. With clear advice and personal support at every stage, we turn confusion into confidence.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Members Transformed

We compare deals from across the entire market to find the best fit for you, not just one bank.

2700+

Buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

We support homeowners across Kingston upon Thames with straightforward life insurance that fits around their mortgage plans.

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Quick Chat

We’ll ask a few simple questions to learn about your mortgage, your family situation, and any existing cover you might have.

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Compare Options

We search the market to find policies that match your needs and budget. Explaining the pros and cons in plain English.

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Handle the Paperwork for You

Once you’ve chosen the right policy, we’ll take care of the application and make sure it’s set up alongside your mortgage.

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You’re Covered

Your policy goes live, your home is protected, and your family has peace of mind, all sorted without chasing multiple providers.

FAQs

Quick answers to common questions, get started with confidence.
Does mortgage life insurance cover critical illness?
Not by default. Critical illness is a separate policy or can be added as an option. We’ll help you understand what’s best for your situation.
Is it mandatory to have mortgage life insurance?
No, but it’s strongly recommended — it protects your home and gives your family financial security.
Can both of us be covered under one policy?
Yes, joint policies are available and often cost-effective. We’ll talk through the pros and cons.
How much cover do I need?
It usually matches your mortgage balance, but we’ll help assess the right level based on your home and family setup.
What happens if I change mortgage lenders?
Your cover can usually continue. We’ll review it with you to make sure it’s still a good fit.
What if I have health conditions?
We specialise in helping clients with medical histories — some insurers are more flexible than others, and we’ll guide you.

Why Choose Mortgage Brokers Near me

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Our mission

To make mortgages and protection simple, honest, and accessible. So every homeowner can move forward with confidence, not confusion.

Vision

Our vision

We believe that financial advice should feel like talking to a human, not reading a policy booklet. Our goal is to become the UK’s most trusted mortgage and protection partner by putting clarity, service, and people first.

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Our story

Mortgage Brokers Near Me started with a simple idea: getting a mortgage (and the cover that comes with it) shouldn’t feel overwhelming.

Too many people delay protection because they’re confused or put off by jargon. We’ve seen the impact that has and we set out to change it.

From day one, our approach has been hands-on and human. We guide you through everything, explain the bits others gloss over, and handle the heavy lifting. Whether you're buying your first home, moving up the ladder, or remortgaging, we’re here to make sure nothing important gets missed especially your peace of mind.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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