Renovation mortgage

Renovation Mortgage Broker in Ramsgate

Renovation mortgage broker in Ramsgate for extensions, remortgages & upgrades.

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What is a Renovation mortgage?

MBNM supports Ramsgate property owners with renovation-focused mortgage advice. From equity release to specialist loans, we help fund your improvement plans effectively.

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Specialist renovation lenders
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Remortgage & purchase support
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Local Market Insight

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In Ramsgate, property owners frequently invest in large-scale refurbishments and loft conversions. MBNM ensures clients secure funding aligned with renovation scope and project stage.
01
Renovation Demand
Increasing upgrades of Victorian terraces and semi-detached homes across Ramsgate.
02
Planning Applications
Thanet received around 510 applications in 2023. Loft conversions and full-house refurbishments were common.
03
Avg Renovation Budget
Budgets typically range from £60,000–£90,000 for full home renovations in Ramsgate.
04
Home Value Uplift Potential
Upgrades can boost property value by up to 12% in Ramsgate’s central and coastal zones.

Why Work With a Broker

We know which lenders support Ramsgate projects. Our team makes borrowing easier, faster & more personalised.

Local market understanding
Tailored funding strategy
Exclusive mortgage access
Trusted by Ramsgate renovators
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At Mortgage Brokers Near Me

At Mortgage Brokers Near Me, we simplify the process with local, expert support you can trust. Whether you're buying your first home, remortgaging for a better rate, or funding a renovation, our advisers connect you with competitive lenders tailored to your goals. Straightforward advice, no jargon just mortgages that work for you.

10+

Years of Expertise

We've helped thousands of buyers navigate the process with confidence and clarity.

90+

Members Transformed

We compare deals from across the entire market to find the best fit for you — not just one bank.

2700+

First-time buyers supported

From your first enquiry to moving day, we’re with you every step of the way.

5*

Rating on Google

Our clients trust us for honest advice, fast answers, and a stress-free experience.

We make launching your new website simple and stress-free without endless delays or confusion. Here’s how we take your site from concept to conversion-ready:

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Discovery

We start with a free, no obligation chat to understand your goals, timeline, and budget.

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Strategy

We scan the market including specialist and high-street lenders to find deals that match your needs.

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Application Support

From paperwork to lender requirements, we guide you through every step to ensure a smooth process.

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Mortgage Secured

Once approved, we help finalise the deal and stay in touch through to completion (and beyond if needed).

FAQs

Quick answers to common questions, get started with confidence.

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How much deposit is required?
Usually 15–25%, based on the renovation scope and whether the property is habitable.
What if I already have a mortgage?
We help clients remortgage or secure a second charge to unlock funds for renovations.
How long is the approval process?
With full paperwork, 3–6 weeks is typical. We push to keep your project on track.
Can I finance an uninhabitable home?
Yes, through staged-release or refurbishment mortgage options. We help you plan accordingly.
Are there renovation loans for listed buildings?
Yes. Specialist lenders often have options for listed or character properties. We know who to approach.
Do you support planning applications?
Yes, we help you position approved plans clearly when presenting to lenders.

Why Choose Us MBNM For your Renovation Mortgage

Our mission

Our mission is to help people across the UK make smarter mortgage decisions. From first-time buyers to experienced homeowners, we offer tailored advice, expert support, and a commitment to getting the right outcome for every client.

Our vision

At Mortgage Brokers Near Me, our vision is simple to make mortgage advice clear, accessible, and genuinely helpful. We started this journey after seeing too many people overwhelmed by confusing options, slow responses, and generic advice. Our mission is to change that by offering expert, transparent guidance that’s tailored to your goals. Whether you're buying your first home, renovating a property, or looking to remortgage, we’re here to simplify the process and support you every step of the way.

Our story

Mortgage Brokers Near Me was built out of frustration with the industry status quo slow processes, confusing options, and advice that didn’t always serve the client. We started with a simple promise: to put people first. Today, we connect clients with experienced advisers who genuinely care about making the mortgage process simpler, clearer, and more rewarding.

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Get In Touch We’d love to hear from you!

Contact details

Reach out to us directly via email or phone—we’re here to assist you with any inquiries.

Phone
0203 4884 491

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